topic Juniper Sea Miles in Credit Cards

Juniper Sea Miles

smallfry — Mon, 02 Jun 2008 22:00:42 GMT

My card is now 13 months old so I thought I would call and bother them to lower my APR. Originally it was 16.24 it is now 13.24 due only to the drop in the prime rate. CSR says no soup for you try again in 1 month. Its a card I rarely use and if I do I PIF. Just the principle of the thing has garnered Barclays the bottom slot in the sock drawer.

Re: Juniper Sea Miles

Anonymous — Mon, 02 Jun 2008 23:27:27 GMT

Believe it or not-

Mine is 18.24%-

By far my highest APR-

smallfry wrote:
My card is now 13 months old so I thought I would call and bother them to lower my APR. Originally it was 16.24 it is now 13.24 due only to the drop in the prime rate. CSR says no soup for you try again in 1 month. Its a card I rarely use and if I do I PIF. Just the principle of the thing has garnered Barclays the bottom slot in the sock drawer.

Re: Juniper Sea Miles

smallfry — Mon, 02 Jun 2008 23:30:00 GMT

Yeah I checked the T&C on the website for new apps. Not so bad after all. CL is not bad but it is one card I could have lived w/o in hindsight.

Re: Juniper Sea Miles

Anonymous — Mon, 02 Jun 2008 23:35:31 GMT

My 3 Junny apps - hindsight is 20/20

I wish I had not done it either-

It's good for UTL- combined to 1 card with a 10K CL-

smallfry wrote:
Yeah I checked the T&C on the website for new apps. Not so bad after all. CL is not bad but it is one card I could have lived w/o in hindsight.

Re: Juniper Sea Miles

Anonymous — Mon, 02 Jun 2008 23:51:47 GMT

Who does Juniper pull? I am in WI and just received a pre-approval. Just curious.

Re: Juniper Sea Miles

smallfry — Mon, 02 Jun 2008 23:55:27 GMT

It should be a friendly Transunion pull.

Re: Juniper Sea Miles

smallfry — Mon, 02 Jun 2008 23:56:42 GMT

@Anonymous wrote:
My 3 Junny apps - hindsight is 20/20
I wish I had not done it either-
It's good for UTL- combined to 1 card with a 10K CL-

@smallfry wrote:
Yeah I checked the T&C on the website for new apps. Not so bad after all. CL is not bad but it is one card I could have lived w/o in hindsight.

Two apps Sea Miles 7500 and Emigrant 5500. Combined.

Re: Juniper Sea Miles

Anonymous — Tue, 03 Jun 2008 01:33:48 GMT

I sent them an online email- requesting APR reduction-

Wasn't' Junami great!! - NOT

Re: Juniper Sea Miles

llecs — Tue, 03 Jun 2008 04:05:08 GMT

smallfry wrote:
.......but it is one card I could have lived w/o in hindsight.

DITTO. MV might disagree.

Re: Juniper Sea Miles

Anonymous — Tue, 03 Jun 2008 13:56:09 GMT

They lowered my APR several times over the 4 or so month course of me having their card, but I believe it to be related to my substantial increase in my TU score.

I did noticed that they softed me once a month, every month.

Re: Juniper Sea Miles

Creditaddict — Tue, 03 Jun 2008 15:05:38 GMT

are they bk 13 friendly? scores?

Re: Juniper Sea Miles

smallfry — Tue, 03 Jun 2008 18:40:13 GMT

@Anonymous wrote:
They lowered my APR several times over the 4 or so month course of me having their card, but I believe it to be related to my substantial increase in my TU score.

I did noticed that they softed me once a month, every month.

Prime rate went down. Or maybe you are that special?

Re: Juniper Sea Miles

MidnightVoice — Tue, 03 Jun 2008 18:46:23 GMT

llecs wrote:

smallfry wrote:
.......but it is one card I could have lived w/o in hindsight.
DITTO. MV might disagree.

Self - gas back card at $7.5K

DW - Barnes and Noble card at $15K.

What is there to compain about? (other than DW's CL being twice mine!!) That is $22.5K to keep util down.