topic How often does barclay update FICO? in Credit Cards

How often does barclay update FICO?

Anonymous — Thu, 01 May 2014 13:01:48 GMT

So I thought they updated like once a month or something but it looks like more often?

Its my understanding that the Barclay card nd Discover card us the same fico score from transunion.

My Discover IT card has only updated like once... AND it was the same score.

My Barclay rewards card on the other hand... Well It looks like they have soft pulled a few times. Not every time the score updated but... As you can see from the first three scores listed under transunion in my signature the score is moving up.

Is it a normal thing that they are watching my credit so closely? Is it a good thing/Bad thing?

Re: How often does barclay update FICO?

Involver — Thu, 01 May 2014 13:10:42 GMT

Every 10 weeks if no significant CR changes.

Re: How often does barclay update FICO?

BigBS — Thu, 01 May 2014 13:15:52 GMT

Barclays SP'd me 3 times last month, but as stated every 10 weeks unless something changes.

Re: How often does barclay update FICO?

Anonymous — Thu, 01 May 2014 14:07:42 GMT

@BigBS wrote:
Barclays SP'd me 3 times last month, but as stated every 10 weeks unless something changes.

Funny they are pulling so often if they normaly wait 10 weeks...

Re: How often does barclay update FICO?

Anonymous — Thu, 01 May 2014 14:30:15 GMT

So these results are real FICO 08. Just suprised at how high the score is, 843, when I have a fair number of recent inqs

Re: How often does barclay update FICO?

thelethargicage — Thu, 01 May 2014 14:57:08 GMT

@Anonymous wrote:
So I thought they updated like once a month or something but it looks like more often?

Its my understanding that the Barclay card nd Discover card us the same fico score from transunion.

My Discover IT card has only updated like once... AND it was the same score.

My Barclay rewards card on the other hand... Well It looks like they have soft pulled a few times. Not every time the score updated but... As you can see from the first three scores listed under transunion in my signature the score is moving up.

Is it a normal thing that they are watching my credit so closely? Is it a good thing/Bad thing?

They update it once in a blue moon...or every 10 weeks, which sounds about right. I prefer Discover's Fico, though--it gets updated every month.

Re: How often does barclay update FICO?

IamB2 — Wed, 07 May 2014 09:06:49 GMT

@Involver wrote:
Every 10 weeks if no significant CR changes.

Do we know what constitutes "significant" according to Barclays?

Re: How often does barclay update FICO?

Kenny — Wed, 07 May 2014 09:41:22 GMT

@Anonymous wrote:
So these results are real FICO 08. Just suprised at how high the score is, 843, when I have a fair number of recent inqs

Nice job!

Re: How often does barclay update FICO?

Involver — Wed, 07 May 2014 15:34:46 GMT

@IamB2 wrote:
@Involver wrote:
Every 10 weeks if no significant CR changes.
Do we know what constitutes "significant" according to Barclays?

I wish I knew. I have added 2 new accounts, reduced my util, and dropped all my INQs since my last score update early in March and it hasn't updated for any of those events.

Re: How often does barclay update FICO?

injustifiiable — Wed, 07 May 2014 15:40:32 GMT

Not often enough if you ask me.

10 weeks is a long time....considering how often Barclays softs us to death.

Re: How often does barclay update FICO?

Involver — Wed, 07 May 2014 15:47:44 GMT

@injustifiiable wrote:
Not often enough if you ask me.

10 weeks is a long time....considering how often Barclays softs us to death.

Barclay's has never softed me since opening my account. Is it common for them to do so?

Re: How often does barclay update FICO?

Anonymous — Wed, 07 May 2014 16:19:59 GMT

how will you know they do a sp?

All my other scores have went up quite a bit but barclay TU has not budged since the date in my sig.

Re: How often does barclay update FICO?

Kysmet10 — Wed, 07 May 2014 18:08:28 GMT

Same with me. No change since they first offered scores. I'd also like to know how you can tell that they SP.

Re: How often does barclay update FICO?

thelethargicage — Wed, 07 May 2014 18:57:27 GMT

@Kysmet10 wrote:
Same with me. No change since they first offered scores. I'd also like to know how you can tell that they SP.

You need to look at your TransUnion CR.

Re: How often does barclay update FICO?

peaceonearth — Thu, 08 May 2014 02:15:39 GMT

@Involver wrote:
@injustifiiable wrote:
Not often enough if you ask me.

10 weeks is a long time....considering how often Barclays softs us to death.
Barclay's has never softed me since opening my account. Is it common for them to do so?

No trace of a such name on my CR.

I guess they only SP certain suspicious type of customers.*I AM JUST KIDDING*