topic Re: Delta reserve in Credit Cards

Delta reserve

Gornet — Wed, 28 May 2014 02:40:45 GMT

I have a couple of questions about the delta reserve...
I have the delta gold and would somehow like to get the delta reserve in the future. Is it possible when I PC I can PC to the reserve? Or upgrade or whatever it's called? Or would I have to app for it? And if I do is it like the Amex charge cards where it has the same UW requirements? Thanks in advance

Re: Delta reserve

Membersince2013 — Wed, 28 May 2014 02:53:43 GMT

Amex will HAPPILY let you PC to the reserve. You can even do it online.

Re: Delta reserve

Gornet — Wed, 28 May 2014 02:49:14 GMT

Omg how? And when?

Re: Delta reserve

dodgerslv — Wed, 28 May 2014 02:49:19 GMT

@Membersince2013 wrote:
Amex will HAPPILY let you PC to the reserved. You can even do it online.

+1...usually no problem if you have had the card for at least a year. Some have been lucky to PC before the year. No harm in asking them if you are eiligilbe now.

Re: Delta reserve

Membersince2013 — Wed, 28 May 2014 02:52:10 GMT

@Gornet wrote:
Omg how? And when?

Describing how to do it online might be complicated. But, go on Amex.com, click on cards and then view all personal charge and credit cards, then scroll down to the delta reserve and see if it says "Upgrade".

Re: Delta reserve

Gornet — Wed, 28 May 2014 02:55:56 GMT

Dang we'll I had this card for a couple of months now and I don't see the option yet... Hopefully sometime soon

Re: Delta reserve

Membersince2013 — Wed, 28 May 2014 02:58:09 GMT

@Gornet wrote:
Dang we'll I had this card for a couple of months now and I don't see the option yet... Hopefully sometime soon

You can call or chat tomorrow.

Re: Delta reserve

Gornet — Wed, 28 May 2014 03:00:29 GMT

Chat with American Express? How come not now?

Re: Delta reserve

Membersince2013 — Wed, 28 May 2014 03:03:13 GMT

@Gornet wrote:
Chat with American Express? How come not now?

Actually, you can do it now too. Just log into your account, click the phone icon next to the search bar and then click "online" and it'll be there.

Re: Delta reserve

Gornet — Wed, 28 May 2014 05:16:32 GMT

I don't see it? Can I do it on a mobile device?

Re: Delta reserve

Gornet — Wed, 28 May 2014 05:27:42 GMT

Just called in and they sad I can't upgrade until my year is over unless I submit a new application. Do you think if I app for the reserve card I would be accepted? And I I apply would it be a hard pull or soft pull? Agh decisions decisions

Re: Delta reserve

Gornet — Wed, 28 May 2014 05:29:57 GMT

And is the annual fee due on the first month or at the end of the year? Thanks in advance

Re: Delta reserve

Anonymous — Wed, 28 May 2014 05:42:29 GMT

@Gornet wrote:
And is the annual fee due on the first month or at the end of the year? Thanks in advance

AF is billed on the first statement.

@Gornet wrote:
Just called in and they sad I can't upgrade until my year is over unless I submit a new application. Do you think if I app for the reserve card I would be accepted? And I I apply would it be a hard pull or soft pull? Agh decisions decisions

Has your credit changed since you were denied the Plat? Have you gad this card long enough to req a CLI? If so, was it approved?

SP if denied; hp if approved

Re: Delta reserve

Gornet — Wed, 28 May 2014 07:55:45 GMT

My credit went down because 20% utilization... What's the easiest way to get it back to 1-9%? I am going to request a cli very soon, maybe in the next 10 days. I will let you guys know how that goes!

Re: Delta reserve

Gornet — Wed, 28 May 2014 07:56:27 GMT

And is the annual fee due the first month or at the end of the year?

Re: Delta reserve

Anonymous — Wed, 28 May 2014 08:09:54 GMT

@Gornet wrote:
And is the annual fee due the first month or at the end of the year?

@Anonymous wrote:

@Gornet wrote:
And is the annual fee due on the first month or at the end of the year? Thanks in advance

AF is billed on the first statement.

Re: Delta reserve

Anonymous — Wed, 28 May 2014 08:11:11 GMT

@Gornet wrote:
My credit went down because 20% utilization... What's the easiest way to get it back to 1-9%? I am going to request a cli very soon, maybe in the next 10 days. I will let you guys know how that goes!

Since this is your only cc, pay your bal down.

Re: Delta reserve

Gornet — Wed, 28 May 2014 08:18:04 GMT

How do I make it 1-9% ? My balance is paid 😆

Re: Delta reserve

Anonymous — Wed, 28 May 2014 08:32:02 GMT

@Gornet wrote:
How do I make it 1-9% ? My balance is paid 😆

If your balance is 0, you have no other TLs - your util should be 0. Where are you getting 20%?

Re: Delta reserve

Gornet — Wed, 28 May 2014 08:35:32 GMT

When my bill generated It was 20% so I paid it off then and there. How do I get it back to 1-9%?