topic Re: Multiple Barclays cards? in Credit Cards

Multiple Barclays cards?

crjusaf — Sun, 01 Jun 2014 19:19:37 GMT

Anyone have recent experience with Barclays approving multiple cards in a short period of time? I was recently approved for the Arrival+ but would like to app for the U.S. Airways card before the merger phases it out.

Re: Multiple Barclays cards?

Dw4250 — Sun, 01 Jun 2014 19:26:50 GMT

I was approved for the Sallie Mae and Arrival+ within a 3 month period. You will hear a lot of people on here talk about how INQ sensitive Barclays is, but I have not found them to be more sensitive than any other major bank.

Give it a shot!

Re: Multiple Barclays cards?

GetTheFico — Sun, 01 Jun 2014 19:52:15 GMT

I was approved for the Arrival and Sallie Mae within two months of each other earlier this year.

I was approved for an AmEx in-between those two apps.

Re: Multiple Barclays cards?

peaceonearth — Sun, 01 Jun 2014 20:06:20 GMT

@crjusaf wrote:
Anyone have recent experience with Barclays approving multiple cards in a short period of time? I was recently approved for the Arrival+ but would like to app for the U.S. Airways card before the merger phases it out.

That all depends on the person’s credit profile, balances, income and how they’re handling their ALL credit accounts.

I applied for more than 10 Credit Cards within 3 Months, they were all approved and 2 of them were Barclay Credit Cards.

Re: Multiple Barclays cards?

dodgerslv — Sun, 01 Jun 2014 22:46:45 GMT

I have 3 Barclays cards (all instant approvals). First was Arrival back in June 2013, then apped for Williams-sonoma on 12/13 and US Airways on 4/2014. My TU score is in the low 700's during all approvals.

Re: Multiple Barclays cards?

TRC_WA — Sun, 01 Jun 2014 22:53:25 GMT

Barclay must be sensitive... Can't think of any other reason they SP me every month.

They gave me a $1000 auto CLI after 6 mo so I'm happy... Talked to them last week about a PC and got different answers... One said not possible the other said maybe later. LOL

Re: Multiple Barclays cards?

Dw4250 — Sun, 01 Jun 2014 23:02:09 GMT

@TRC_WA wrote:
Barclay must be sensitive... Can't think of any other reason they SP me every month.

They gave me a $1000 auto CLI after 6 mo so I'm happy... Talked to them last week about a PC and got different answers... One said not possible the other said maybe later. LOL

They have SPed me every month too. I think that is pretty standard for them the first 6-12 months.

They are like that new girlfriend who checks your cell phone every time you go to the bathroom. She loves you, but just doesn't want to get burned.

Re: Multiple Barclays cards?

sandman2435 — Sun, 01 Jun 2014 23:39:51 GMT

@Dw4250 wrote:
@TRC_WA wrote:
Barclay must be sensitive... Can't think of any other reason they SP me every month.

They gave me a $1000 auto CLI after 6 mo so I'm happy... Talked to them last week about a PC and got different answers... One said not possible the other said maybe later. LOL
They have SPed me every month too. I think that is pretty standard for them the first 6-12 months.

They are like that new girlfriend who checks your cell phone every time you go to the bathroom. She loves you, but just doesn't want to get burned.

I have been approved for 5 Barclays cards in the past year!!,They like high useage on their accounts,and would love to see you use mostly their cards

Re: Multiple Barclays cards?

juggalo9er — Mon, 02 Jun 2014 00:25:02 GMT

i waited around 8 months bewteen barclay apps.....never had a problem with my 20+ inquiries either

Re: Multiple Barclays cards?

TRC_WA — Mon, 02 Jun 2014 00:32:13 GMT

@Dw4250 wrote:
@TRC_WA wrote:
Barclay must be sensitive... Can't think of any other reason they SP me every month.

They gave me a $1000 auto CLI after 6 mo so I'm happy... Talked to them last week about a PC and got different answers... One said not possible the other said maybe later. LOL
They have SPed me every month too. I think that is pretty standard for them the first 6-12 months.

They are like that new girlfriend who checks your cell phone every time you go to the bathroom. She loves you, but just doesn't want to get burned.

LOL so true!

Re: Multiple Barclays cards?

NewBuster — Mon, 02 Jun 2014 01:22:23 GMT

crjusuf,

I was approved 3 days apart, 11/20/13 for Apple financing card and 11/23 for US Air card.

I was instantly approved for Apple card $2k but received the dreaded 10 notice on the US Air application. I did an immediate recon, called within minutes of the 10 day notice and the analyst said I was declined. I very politely mentioned the circumstances for the additional application but he said sorry and to re-apply in 6 months once the Apple card showed some history.

To my amazement, I received a call back from the analyst within the hour saying he was able to offer me a lower limit of $1k and I would still get the 20k bonus miles!

Also, I was only 6 months post-BK13 discharge.

Re: Multiple Barclays cards?

juggalo9er — Mon, 02 Jun 2014 01:24:52 GMT

@NewBuster wrote:
crjusuf,

I was approved 3 days apart, 11/20/13 for Apple financing card and 11/23 for US Air card.
I was instantly approved for Apple card $2k but received the dreaded 10 notice on the US Air application. I did an immediate recon, called within minutes of the 10 day notice and the analyst said I was declined. I very politely mentioned the circumstances for the additional application but he said sorry and to re-apply in 6 months once the Apple card showed some history.
To my amazement, I received a call back from the analyst within the hour saying he was able to offer me a lower limit of $1k and I would still get the 20k bonus miles!
Also, I was only 6 months post-BK13 discharge.

love it!

Re: Multiple Barclays cards?

eagle2013 — Mon, 02 Jun 2014 01:36:30 GMT

@GetTheFico wrote:
I was approved for the Arrival and Sallie Mae within two months of each other earlier this year.

I was approved for an AmEx in-between those two apps.

Same here - approved for Sallie Mae then less than two months later apped for Arrival. Had like 5 TU Inqs within the month I apped for Arrival.

Re: Multiple Barclays cards?

elim — Mon, 02 Jun 2014 02:08:57 GMT

hrmmmm, i'm starting to get an itchy trigger finger. congrats!

Re: Multiple Barclays cards?

elim — Mon, 02 Jun 2014 02:11:42 GMT

op, please keep us posted on the US Airways app if you apply. i might just do the same. Good Luck! :]

Re: Multiple Barclays cards?

TRC_WA — Mon, 02 Jun 2014 02:29:00 GMT

@NewBuster wrote:
crjusuf,

I was approved 3 days apart, 11/20/13 for Apple financing card and 11/23 for US Air card.
I was instantly approved for Apple card $2k but received the dreaded 10 notice on the US Air application. I did an immediate recon, called within minutes of the 10 day notice and the analyst said I was declined. I very politely mentioned the circumstances for the additional application but he said sorry and to re-apply in 6 months once the Apple card showed some history.
To my amazement, I received a call back from the analyst within the hour saying he was able to offer me a lower limit of $1k and I would still get the 20k bonus miles!
Also, I was only 6 months post-BK13 discharge.

Good to know.

I am interested in a 2nd Barclay card... Had the Apple for 9 months.

But... I'm gardening right now and not in any rush so I'll wait.

Re: Multiple Barclays cards?

crjusaf — Mon, 02 Jun 2014 10:48:35 GMT

@elim wrote:
op, please keep us posted on the US Airways app if you apply. i might just do the same. Good Luck! :]

Thanks for the info folks, I've put about $4500 in spend over the past three months onmy arrival. I figure I'll give it one more month with decent spend before apping, but I'll keep you posted.

By the way, some folks mentioned being SP'd every month by Barclays...my guess would be that this is how they provide the monthly FICO scores. I've had the same experience since Discover started putting FICOs on the monthly statements.