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    <title>topic Re: JCP Card in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/254800#M86242</link>
    <description>As far as what I read, GEMB pretty much always pull equifax, but I have heard of a few occasions when they pulled Transunion, so theres a possiblity that you could get lucky.</description>
    <pubDate>Tue, 03 Jun 2008 06:20:46 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-06-03T06:20:46Z</dc:date>
    <item>
      <title>JCP Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/254754#M86235</link>
      <description>&lt;DIV&gt;Can anyone tell me what reporting agency JCP uses?&amp;nbsp; I'm considering applying for the card, but want to make sure the high score from TU is pulled.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks.&lt;/DIV&gt;</description>
      <pubDate>Tue, 03 Jun 2008 04:06:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/254754#M86235</guid>
      <dc:creator>adamseve</dc:creator>
      <dc:date>2008-06-03T04:06:03Z</dc:date>
    </item>
    <item>
      <title>Re: JCP Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/254766#M86237</link>
      <description>&lt;DIV&gt;Im pretty sure JCP is GEMB and they pull Equifax... I have a walmart card who is also issued through GEMB and 100% sure it was Equifax. Im in OH&lt;/DIV&gt;</description>
      <pubDate>Tue, 03 Jun 2008 04:30:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/254766#M86237</guid>
      <dc:creator>Kris1228</dc:creator>
      <dc:date>2008-06-03T04:30:51Z</dc:date>
    </item>
    <item>
      <title>Re: JCP Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/254800#M86242</link>
      <description>As far as what I read, GEMB pretty much always pull equifax, but I have heard of a few occasions when they pulled Transunion, so theres a possiblity that you could get lucky.</description>
      <pubDate>Tue, 03 Jun 2008 06:20:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/254800#M86242</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-06-03T06:20:46Z</dc:date>
    </item>
    <item>
      <title>Re: JCP Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/254829#M86248</link>
      <description>I recently applied for a handful of GEMB cards, they pulled TU for each one for me. I'm in Indiana</description>
      <pubDate>Tue, 03 Jun 2008 12:49:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/254829#M86248</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-06-03T12:49:20Z</dc:date>
    </item>
    <item>
      <title>Re: JCP Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/254881#M86262</link>
      <description>&lt;DIV&gt;JCP = GEMB They pulled TU for every card I have for them.&amp;nbsp; I am in NY.&lt;/DIV&gt;</description>
      <pubDate>Tue, 03 Jun 2008 14:27:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/254881#M86262</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-06-03T14:27:05Z</dc:date>
    </item>
    <item>
      <title>Re: JCP Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/254905#M86271</link>
      <description>I believe this is a GEMB card, and they seem to be pretty staunch TU pullers, at least for me in VA.&lt;BR /&gt;&lt;BR /&gt;However, as previous posters have stated, they are also known to pull EQ frequently.</description>
      <pubDate>Tue, 03 Jun 2008 14:43:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/254905#M86271</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-06-03T14:43:46Z</dc:date>
    </item>
    <item>
      <title>Re: JCP Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/3207228#M896863</link>
      <description>&lt;P&gt;Equifax For Me Also&lt;/P&gt;</description>
      <pubDate>Fri, 27 Jun 2014 16:04:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/3207228#M896863</guid>
      <dc:creator>greyeyes33</dc:creator>
      <dc:date>2014-06-27T16:04:11Z</dc:date>
    </item>
    <item>
      <title>Re: JCP Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/3207238#M896866</link>
      <description>&lt;P&gt;Google credit pulls database&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Try this site. Enter credit card or creditor name, plus the state that you reside in.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 27 Jun 2014 17:57:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/3207238#M896866</guid>
      <dc:creator>heyarrnold</dc:creator>
      <dc:date>2014-06-27T17:57:42Z</dc:date>
    </item>
    <item>
      <title>Re: JCP Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/3208444#M897157</link>
      <description>&lt;P&gt;Both my GE cards were recent TU pulls. in OH&lt;/P&gt;</description>
      <pubDate>Fri, 27 Jun 2014 23:26:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/3208444#M897157</guid>
      <dc:creator>elim</dc:creator>
      <dc:date>2014-06-27T23:26:24Z</dc:date>
    </item>
    <item>
      <title>Re: JCP Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/3208574#M897206</link>
      <description>&lt;P&gt;The JCPenney credit card is issued by Synchrony Bank (formerly GE Capital Retail Bank). They almost always pull TU.&lt;/P&gt;</description>
      <pubDate>Sat, 28 Jun 2014 00:00:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/3208574#M897206</guid>
      <dc:creator>kevinjjc</dc:creator>
      <dc:date>2014-06-28T00:00:56Z</dc:date>
    </item>
    <item>
      <title>Re: JCP Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/3208586#M897210</link>
      <description>&lt;P&gt;Do you realize this post is from 2008 they may not care any more.&lt;/P&gt;</description>
      <pubDate>Sat, 28 Jun 2014 00:04:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/3208586#M897210</guid>
      <dc:creator>coldnmn</dc:creator>
      <dc:date>2014-06-28T00:04:27Z</dc:date>
    </item>
    <item>
      <title>Re: JCP Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/3208628#M897229</link>
      <description>&lt;P&gt;&lt;SPAN&gt;D'oh!!!&amp;nbsp;&lt;img id="smileyembarrassed" class="emoticon emoticon-smileyembarrassed" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-embarrassed.gif" alt="Smiley Embarassed" title="Smiley Embarassed" /&gt;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG alt="" border="0" title="" src="https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcQd2BqAPO364wnTkX8VD3LFD4rB-j3HM5_W_cYY6aIQ_yaO_diz1C9kxQ" align="center" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 28 Jun 2014 00:13:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/3208628#M897229</guid>
      <dc:creator>kevinjjc</dc:creator>
      <dc:date>2014-06-28T00:13:29Z</dc:date>
    </item>
    <item>
      <title>Re: JCP Card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/3209348#M897424</link>
      <description>&lt;P&gt;however it got bumped i found great info here&lt;/P&gt;</description>
      <pubDate>Sat, 28 Jun 2014 04:29:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/JCP-Card/m-p/3209348#M897424</guid>
      <dc:creator>elim</dc:creator>
      <dc:date>2014-06-28T04:29:49Z</dc:date>
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