topic Re: Cap1 PC to Quicksilver!! in Credit Cards

Cap1 PC to Quicksilver!!

RogerSmith95 — Tue, 20 May 2014 03:46:01 GMT

Ok I'm happy and confused. So I went to their site and used ther online chat. I asked if my Journey card was eligible for a PC to the QS Visa card. The first guy said that I was being offered the QS 1. He then transferred me to a someone who kept saying QS cash back card. I know both QS & QS1 offeres 1.5% cash back. Then she said since my journey card is a visa, my new QS card would also be a visa, and that the QS card that I got has no annual membership fee. So I'm assuming I got the QS not the QS1. What do you guys think? My Journey card turned 1(year old) this month. Started out with a CL of 500 then to 750 with credit steps, then to 1,250 with the LUV button. I have screenshots of the chat so of they give me the wrong card with the annual fee, I will have proof that they offered me the one without a fee.

Re: Cap1 PC to Quicksilver!!

ProV — Tue, 20 May 2014 03:54:44 GMT

@RogerSmith95 wrote:
Ok I'm happy and confused. So I went to their site and used ther online chat. I asked if my Journey card was eligible for a PC to the QS Visa card. The first guy said that I was being offered the QS 1. He then transferred me to a someone who kept saying QS cash back card. I know both QS & QS1 offeres 1.5% cash back. Then she said since my journey card is a visa, my new QS card would also be a visa, and that the QS card that I got has no annual membership fee. So I'm assuming I got the QS not the QS1. What do you guys think? My Journey card turned 1(year old) this month. Started out with a CL of 500 then to 750 with credit steps, then to 1,250 with the LUV button. I have screenshots of the chat so of they give me the wrong card with the annual fee, I will have proof that they offered me the one without a fee.

If they said that there is no AF, then you got the QS, not the QS1. I just did this the other day via secure chat, and received documentation today (3 days later). They said the card would arrive in 7-10 days, so I'm assuming the picture of the card on the web site will be QS when I activate that card. They've also added the cashback rewards on my current page.. I was very surprised they didn't send any documentation to me (email, or posted on my online account) after the conversation via Secure Chat.

Don't worry, things will work out when the card shows up. And if it's not what you expected, you have the screen shots and info, so just call in and get it cleared up with them over the phone. GL!

Re: Cap1 PC to Quicksilver!!

RogerSmith95 — Tue, 20 May 2014 04:06:58 GMT

@ProV wrote:
@RogerSmith95 wrote:
Ok I'm happy and confused. So I went to their site and used ther online chat. I asked if my Journey card was eligible for a PC to the QS Visa card. The first guy said that I was being offered the QS 1. He then transferred me to a someone who kept saying QS cash back card. I know both QS & QS1 offeres 1.5% cash back. Then she said since my journey card is a visa, my new QS card would also be a visa, and that the QS card that I got has no annual membership fee. So I'm assuming I got the QS not the QS1. What do you guys think? My Journey card turned 1(year old) this month. Started out with a CL of 500 then to 750 with credit steps, then to 1,250 with the LUV button. I have screenshots of the chat so of they give me the wrong card with the annual fee, I will have proof that they offered me the one without a fee.
If they said that there is no AF, then you got the QS, not the QS1. I just did this the other day via secure chat, and received documentation today (3 days later). They said the card would arrive in 7-10 days, so I'm assuming the picture of the card on the web site will be QS when I activate that card. They've also added the cashback rewards on my current page.. I was very surprised they didn't send any documentation to me (email, or posted on my online account) after the conversation via Secure Chat.

Don't worry, things will work out when the card shows up. And if it's not what you expected, you have the screen shots and info, so just call in and get it cleared up with them over the phone. GL!

I actually asked her if it was possible to send me an email verifying the product change. She said "once the card is upgraded we don't send conformation, we only notify when the card has shipped" so that sucks. Since my journey card has cash back rewards it shows up on my online account. After reading your response I relaxed a little bit thanks

Re: Cap1 PC to Quicksilver!!

SeattleSuperBowlChampions — Tue, 20 May 2014 05:23:48 GMT

I noticed you have QS1 in your signature... Does that mean you did a PC from QS1 to QS? If so, how long have you had the QS1? Thanks!

Re: Cap1 PC to Quicksilver!!

Membersince2013 — Tue, 20 May 2014 06:06:52 GMT

I did the same thing. I PCd my Platinum Mastercard to a QS(mastercard) and my Quicksilver Visa to a VentureOne. The QS Mastercard is indeed the QS1 with no annual fee. You don't have to pay the annual fee if you PCd into it.

Re: Cap1 PC to Quicksilver!!

SunriseEarth — Tue, 20 May 2014 16:51:39 GMT

@Membersince2013 wrote:
I did the same thing. I PCd my Platinum Mastercard to a QS(mastercard) and my Quicksilver Visa to a VentureOne. The QS Mastercard is indeed the QS1 with no annual fee. You don't have to pay the annual fee if you PCd into it.

Eh. Almost anything pertaining to Cap One and AF is YMMV. I PCed from Platinum to QS1 and I still have my steep AF from my Household Bank days!

Re: Cap1 PC to Quicksilver!!

kroberts67 — Tue, 20 May 2014 18:33:57 GMT

Isn't it a new TL to go from a MC to VISA? (Assuming the QS are Visas and the QS1's are MC, I could be wrong). Anyone know how they treat a PC like that (fee to no fee, etc), will it keep it's dating?

Re: Cap1 PC to Quicksilver!!

Anonymous — Tue, 20 May 2014 18:42:33 GMT

@kroberts67 wrote:
Isn't it a new TL to go from a MC to VISA? (Assuming the QS are Visas and the QS1's are MC, I could be wrong). Anyone know how they treat a PC like that (fee to no fee, etc), will it keep it's dating?

Possibly like a lost card, but I am not sure

Re: Cap1 PC to Quicksilver!!

SunriseEarth — Tue, 20 May 2014 18:47:59 GMT

@kroberts67 wrote:
Isn't it a new TL to go from a MC to VISA? (Assuming the QS are Visas and the QS1's are MC, I could be wrong). Anyone know how they treat a PC like that (fee to no fee, etc), will it keep it's dating?

AFAIK, they PC cards to the same payment network. While a newly opened QS is Visa and a newly opened QS1 is MC, it is possible to PC and have a QS MC if your original card was a MC. That's how some people have QS WMCs (with the cool monochromatic MC logo!).

In any case, a PC is not a new TL at Cap One. You keep the same history.

Re: Cap1 PC to Quicksilver!!

juggalo9er — Tue, 20 May 2014 19:02:32 GMT

i started out with plat mc, eventaully pcd to quicksilver one and got cl more than doubled....6 months later i had af completely removed....the eo can work wonders

Re: Cap1 PC to Quicksilver!!

Bman70 — Tue, 20 May 2014 19:31:49 GMT

It probably is YMMV, and also just waiting until whatever resistance they have to PCing it erodes. Almost 10 years after opening, my $39 AF Platinum just got PCd and CLId to a respectable $4.5k Quicksilver (regular, not One). No AF. Probably could have done it earlier but was busy with other things.

Re: Cap1 PC to Quicksilver!!

Anonymous — Tue, 20 May 2014 19:46:46 GMT

I have a crappy Platnium MC with cap 1 and tried to do this but they told me i wasn't elgible for the conversion to quick silver. I asked for a reason why and all they said was: "Unfortunately, we aren’t able to upgrade every account to any Capital One product we offer. We’re constantly making new options available, so you can always check back in a few weeks to see if new offers are available"

Re: Cap1 PC to Quicksilver!!

kroberts67 — Wed, 21 May 2014 23:05:38 GMT

@Anonymous wrote:
I have a crappy Platnium MC with cap 1 and tried to do this but they told me i wasn't elgible for the conversion to quick silver. I asked for a reason why and all they said was: "Unfortunately, we aren’t able to upgrade every account to any Capital One product we offer. We’re constantly making new options available, so you can always check back in a few weeks to see if new offers are available"

Wow. Was this through a Facebook message? If not, I'd try that.

Re: Cap1 PC to Quicksilver!!

maiden_girl — Wed, 21 May 2014 23:11:50 GMT

CONGRATS on the PC!

I have the MTV VISA thats being converted to Journey card next month and I wonder if I can PC my card to a OuickSilver? I've called before and been told its not eligible because its a MTV card.

Re: Cap1 PC to Quicksilver!!

RogerSmith95 — Wed, 21 May 2014 23:19:37 GMT

@maiden_girl wrote:
CONGRATS on the PC!

I have the MTV VISA thats being converted to Journey card next month and I wonder if I can PC my card to a OuickSilver? I've called before and been told its not eligible because its a MTV card.

If I was able to PC my Journey card to a QS, I'm guessing you're also able to do it, but I've had my Journey card for a year so I don't know how long you'll need to have the card to PC it & congrats on your PC.

Re: Cap1 PC to Quicksilver!!

bk510 — Thu, 22 May 2014 00:28:43 GMT

@RogerSmith95 wrote:
Ok I'm happy and confused. So I went to their site and used ther online chat. I asked if my Journey card was eligible for a PC to the QS Visa card. The first guy said that I was being offered the QS 1. He then transferred me to a someone who kept saying QS cash back card. I know both QS & QS1 offeres 1.5% cash back. Then she said since my journey card is a visa, my new QS card would also be a visa, and that the QS card that I got has no annual membership fee. So I'm assuming I got the QS not the QS1. What do you guys think? My Journey card turned 1(year old) this month. Started out with a CL of 500 then to 750 with credit steps, then to 1,250 with the LUV button. I have screenshots of the chat so of they give me the wrong card with the annual fee, I will have proof that they offered me the one without a fee.

You can still end up with QS1 without the annual fees. my platinum PC to QS1 early this yr with annual fees waived for good.

Re: Cap1 PC to Quicksilver!!

bk510 — Thu, 22 May 2014 00:33:58 GMT

@ProV wrote:
@RogerSmith95 wrote:
Ok I'm happy and confused. So I went to their site and used ther online chat. I asked if my Journey card was eligible for a PC to the QS Visa card. The first guy said that I was being offered the QS 1. He then transferred me to a someone who kept saying QS cash back card. I know both QS & QS1 offeres 1.5% cash back. Then she said since my journey card is a visa, my new QS card would also be a visa, and that the QS card that I got has no annual membership fee. So I'm assuming I got the QS not the QS1. What do you guys think? My Journey card turned 1(year old) this month. Started out with a CL of 500 then to 750 with credit steps, then to 1,250 with the LUV button. I have screenshots of the chat so of they give me the wrong card with the annual fee, I will have proof that they offered me the one without a fee.
If they said that there is no AF, then you got the QS, not the QS1. I just did this the other day via secure chat, and received documentation today (3 days later). They said the card would arrive in 7-10 days, so I'm assuming the picture of the card on the web site will be QS when I activate that card. They've also added the cashback rewards on my current page.. I was very surprised they didn't send any documentation to me (email, or posted on my online account) after the conversation via Secure Chat.

Don't worry, things will work out when the card shows up. And if it's not what you expected, you have the screen shots and info, so just call in and get it cleared up with them over the phone. GL!

My platinum mc w/29 annual fee was PC to QS1 with annual fees waived permently. starting limit was 500 and after 5 months went to 1500.....current.

I just got a call from EO office today, after sending email this morning for a cli. I asked for 4K, and she said it will take couple of days b4 I get the answer.

I have had this account for 18 months.

Re: Cap1 PC to Quicksilver!!

bk510 — Thu, 22 May 2014 00:36:11 GMT

@Membersince2013 wrote:
I did the same thing. I PCd my Platinum Mastercard to a QS(mastercard) and my Quicksilver Visa to a VentureOne. The QS Mastercard is indeed the QS1 with no annual fee. You don't have to pay the annual fee if you PCd into it.

Re: Cap1 PC to Quicksilver!!

RogerSmith95 — Thu, 22 May 2014 00:37:43 GMT

@bk510 wrote:
@ProV wrote:
@RogerSmith95 wrote:
Ok I'm happy and confused. So I went to their site and used ther online chat. I asked if my Journey card was eligible for a PC to the QS Visa card. The first guy said that I was being offered the QS 1. He then transferred me to a someone who kept saying QS cash back card. I know both QS & QS1 offeres 1.5% cash back. Then she said since my journey card is a visa, my new QS card would also be a visa, and that the QS card that I got has no annual membership fee. So I'm assuming I got the QS not the QS1. What do you guys think? My Journey card turned 1(year old) this month. Started out with a CL of 500 then to 750 with credit steps, then to 1,250 with the LUV button. I have screenshots of the chat so of they give me the wrong card with the annual fee, I will have proof that they offered me the one without a fee.
If they said that there is no AF, then you got the QS, not the QS1. I just did this the other day via secure chat, and received documentation today (3 days later). They said the card would arrive in 7-10 days, so I'm assuming the picture of the card on the web site will be QS when I activate that card. They've also added the cashback rewards on my current page.. I was very surprised they didn't send any documentation to me (email, or posted on my online account) after the conversation via Secure Chat.

Don't worry, things will work out when the card shows up. And if it's not what you expected, you have the screen shots and info, so just call in and get it cleared up with them over the phone. GL!
My platinum mc w/29 annual fee was PC to QS1 with annual fees waived permently. starting limit was 500 and after 5 months went to 1500.....current.

I just got a call from EO office today, after sending email this morning for a cli. I asked for 4K, and she said it will take couple of days b4 I get the answer.

I have had this account for 18 months.

It is possible that I will get the QS1 with out an annual fee, but the online rep assured me that I would be getting the Quciksilver cash rewards card. She never said Quicksilver One even after I asked which one I would be receiving.

Re: Cap1 PC to Quicksilver!!

bk510 — Thu, 22 May 2014 00:38:55 GMT

@SunriseEarth wrote:
@kroberts67 wrote:
Isn't it a new TL to go from a MC to VISA? (Assuming the QS are Visas and the QS1's are MC, I could be wrong). Anyone know how they treat a PC like that (fee to no fee, etc), will it keep it's dating?
AFAIK, they PC cards to the same payment network. While a newly opened QS is Visa and a newly opened QS1 is MC, it is possible to PC and have a QS MC if your original card was a MC. That's how some people have QS WMCs (with the cool monochromatic MC logo!).

In any case, a PC is not a new TL at Cap One. You keep the same history.

Good info earth, I'll keep this in mind when I upgrade.