topic Re: Amazon Store Card in Credit Cards

Amazon Store Card

Kenny — Fri, 30 May 2014 03:03:39 GMT

Hello! I hope this isn't old and that I'm not just an idiot for not knowing this.

Has the Amazon store card always had 5% off of the purchases??

I was shocked to see this today on my Amazon account ... It was just very weird to see the 5% cb with Amazon Storecard.

2. 5% Back Offer: 5% Back offer and Special Financing offers cannot be combined on each purchase. If your purchase is $149 or more, and is not a 1-click or phone purchase, you will have the option to select the offer you would like to apply to your purchase. 1-click and phone purchases of $149 or more will automatically receive special financing. For all purchases less than $149, 5% Back will be automatically applied. Offers subject to credit approval. 5% Back on purchases made with your Amazon.com Store Card is not applied at time of purchase, it will be paid as a statement credit to your account. Please allow up to two billing cycles for your credit to post to your account. Account must remain open, be in good standing and not become delinquent at the time the credit is posted to your account. Items sold on Amazon.com by third-party sellers qualify for these offers. We reserve the right to alter or discontinue the terms of these offers at any time.

Full Terms:

My question is: Is this normal? I viewed the same link in an incognito window and the terms are different.

Re: Amazon Store Card

SunriseEarth — Fri, 30 May 2014 03:13:51 GMT

I've never seen this before, and my account sure doesn't have 5% cash back!

Re: Amazon Store Card

juggalo9er — Fri, 30 May 2014 03:14:07 GMT

i believe its true...the catch is that it has to be an amazon card, not something from a vendor like a good sum of their products

Re: Amazon Store Card

Creditaddict — Fri, 30 May 2014 04:18:59 GMT

I just went to my amazon account (not credit) and clicked to look at store card and then to apply... Neither screen showed me any 5% offers

Re: Amazon Store Card

One7 — Fri, 30 May 2014 04:48:16 GMT

Hmmm.... no where on mine either

Re: Amazon Store Card

maiden_girl — Fri, 30 May 2014 07:53:49 GMT

I don't see that either. I only see the offer for the $20 gift card

Re: Amazon Store Card

Bman70 — Fri, 30 May 2014 09:17:27 GMT

Apparently I don't have the exalted privileges to post images but for me it shows 5%.

Maybe they're trying to compete with Sallie Mae. I just went to www.amazon.com/storecard and it's right there:

http://www.dropbox.com/s/9b0gwvv8wrlsjsx/Photo%20May%2030%2C%201%2002%2012%20AM.png

Edit: I'm logged into my account while checking, it doesn't show when logged out. Also, perhaps incidental - I'm a Prime member.

Re: Amazon Store Card

shane82388 — Fri, 30 May 2014 08:46:25 GMT

Jeez, i wonder if they will be able to add that to existing accounts?

Re: Amazon Store Card

elim — Fri, 30 May 2014 08:56:07 GMT

i don't have a 5% rewards on that link either ($10 cash back). 0% APR for 12 months on $599 or more is nice. i have Chase Amazon that gives 3% back.

Re: Amazon Store Card

Anonymous — Fri, 30 May 2014 10:22:39 GMT

@Bman70 wrote:
Apparently I don't have the exalted privileges to post images but for me it shows 5%.
Maybe they're trying to compete with Sallie Mae. I just went to www.amazon.com/storecard and it's right there:
http://www.dropbox.com/s/9b0gwvv8wrlsjsx/Photo%20May%2030%2C%201%2002%2012%20AM.png

Edit: I'm logged into my account while checking, it doesn't show when logged out. Also, perhaps incidental - I'm a Prime member.

As a logged in Prime member, I see it with 3% rather than 5%, so it's obviously targetted based on some unknown factor. What is your Amazon spend like per year?

Re: Amazon Store Card

Stanic413 — Fri, 30 May 2014 11:29:07 GMT

After logging in, mine says 4%. That's a random number..... I was a prime member last year, but cancelled.

Re: Amazon Store Card

Creditaddict — Fri, 30 May 2014 13:59:48 GMT

I'm a Prime Member and the new Prime Fresh Grocery Delivery.

My partner uses the account for work too... We spend thousands a month... this would be amazing for us!!

Re: Amazon Store Card

Anonymous — Fri, 30 May 2014 14:06:20 GMT

@Creditaddict wrote:
I'm a Prime Member and the new Prime Fresh Grocery Delivery.
My partner uses the account for work too... We spend thousands a month... this would be amazing for us!!

No old Citi Forward card which does the same thing?

Re: Amazon Store Card

Trilom — Fri, 30 May 2014 14:29:59 GMT

Strange, when i'm logged into my account I have a zero % cash back, just the financing offers.

I spend 200-300 a month on Amazon through different goods and subcribe and save, I also make a bit of large puchases though Amazon, probably a total of 4-5k a year. I also have the Amazon Chase Visa, 5% would trump that... weird offer, someone want to call?

Re: Amazon Store Card

Creditaddict — Fri, 30 May 2014 14:32:33 GMT

@Trilom wrote:
Strange, when i'm logged into my account I have a zero % cash back, just the financing offers.

I spend 200-300 a month on Amazon through different goods and subcribe and save, I also make a bit of large puchases though Amazon, probably a total of 4-5k a year. I also have the Amazon Chase Visa, 5% would trump that... weird offer, someone want to call?

I'm chatting now... Tried twice last night, don't think this guy is going to offer me anymore either... they all seem to think I'm confusing the 0% promotions of what are available on the card.

Re: Amazon Store Card

Anonymous — Fri, 30 May 2014 14:40:39 GMT

@Trilom wrote:
Strange, when i'm logged into my account I have a zero % cash back, just the financing offers.

I spend 200-300 a month on Amazon through different goods and subcribe and save, I also make a bit of large puchases though Amazon, probably a total of 4-5k a year. I also have the Amazon Chase Visa, 5% would trump that... weird offer, someone want to call?

If you just do 4-5K a year, the Sallie Mae card will cover that and give you 5%

Re: Amazon Store Card

Creditaddict — Fri, 30 May 2014 14:47:13 GMT

Okay, just got off the phone and she said it was a promo being offered to some accounts... When I told her I saw the offer for someone that didn't currently have an account, she told me I would need to go into my account to apply and see if I had the offer.

I said I don't have the offer

and she said maybe it's randomly computer selected who gets the offer.

Well at least she actually knew what I was talking about but "random computer selection" I'm not so happy about.... Hopefully we see more of this to come and they roll it out to all... it would make them arguably one of the best store cards on the market!

Re: Amazon Store Card

Bman70 — Fri, 30 May 2014 18:59:49 GMT

@Anonymous wrote:
@Bman70 wrote:
Apparently I don't have the exalted privileges to post images but for me it shows 5%.
Maybe they're trying to compete with Sallie Mae. I just went to www.amazon.com/storecard and it's right there:
http://www.dropbox.com/s/9b0gwvv8wrlsjsx/Photo%20May%2030%2C%201%2002%2012%20AM.png

Edit: I'm logged into my account while checking, it doesn't show when logged out. Also, perhaps incidental - I'm a Prime member.
As a logged in Prime member, I see it with 3% rather than 5%, so it's obviously targetted based on some unknown factor. What is your Amazon spend like per year?

My spend isn't extraordinary - probably $2k - 3600 per year. However, some months much less. Very consistent with buying every month though.

Isn't Amazon a GE card? Because I have some soft pulls from GE, meaning maybe they've been vetting FICOs?

Re: Amazon Store Card

IaBoy62 — Fri, 30 May 2014 21:16:04 GMT

I just received am email 5 minutes ago...says I was selected for 5% statement credit or special financing. Prime member here and averaged 64 orders per year for last 3 years.

Re: Amazon Store Card

bk510 — Fri, 30 May 2014 21:48:20 GMT

@SunriseEarth wrote:
I've never seen this before, and my account sure doesn't have 5% cash back!

Same here....