topic Re: AMEX cli rule in Credit Cards

AMEX cli rule

Anonymous — Fri, 16 May 2014 20:00:26 GMT

I applied for and recieved a 3x increase on my Blue Cash card about three months ago. I just tried a cli via online chat on my Costco business card and was declined because I recieved a cli on another card within the last six months. Does this now reset my clock to six months from today or can I try again three months from now? Shouldn't the CSR have been able to let me know my eligibility before I went through with my request? Anyway I am assuming that you can only apply for an increase every six months on one card only no matter how many cards you hold. Is this correct?

Re: AMEX cli rule

Genkeim — Fri, 16 May 2014 20:02:12 GMT

That is correct, one approved CLI every 6 months (180 days to be exact). if the CLI is denied you have to wait 90 days to try again.

You can only do a CLI on one card, so if you have multiple Amex cards, choose wisely

Re: AMEX cli rule

SunriseEarth — Fri, 16 May 2014 20:02:55 GMT

@Anonymous wrote:
I applied for and recieved a 3x increase on my Blue Cash card about three months ago. I just tried a cli via online chat on my Costco business card and was declined because I recieved a cli on another card within the last six months. Does this now reset my clock to six months from today or can I try again three months from now? Shouldn't the CSR have been able to let me know my eligibility before I went through with my request? Anyway I am assuming that you can only apply for an increase every six months on one card only no matter how many cards you hold. Is this correct?

Correct, and since you merely jumped the gun, you should still be eligible to request a CLI on the 181st day after you got your Blue Cash CLI

Did you ask the CSR if you were eligible for a CLI?

Re: AMEX cli rule

Anonymous — Fri, 16 May 2014 20:03:55 GMT

Got it, Thanks.

Re: AMEX cli rule

Anonymous — Fri, 16 May 2014 20:08:14 GMT

Yes I did and he told me to hang on and that he would check. He came back and asked me if I wanted to continue. Assuming that he had checked and I was eligible I went forward with the request.