topic Re: Merrill+ in Credit Cards

Merrill+

yudeology101 — Tue, 20 May 2014 22:54:07 GMT

Hi everyone!

I was approved for Merrill+ with $2k limit a few weeks ago, thinking that I would receive standard VI card, and not the VSignature. To my surprise, received my card in the mail on Saturday and it was in fact a Visa Signature. So immediately i checked my reports to see how it is reporting as and they're all showing as a regular "credit card", not the "flexible spending account". Pretty interesting to have a physical Visa Signature card w/ no actual Visa Sig benefits, but i'll take it!

Re: Merrill+

Chadh90 — Tue, 20 May 2014 22:59:34 GMT

Huh, that seems unusual. Congratulations though!

Re: Merrill+

grinlikechelsea — Tue, 20 May 2014 23:30:30 GMT

Congrats Yude! It's a pretty nice card.

Re: Merrill+

H4LO — Wed, 21 May 2014 00:11:15 GMT

Ugh. A card I want in my portfolio.

Re: Merrill+

grinlikechelsea — Wed, 21 May 2014 00:14:04 GMT

@H4LO wrote:
Ugh. A card I want in my portfolio.

Good luck if you app for it.

Re: Merrill+

coldnmn — Wed, 21 May 2014 00:16:04 GMT

Congrats Yude!

Re: Merrill+

yudeology101 — Wed, 21 May 2014 01:17:16 GMT

Thanks guys!

Re: Merrill+

Chadh90 — Wed, 21 May 2014 01:50:04 GMT

How do you apply for this card? Do you have to call them? I can't figure out a way to do it online.

Re: Merrill+

09Lexie — Wed, 21 May 2014 01:56:19 GMT

@Chadh90 wrote:
How do you apply for this card? Do you have to call them? I can't figure out a way to do it online.

You have to call. Is this a card you need to add to your portfolio?

Re: Merrill+

Chadh90 — Wed, 21 May 2014 02:10:09 GMT

Thinking about trying it before I start gardening. I just much prefer the ease of not having to talk to a person! Lol

Re: Merrill+

grinlikechelsea — Wed, 21 May 2014 02:13:49 GMT

@Chadh90 wrote:
Thinking about trying it before I start gardening. I just much prefer the ease of not having to talk to a person! Lol

I'm the posterboy of doing everything online to avoid talking to people on the phone, but the application process for the Merrill+ was very pleasant and easy. I wouldn't worry too much about the phone app itself.

Re: Merrill+

09Lexie — Wed, 21 May 2014 02:14:55 GMT

@Chadh90 wrote:
Thinking about trying it before I start gardening. I just much prefer the ease of not having to talk to a person! Lol

Definitely consider how you can benefit from its rewards. I have the card, can't say enough good things about it but I thought you mentioned you didn't travel much.

Re: Merrill+

BigBS — Wed, 21 May 2014 02:16:54 GMT

Congrats, yude!

Re: Merrill+

j_casteel — Wed, 21 May 2014 02:44:32 GMT

@yudeology101 wrote:
Hi everyone!

I was approved for Merrill+ with $2k limit a few weeks ago, thinking that I would receive standard VI card, and not the VSignature. To my surprise, received my card in the mail on Saturday and it was in fact a Visa Signature. So immediately i checked my reports to see how it is reporting as and they're all showing as a regular "credit card", not the "flexible spending account". Pretty interesting to have a physical Visa Signature card w/ no actual Visa Sig benefits, but i'll take it!

congrats,

the looks are all that really matter anyways...no one uses the VS "perks"

Re: Merrill+

H4LO — Wed, 21 May 2014 04:06:35 GMT

@09Lexie wrote:
@Chadh90 wrote:
Thinking about trying it before I start gardening. I just much prefer the ease of not having to talk to a person! Lol
Definitely consider how you can benefit from its rewards. I have the card, can't say enough good things about it but I thought you mentioned you didn't travel much.

If I can figure out who they pull in my state, I'll app.

Re: Merrill+

09Lexie — Wed, 21 May 2014 04:08:44 GMT

@H4LO wrote:
@09Lexie wrote:
@Chadh90 wrote:
Thinking about trying it before I start gardening. I just much prefer the ease of not having to talk to a person! Lol
Definitely consider how you can benefit from its rewards. I have the card, can't say enough good things about it but I thought you mentioned you didn't travel much.
If I can figure out who they pull in my state, I'll app.

It's BoA who normally pulls EX

Re: Merrill+

yudeology101 — Wed, 21 May 2014 04:09:33 GMT

@09Lexie wrote:
@H4LO wrote:
@09Lexie wrote:
@Chadh90 wrote:
Thinking about trying it before I start gardening. I just much prefer the ease of not having to talk to a person! Lol
Definitely consider how you can benefit from its rewards. I have the card, can't say enough good things about it but I thought you mentioned you didn't travel much.
If I can figure out who they pull in my state, I'll app.
It's BoA who normally pulls EX

+1, they pulled EX for me, too.

Re: Merrill+

eagle2013 — Wed, 21 May 2014 04:10:29 GMT

@H4LO wrote:
@09Lexie wrote:
@Chadh90 wrote:
Thinking about trying it before I start gardening. I just much prefer the ease of not having to talk to a person! Lol
Definitely consider how you can benefit from its rewards. I have the card, can't say enough good things about it but I thought you mentioned you didn't travel much.
If I can figure out who they pull in my state, I'll app.

From creditpulls it seems like they are EX heavy. I'm also interested but think I'll hold out. Too many cards as is.

Re: Merrill+

yudeology101 — Wed, 21 May 2014 04:22:16 GMT

@j_casteel wrote:
@yudeology101 wrote:
Hi everyone!

I was approved for Merrill+ with $2k limit a few weeks ago, thinking that I would receive standard VI card, and not the VSignature. To my surprise, received my card in the mail on Saturday and it was in fact a Visa Signature. So immediately i checked my reports to see how it is reporting as and they're all showing as a regular "credit card", not the "flexible spending account". Pretty interesting to have a physical Visa Signature card w/ no actual Visa Sig benefits, but i'll take it!

congrats,

the looks are all that really matter anyways...no one uses the VS "perks"

I know but i'm just wondering if it's just the standard design of the Merrill+ with the "signature" print under the VI logo, thought it would be interesting to share in case if anyone down the road gets approved for < $5k wouldn't get confused in any way.

Re: Merrill+

H4LO — Wed, 21 May 2014 04:59:46 GMT

@yudeology101 wrote:
@09Lexie wrote:
@H4LO wrote:
@09Lexie wrote:
@Chadh90 wrote:
Thinking about trying it before I start gardening. I just much prefer the ease of not having to talk to a person! Lol
Definitely consider how you can benefit from its rewards. I have the card, can't say enough good things about it but I thought you mentioned you didn't travel much.
If I can figure out who they pull in my state, I'll app.
It's BoA who normally pulls EX
+1, they pulled EX for me, too.

Same as FIA. Duh. Stupid me.

EX is on ice though. Hmm.... Wonder if they'd pull another.