topic Re: Lowes Question in Credit Cards

Lowes Question

2FixMyCredit — Fri, 25 Apr 2014 05:09:05 GMT

Can you do the 84 month financing on a gift card? I know there is a $3500 minimum but not sure if that would qualify on gift card purchases. Thanks!!

Re: Lowes Question

j_casteel — Fri, 25 Apr 2014 05:13:39 GMT

Why?

Re: Lowes Question

2FixMyCredit — Fri, 25 Apr 2014 05:19:16 GMT

I don't think WHY is anyone's business I just want to know if it is possible. Thanks for the reply though

Re: Lowes Question

j_casteel — Fri, 25 Apr 2014 05:26:27 GMT

Call GE and ask...

Good Luck

Re: Lowes Question

2FixMyCredit — Fri, 25 Apr 2014 05:31:03 GMT

I did, they didn't seem to understand what I meant. Was hoping for first hand experience.

Re: Lowes Question

juggar — Fri, 25 Apr 2014 05:33:11 GMT

I work at Lowes, what your asking would certainly be cause for concern. Firstly, im pretty sure you can only initally load $500 on any single gift card. So you would probably have to buy (7) $500 dollar gift cards at once( god forbid if you lose one).

The offers states:

"Offer is not automatic and must be requested at time of purchase or order. Applies to any Lowe's® Consumer Credit Card in-store purchase or order of $3,500 or more."

You technically shouldnt have a problem but I can guarantee that an assistant manager will have to get invloved. This amount in gift cards might require store manager approval cause we have a lot of gift card fraud going on.

Technically you should be able to do this but ultimatly its up to the managers. If one store says no then just go to the next.

Re: Lowes Question

j_casteel — Fri, 25 Apr 2014 10:25:07 GMT

The decision to either choose the financing option or 5% off is done at the register. Go try to do it and report back. Doubtful it is part of the T/C.

Re: Lowes Question

2FixMyCredit — Fri, 25 Apr 2014 05:46:03 GMT

Definitely not trying to commit any sort of fraud, crazy that people would even try! Doing renovations and I get tired of going back and forth to Lowes and then worrying about room since I drive a car and not a truck. Would be so much easier to send my brother (who's a contractor) with the gift card instead of my credit card.

I did find this: Standard and customized Lowe's Gift Cards are available in any amount between $5 and $500. E-Gift cards can be sent in amounts up to $100. Although a Lowe's Gift Card can be reloaded, no more than $2,000 can be redeemed from a single card in one day.

I will have to call the manager and see what can be done. Thank you again for the replies.

Re: Lowes Question

juggar — Fri, 25 Apr 2014 05:51:55 GMT

If you do call the store, ask for an M.O.D. (Manager On Duty) They will just assume you work there and the operator will transfer you no questions asked.

Re: Lowes Question

2FixMyCredit — Fri, 25 Apr 2014 06:00:04 GMT

Thanks for the hint!! LOL

Re: Lowes Question

SunriseEarth — Fri, 25 Apr 2014 06:33:54 GMT

@2FixMyCredit wrote:
Definitely not trying to commit any sort of fraud, crazy that people would even try! Doing renovations and I get tired of going back and forth to Lowes and then worrying about room since I drive a car and not a truck. Would be so much easier to send my brother (who's a contractor) with the gift card instead of my credit card.

I did find this: Standard and customized Lowe's Gift Cards are available in any amount between $5 and $500. E-Gift cards can be sent in amounts up to $100. Although a Lowe's Gift Card can be reloaded, no more than $2,000 can be redeemed from a single card in one day.

I will have to call the manager and see what can be done. Thank you again for the replies.

Why not add him as an AU?

Re: Lowes Question

2FixMyCredit — Fri, 25 Apr 2014 08:38:00 GMT

That just isn't an option for me. The gift cards would work best for me IF I am able to do it. If not, no big deal will continue as I have.

Re: Lowes Question

thatoneguy28 — Fri, 25 Apr 2014 17:01:24 GMT

u have to put it on a lowes credit card to get the special financing.have been working for lowes for 7 yrs

Re: Lowes Question

JKSIMMONS — Fri, 25 Apr 2014 17:12:42 GMT

@2FixMyCredit wrote:
Can you do the 84 month financing on a gift card? I know there is a $3500 minimum but not sure if that would qualify on gift card purchases. Thanks!!

Hate that you won't get the 5% back from Discover this quarter. I know how home renovations go though. Gotta do it the best way for you. Most people don't have that kind of cash orjust don't want to use it. Hence the lowes card. Good luck! I'm interested to see what they say