topic Re: Cap One PC Change question in Credit Cards

Cap One PC Change question

spartantx117 — Sat, 07 Jun 2014 19:17:18 GMT

Ok I have a question has anyone or is it even possible to get a PC from the Quicksilver One to just the Quicksilver? I got a increase today from 2000 to 4000. And have had the card from 1 year yesterday. Thanks.

Re: Cap One PC Change question

Creditaddict — Sat, 07 Jun 2014 20:14:45 GMT

@spartantx117 wrote:
Ok I have a question has anyone or is it even possible to get a PC from the Quicksilver One to just the Quicksilver? I got a increase today from 2000 to 4000. And have had the card from 1 year yesterday. Thanks.

for the purpose of no AF? you can probably request through EO to remove AF on the card, otherwise they are the same card if you don't have AF already.

Re: Cap One PC Change question

awiser — Sat, 07 Jun 2014 20:36:55 GMT

It is possible to upgrade from QuicksilverOne to Quicksilver. My bro did it. However, if they tell you your account isn't eligible through their canned responses, contact EO as Creditaddict advised.

Re: Cap One PC Change question

ACG23 — Sat, 07 Jun 2014 21:53:34 GMT

How about from Platinum to Quicksilver? That would be .... Splendid. By current CL is $3750.

Re: Cap One PC Change question

awiser — Sat, 07 Jun 2014 21:58:18 GMT

@ACG23 wrote:
How about from Platinum to Quicksilver? That would be .... Splendid. By current CL is $3750.

If I'm not mistaken, their Platinum is in the same tier as QuicksilverOne. However, the only way to find out what you're able to upgrade to is to contact them. For me, the easiest way to do that is through chat. I'm a CSR so calling people is dreadful.

As suggested before, if CSR's aren't able to make the changes that you prefer, contact EO. Good luck!

Re: Cap One PC Change question

bk510 — Sat, 07 Jun 2014 23:08:29 GMT

@Creditaddict wrote:
@spartantx117 wrote:
Ok I have a question has anyone or is it even possible to get a PC from the Quicksilver One to just the Quicksilver? I got a increase today from 2000 to 4000. And have had the card from 1 year yesterday. Thanks.
for the purpose of no AF? you can probably request through EO to remove AF on the card, otherwise they are the same card if you don't have AF already.

Re: Cap One PC Change question

bk510 — Sat, 07 Jun 2014 23:11:45 GMT

@ACG23 wrote:
How about from Platinum to Quicksilver? That would be .... Splendid. By current CL is $3750.

This could happen because The QS regular version starts at 3k. that being said, I also have seen people with over 4 and 5k's on thier QS1.....go figure.

and this wasnt due to PC or anything. I guess they just ended up with a lot of cli's.......idk.

Re: Cap One PC Change question

fot1 — Sun, 08 Jun 2014 01:47:07 GMT

@ACG23 wrote:
How about from Platinum to Quicksilver? That would be .... Splendid. By current CL is $3750.

I went from Plantium to QS one

Re: Cap One PC Change question

Kennie02 — Sun, 08 Jun 2014 03:20:17 GMT

I just upgraded my Platinum to QS. I just asked via chat. I said I wanted to earn rewards on my purchases.

Re: Cap One PC Change question

Membersince2013 — Sun, 08 Jun 2014 03:36:47 GMT

I believe the Quicksilver is a Visa Singature, so they won't let you get it with $5,000.

Re: Cap One PC Change question

JHex2 — Sun, 08 Jun 2014 03:55:58 GMT

@Membersince2013 wrote:
I believe the Quicksilver is a Visa Singature, so they won't let you get it with $5,000.

I have a 2500 QS which is not signature, so they do give non-signature versions if the CL is under 5000. I got it PCed from a 500 platinum.

Re: Cap One PC Change question

Membersince2013 — Sun, 08 Jun 2014 13:43:00 GMT

@JHex2 wrote:
@Membersince2013 wrote:
I believe the Quicksilver is a Visa Singature, so they won't let you get it with $5,000.
I have a 2500 QS which is not signature, so they do give non-signature versions if the CL is under 5000. I got it PCed from a 500 platinum.

Is you QS a mastercard or a Visa?

Re: Cap One PC Change question

JHex2 — Sun, 08 Jun 2014 15:22:22 GMT

Its definitely a Visa, non-signature.

@Membersince2013 wrote:
@JHex2 wrote:
@Membersince2013 wrote:
I believe the Quicksilver is a Visa Singature, so they won't let you get it with $5,000.
I have a 2500 QS which is not signature, so they do give non-signature versions if the CL is under 5000. I got it PCed from a 500 platinum.
Is you QS a mastercard or a Visa?

Re: Cap One PC Change question

lonelyisland — Sun, 08 Jun 2014 15:54:45 GMT

Saw some discussion about the AF, I've changed both my cards from platinum to qs, but one had an annual fee, and they've said they cannot remove it (both social@ AND EO groups have explained the same). The best they've said they can do is to convert the monthly $3 AF fee into an annual fee and waive it for a year. I'll have to close the card, apparently to fully remove.

Re: Cap One PC Change question

coldnmn — Sun, 08 Jun 2014 15:58:55 GMT

@JHex2 wrote:
Its definitely a Visa, non-signature.
@Membersince2013 wrote:
@JHex2 wrote:
@Membersince2013 wrote:
I believe the Quicksilver is a Visa Singature, so they won't let you get it with $5,000.
I have a 2500 QS which is not signature, so they do give non-signature versions if the CL is under 5000. I got it PCed from a 500 platinum.
Is you QS a mastercard or a Visa?

I have a Quicksilver Mastercard no annual fee converted from Platinum Mastercard no annual fee.

Re: Cap One PC Change question

Ghoshida — Sun, 08 Jun 2014 19:00:54 GMT

@coldnmn wrote:
@JHex2 wrote:
Its definitely a Visa, non-signature.
@Membersince2013 wrote:
@JHex2 wrote:
@Membersince2013 wrote:
I believe the Quicksilver is a Visa Singature, so they won't let you get it with $5,000.
I have a 2500 QS which is not signature, so they do give non-signature versions if the CL is under 5000. I got it PCed from a 500 platinum.
Is you QS a mastercard or a Visa?

I have a Quicksilver Mastercard no annual fee converted from Platinum Mastercard no annual fee.

+1 to Cold.

Quicksilver comes in many colors and hues.

You don't need to have a high CL to PC from Platinum to QS.

I had a Platinum MC no-fee, started with $500 CL, grew to $2000 CL. In the 1-year anniversary month, I requested for a PC through the secure chat. I was approved for Quicksilver MC, no annual-fee. The limit is the same, but with better (actual) rewards.

These cards are not advertised on their website, but you can get them when you are PC-ing from an older, not-so-great card.

Re: Cap One PC Change question

lonelyisland — Sun, 08 Jun 2014 20:19:05 GMT

I think the question is about switching from QS MasterCard to QS Visa. Since that VISA is advertised as a Visa signature item, there is a question if 5k is needed to convert. I don't have any experience with MC to VISA switch only in AF removal issues.

Re: Cap One PC Change question

spartantx117 — Sun, 08 Jun 2014 22:21:11 GMT

Yes the question from the QS MAtercard to the QS Visa.... I was able to have the annual fee removed but they wouldnt do anything for me changing it to the VISA version.... If there is a 5K minimun to switch im still 1000 away from that...

Re: Cap One PC Change question

lonelyisland — Sun, 08 Jun 2014 23:24:27 GMT

Just curious, who removed the annual fee for you? EO?

Re: Cap One PC Change question

spartantx117 — Mon, 09 Jun 2014 02:42:22 GMT

Yes the EO removed the annual fee. Chat didn't do anything for me. My wife just emailed the EO last night about hers. They did a PC from Platinum to QS in a secure chat but wouldn't remove her AF.