topic Re: Question about Slate in Credit Cards

Question about Slate

kroberts67 — Fri, 16 May 2014 16:32:11 GMT

Slate is AWESOME for BT's but the 0% is time limited, and the BT zero fee is even shorter (60x). Do people normally just SD the card after paying it off (what I'd call a "disposable" card) or does Slate throw out similar promos from time to time so that you could use the card again for a BT free of fees?

Re: Question about Slate

Kenny — Fri, 16 May 2014 17:10:16 GMT

Yes, most people SD the card for the life of the BT. I've never had a single promo from Slate offered to me. I will close it after I've paid off my BT.

Re: Question about Slate

Anonymous — Fri, 16 May 2014 17:10:31 GMT

I actually closed my slate last month and transferred the credit line to my Freedom card.

However, just yesterday I got some checks to use for 0% APR balance transfers. So it does seem from time to time they offer promotions.

Re: Question about Slate

Kenny — Fri, 16 May 2014 17:13:52 GMT

@Anonymous wrote:
I actually closed my slate last month and transferred the credit line to my Freedom card.

However, just yesterday I got some checks to use for 0% APR balance transfers. So it does seem from time to time they offer promotions.

Interesting. Maybe they send these out to people who have a 0 balance on the cards. It would make sense if that was the case. Thanks for the additional info!

Re: Question about Slate

DevotionToU — Fri, 16 May 2014 17:15:58 GMT

@Anonymous wrote:
I actually closed my slate last month and transferred the credit line to my Freedom card.

However, just yesterday I got some checks to use for 0% APR balance transfers. So it does seem from time to time they offer promotions.

This is what I plan to do when I finish paying down the balance that i transferred to the Slate. Will be nice to get the Freedom up to 6500, especially since I do not need the Slate if it isn't doing anything for me.

Re: Question about Slate

Anonymous — Fri, 16 May 2014 17:18:28 GMT

@KennyRS wrote:
@Anonymous wrote:
I actually closed my slate last month and transferred the credit line to my Freedom card.

However, just yesterday I got some checks to use for 0% APR balance transfers. So it does seem from time to time they offer promotions.
Interesting. Maybe they send these out to people who have a 0 balance on the cards. It would make sense if that was the case. Thanks for the additional info!

Yeah, as a point of reference I finished paying off the Slate on February of this year. I had been carrying a balance with the initial 0% APR offer. Closed/transferred the credit line in April and for some reason I still got the balance transfer promo yesterday (I also got the same promotion for my Southwest card this week).

Re: Question about Slate

JKSIMMONS — Fri, 16 May 2014 18:46:52 GMT

@Anonymous wrote:
@KennyRS wrote:
@Anonymous wrote:
I actually closed my slate last month and transferred the credit line to my Freedom card.

However, just yesterday I got some checks to use for 0% APR balance transfers. So it does seem from time to time they offer promotions.
Interesting. Maybe they send these out to people who have a 0 balance on the cards. It would make sense if that was the case. Thanks for the additional info!
Yeah, as a point of reference I finished paying off the Slate on February of this year. I had been carrying a balance with the initial 0% APR offer. Closed/transferred the credit line in April and for some reason I still got the balance transfer promo yesterday (I also got the same promotion for my Southwest card this week).

Does anyone have any experience with getting another 0% bt offer from the slate card AFTER using the initial BT offer from them?

Re: Question about Slate

azguy13 — Fri, 16 May 2014 19:24:04 GMT

After the promo period I just closed it and moved the limit to my CSP. The card to me, is basically useless after the 0% BT expires

Re: Question about Slate

Anonymous — Fri, 16 May 2014 20:18:46 GMT

My Slate has $0 balance now, I would love to see the 0% BT offer come my way