topic Re: Capital One not reporting in Credit Cards

Capital One not reporting

Anonymous — Mon, 19 May 2014 20:28:59 GMT

Hi,

I was approved for a Platinum card from Capital One with a 3k limit. A hard pull was done to all three bereaus the same day. I have had the card over a month now with a balance. I have already received my first statement and also made my first payment. Yet, this account is not showing in my CR. I am currenlty using EIDT to monitor CR.

I am sure Cap One did not open account with wrong SS as I see the hard pulls on the day of the application. I am rebuilding my credit and I really need this card to report.

Has anyone experienced this from Cap One?

Re: Capital One not reporting

SunriseEarth — Tue, 20 May 2014 00:16:57 GMT

@Anonymous wrote:
Hi,

I was approved for a Platinum card from Capital One with a 3k limit. A hard pull was done to all three bereaus the same day. I have had the card over a month now with a balance. I have already received my first statement and also made my first payment. Yet, this account is not showing in my CR. I am currenlty using EIDT to monitor CR.

I am sure Cap One did not open account with wrong SS as I see the hard pulls on the day of the application. I am rebuilding my credit and I really need this card to report.

Has anyone experienced this from Cap One?

How long ago did you received your first statement?

Re: Capital One not reporting

BottomRanker — Tue, 20 May 2014 00:21:52 GMT

My Quicksilver didn't report until my 2nd statement posted. I wouldn't worry about it until then.

Re: Capital One not reporting

Anonymous — Tue, 20 May 2014 00:59:18 GMT

Capital One is slooow to report. I got a card with them on March 21st. It didn't report until about May 8th.

Re: Capital One not reporting

tiffjtiffj — Tue, 20 May 2014 01:03:05 GMT

Ditto, card arrives in March and i just got the new account on your CR email.

Re: Capital One not reporting

barthooper — Tue, 20 May 2014 01:13:59 GMT

Wow, that's a long time. I was starting to wonder about my Barclays Sallie Mae reporting even though I got it last week when my other card with them reported before I even got it in the mail!

Re: Capital One not reporting

BottomRanker — Tue, 20 May 2014 02:26:14 GMT

It's a huge blessing to have your new account take 2 months to report. Imagine if a bank wrongly opened an annual fee CC in your name and doesn't waive the fee. That sucker will report a balance (the annual fee) on all of your credit reports INSTANTLY, before you can correct their mistake.

So companies that take 1-2 months to report new account openings are probably doing you a favor.

Re: Capital One not reporting

Anonymous — Tue, 20 May 2014 02:28:10 GMT

Barclays reports fast. I was just approved for a Barclays Rewards last Wednesday, and by Saturday, it was already reporting. I haven't even received the card yet!