topic Re: Anyway in with Chase? in Credit Cards

Anyway in with Chase?

PlasticOrPlastic — Tue, 27 May 2014 16:13:01 GMT

So I recently SD'd my Capital One cards, and was looking to "replace" them with a Chase freedom. I have a BK7 from 2011 that is just killing me, especially with Chase, AMEX, and Citi. None of them were burned in the BK. Does Chase have any co branded cards I might have a chance of getting? I just wanted to get a foot in the door with Chase, and my portfolio will be completed. I know they aren't BK friendly at all but I was told GE is and they deny me everytime so maybe theres hope to go the other way? Any advice would be great. And I know waiting is an option, but the thought of waiting 7 more years just isn't comprehendable lol.

Re: Anyway in with Chase?

Creditaddict — Tue, 27 May 2014 16:16:30 GMT

I'd say no on Chase.

What GE cards are denying you?

what is your TU?

Re: Anyway in with Chase?

PlasticOrPlastic — Tue, 27 May 2014 16:19:55 GMT

@Creditaddict wrote:
I'd say no on Chase.
What GE cards are denying you?
what is your TU?

Amazon Store Card and Walmart

TU is 707 via Barclay

I was hoping you wouldn't say no to Chase lol...you sound just like them

Re: Anyway in with Chase?

Creditaddict — Tue, 27 May 2014 16:21:11 GMT

@PlasticOrPlastic wrote:
@Creditaddict wrote:
I'd say no on Chase.
What GE cards are denying you?
what is your TU?
Amazon Store Card and Walmart

TU is 707 via Barclay

I was hoping you wouldn't say no to Chase lol...you sound just like them

you were denied amazon and walmart with 707 TU?!

Re: Anyway in with Chase?

PlasticOrPlastic — Tue, 27 May 2014 16:39:30 GMT

@Creditaddict wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
I'd say no on Chase.
What GE cards are denying you?
what is your TU?
Amazon Store Card and Walmart

TU is 707 via Barclay

I was hoping you wouldn't say no to Chase lol...you sound just like them

you were denied amazon and walmart with 707 TU?!

Yep, I almost threw my laptop I was that angry...but I got a grip and didn't. They sent me the letter stating I didn't have enough experience with premium cards.

Re: Anyway in with Chase?

ExplicitElicit — Tue, 27 May 2014 18:02:26 GMT

@PlasticOrPlastic wrote:
@Creditaddict wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
I'd say no on Chase.
What GE cards are denying you?
what is your TU?
Amazon Store Card and Walmart

TU is 707 via Barclay

I was hoping you wouldn't say no to Chase lol...you sound just like them

you were denied amazon and walmart with 707 TU?!
Yep, I almost threw my laptop I was that angry...but I got a grip and didn't. They sent me the letter stating I didn't have enough experience with premium cards.

Did you try and recon that? That sounds like BS.. WTH do they consider premium cards, I mean seriously they are GE bank what are they expecting.. lol. Anyways, I would be calling over and over until someone approved my application!

Re: Anyway in with Chase?

Anonymous — Tue, 27 May 2014 18:06:13 GMT

It took me 8 years after Chap 7 BK to get in with Chase and I had to recon

Re: Anyway in with Chase?

PlasticOrPlastic — Tue, 27 May 2014 18:24:46 GMT

@ExplicitElicit wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
I'd say no on Chase.
What GE cards are denying you?
what is your TU?
Amazon Store Card and Walmart

TU is 707 via Barclay

I was hoping you wouldn't say no to Chase lol...you sound just like them

you were denied amazon and walmart with 707 TU?!
Yep, I almost threw my laptop I was that angry...but I got a grip and didn't. They sent me the letter stating I didn't have enough experience with premium cards.
Did you try and recon that? That sounds like BS.. WTH do they consider premium cards, I mean seriously they are GE bank what are they expecting.. lol. Anyways, I would be calling over and over until someone approved my application!

I did not recon, I recon'd Chase 4-5 times and go nowhere so at that point I figured it'd be the same with GE. And thats exactly what I was wondering what is a premium card? I wouldn't consider Walmart or Amazon store cards "premium".

And as far as Chase, I'm getting closer to realizing I have a long wait until I get a card with them...SIGH.

Re: Anyway in with Chase?

chalupaman — Tue, 27 May 2014 18:29:41 GMT

@PlasticOrPlastic wrote:
@ExplicitElicit wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
I'd say no on Chase.
What GE cards are denying you?
what is your TU?
Amazon Store Card and Walmart

TU is 707 via Barclay

I was hoping you wouldn't say no to Chase lol...you sound just like them

you were denied amazon and walmart with 707 TU?!
Yep, I almost threw my laptop I was that angry...but I got a grip and didn't. They sent me the letter stating I didn't have enough experience with premium cards.
Did you try and recon that? That sounds like BS.. WTH do they consider premium cards, I mean seriously they are GE bank what are they expecting.. lol. Anyways, I would be calling over and over until someone approved my application!
I did not recon, I recon'd Chase 4-5 times and go nowhere so at that point I figured it'd be the same with GE. And thats exactly what I was wondering what is a premium card? I wouldn't consider Walmart or Amazon store cards "premium".

And as far as Chase, I'm getting closer to realizing I have a long wait until I get a card with them...SIGH.

Don't worry. Same here. Really wanted one of their cards and I applied too soon so I'm really trying much harder to wait several months. Never taking the CK suggestions seriously again. Back to gardening.

Re: Anyway in with Chase?

PlasticOrPlastic — Tue, 27 May 2014 18:30:58 GMT

@chalupaman wrote:
@PlasticOrPlastic wrote:
@ExplicitElicit wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
I'd say no on Chase.
What GE cards are denying you?
what is your TU?
Amazon Store Card and Walmart

TU is 707 via Barclay

I was hoping you wouldn't say no to Chase lol...you sound just like them

you were denied amazon and walmart with 707 TU?!
Yep, I almost threw my laptop I was that angry...but I got a grip and didn't. They sent me the letter stating I didn't have enough experience with premium cards.
Did you try and recon that? That sounds like BS.. WTH do they consider premium cards, I mean seriously they are GE bank what are they expecting.. lol. Anyways, I would be calling over and over until someone approved my application!
I did not recon, I recon'd Chase 4-5 times and go nowhere so at that point I figured it'd be the same with GE. And thats exactly what I was wondering what is a premium card? I wouldn't consider Walmart or Amazon store cards "premium".

And as far as Chase, I'm getting closer to realizing I have a long wait until I get a card with them...SIGH.
Don't worry. Same here. Really wanted one of their cards and I applied too soon so I'm really trying much harder to wait several months. Never taking the CK suggestions seriously again. Back to gardening.

What reason(s) did they give you?

Re: Anyway in with Chase?

ExplicitElicit — Tue, 27 May 2014 18:42:30 GMT

@PlasticOrPlastic wrote:
@ExplicitElicit wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
I'd say no on Chase.
What GE cards are denying you?
what is your TU?
Amazon Store Card and Walmart

TU is 707 via Barclay

I was hoping you wouldn't say no to Chase lol...you sound just like them

you were denied amazon and walmart with 707 TU?!
Yep, I almost threw my laptop I was that angry...but I got a grip and didn't. They sent me the letter stating I didn't have enough experience with premium cards.
Did you try and recon that? That sounds like BS.. WTH do they consider premium cards, I mean seriously they are GE bank what are they expecting.. lol. Anyways, I would be calling over and over until someone approved my application!
I did not recon, I recon'd Chase 4-5 times and go nowhere so at that point I figured it'd be the same with GE. And thats exactly what I was wondering what is a premium card? I wouldn't consider Walmart or Amazon store cards "premium".

And as far as Chase, I'm getting closer to realizing I have a long wait until I get a card with them...SIGH.

GE is really easy to recon. I would at least attempt it that way you can at least say you tried!

Re: Anyway in with Chase?

Creditaddict — Tue, 27 May 2014 18:43:24 GMT

@ExplicitElicit wrote:
@PlasticOrPlastic wrote:
@ExplicitElicit wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
I'd say no on Chase.
What GE cards are denying you?
what is your TU?
Amazon Store Card and Walmart

TU is 707 via Barclay

I was hoping you wouldn't say no to Chase lol...you sound just like them

you were denied amazon and walmart with 707 TU?!
Yep, I almost threw my laptop I was that angry...but I got a grip and didn't. They sent me the letter stating I didn't have enough experience with premium cards.
Did you try and recon that? That sounds like BS.. WTH do they consider premium cards, I mean seriously they are GE bank what are they expecting.. lol. Anyways, I would be calling over and over until someone approved my application!
I did not recon, I recon'd Chase 4-5 times and go nowhere so at that point I figured it'd be the same with GE. And thats exactly what I was wondering what is a premium card? I wouldn't consider Walmart or Amazon store cards "premium".

And as far as Chase, I'm getting closer to realizing I have a long wait until I get a card with them...SIGH.
GE is really easy to recon. I would at least attempt it that way you can at least say you tried!

ummm... you can't recon GE denials... you can only recon CL's after approval.

Re: Anyway in with Chase?

wacdenney — Tue, 27 May 2014 18:43:52 GMT

I don't have a BK to deal with but I got denied over and over by Chase and found a foot in the door with the Chase Amazon Visa. In fact I applied 5 days after being denied for the Freedom card and was instantly approved online for the Amazon card with 2k CL.

Like I said, no BK but the Amazon Visa was a foot in the door with Chase for me.

Re: Anyway in with Chase?

PlasticOrPlastic — Tue, 27 May 2014 18:47:23 GMT

@wacdenney wrote:
I don't have a BK to deal with but I got denied over and over by Chase and found a foot in the door with the Chase Amazon Visa. In fact I applied 5 days after being denied for the Freedom card and was instantly approved online for the Amazon card with 2k CL.

Like I said, no BK but the Amazon Visa was a foot in the door with Chase for me.

Thank you wac, congrats on that! I'm worried since I can't get the Amazon store card and others have said the Amazon Visa is harder. Might be worth a try though.

@Creditaddict, I think thats why I didnt recon because the boards said everywhere you couldnt with a GE card...

Re: Anyway in with Chase?

ExplicitElicit — Tue, 27 May 2014 18:50:10 GMT

@Creditaddict wrote:
@ExplicitElicit wrote:
@PlasticOrPlastic wrote:
@ExplicitElicit wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
I'd say no on Chase.
What GE cards are denying you?
what is your TU?
Amazon Store Card and Walmart

TU is 707 via Barclay

I was hoping you wouldn't say no to Chase lol...you sound just like them

you were denied amazon and walmart with 707 TU?!
Yep, I almost threw my laptop I was that angry...but I got a grip and didn't. They sent me the letter stating I didn't have enough experience with premium cards.
Did you try and recon that? That sounds like BS.. WTH do they consider premium cards, I mean seriously they are GE bank what are they expecting.. lol. Anyways, I would be calling over and over until someone approved my application!
I did not recon, I recon'd Chase 4-5 times and go nowhere so at that point I figured it'd be the same with GE. And thats exactly what I was wondering what is a premium card? I wouldn't consider Walmart or Amazon store cards "premium".

And as far as Chase, I'm getting closer to realizing I have a long wait until I get a card with them...SIGH.
GE is really easy to recon. I would at least attempt it that way you can at least say you tried!
ummm... you can't recon GE denials... you can only recon CL's after approval.

My mom was denied amazon, I called one of the backdoor numbers I got from here and took about 30 min but they were able to get it approved. They told her it was going to be a lower starting limit but they wanted to start it low and then she could cli after good history. This was when I was helping her build her credit. It was defiantly the one that was backed from Chase if that helps.

Re: Anyway in with Chase?

09Lexie — Tue, 27 May 2014 19:06:54 GMT

@ExplicitElicit wrote:
@Creditaddict wrote:
@ExplicitElicit wrote:
@PlasticOrPlastic wrote:
@ExplicitElicit wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
I'd say no on Chase.
What GE cards are denying you?
what is your TU?
Amazon Store Card and Walmart

TU is 707 via Barclay

I was hoping you wouldn't say no to Chase lol...you sound just like them

you were denied amazon and walmart with 707 TU?!
Yep, I almost threw my laptop I was that angry...but I got a grip and didn't. They sent me the letter stating I didn't have enough experience with premium cards.
Did you try and recon that? That sounds like BS.. WTH do they consider premium cards, I mean seriously they are GE bank what are they expecting.. lol. Anyways, I would be calling over and over until someone approved my application!
I did not recon, I recon'd Chase 4-5 times and go nowhere so at that point I figured it'd be the same with GE. And thats exactly what I was wondering what is a premium card? I wouldn't consider Walmart or Amazon store cards "premium".

And as far as Chase, I'm getting closer to realizing I have a long wait until I get a card with them...SIGH.
GE is really easy to recon. I would at least attempt it that way you can at least say you tried!
ummm... you can't recon GE denials... you can only recon CL's after approval.
My mom was denied amazon, I called one of the backdoor numbers I got from here and took about 30 min but they were able to get it approved. They told her it was going to be a lower starting limit but they wanted to start it low and then she could cli after good history. This was when I was helping her build her credit. It was defiantly the one that was backed from Chase if that helps.
If it was backed by Chase, then it was not a GE card.

Re: Anyway in with Chase?

PlasticOrPlastic — Tue, 27 May 2014 19:15:42 GMT

I'm guessing being an AU on a Chase Freedom, and having my savings and checking there won't help anything with Chase eh? Off to the garden for 4 years...seems like a prison sentence.

Re: Anyway in with Chase?

bk510 — Tue, 27 May 2014 21:54:24 GMT

@PlasticOrPlastic wrote:
So I recently SD'd my Capital One cards, and was looking to "replace" them with a Chase freedom. I have a BK7 from 2011 that is just killing me, especially with Chase, AMEX, and Citi. None of them were burned in the BK. Does Chase have any co branded cards I might have a chance of getting? I just wanted to get a foot in the door with Chase, and my portfolio will be completed. I know they aren't BK friendly at all but I was told GE is and they deny me everytime so maybe theres hope to go the other way? Any advice would be great. And I know waiting is an option, but the thought of waiting 7 more years just isn't comprehendable lol.

I know how u feel, especially when I burned the big 3 in my case.....

lol, u r telling me...

Re: Anyway in with Chase?

bk510 — Tue, 27 May 2014 21:58:52 GMT

@PlasticOrPlastic wrote:
@Creditaddict wrote:
I'd say no on Chase.
What GE cards are denying you?
what is your TU?
Amazon Store Card and Walmart

TU is 707 via Barclay

I was hoping you wouldn't say no to Chase lol...you sound just like them

I have amazon and walmart since 6/13, had no issue being approved but haven't been able to get any CLI's......since opening.

Just apped for paypal xtra mc last week and got denied, they offered smartconnect after recon but I rejected it. ( I closed on smartconnect early this year back in 2/14)

Ended up with HP with nothing to show for.....but i'm good.

Qs1 gave me a 500 cli today,

Re: Anyway in with Chase?

bk510 — Tue, 27 May 2014 21:59:33 GMT

@Creditaddict wrote:
@PlasticOrPlastic wrote:
@Creditaddict wrote:
I'd say no on Chase.
What GE cards are denying you?
what is your TU?
Amazon Store Card and Walmart

TU is 707 via Barclay

I was hoping you wouldn't say no to Chase lol...you sound just like them

you were denied amazon and walmart with 707 TU?!

that sounds personal.....lol