topic Re: Amex Backdating Success in Credit Cards

Amex Backdating Success

-Cal- — Mon, 09 Jun 2014 18:28:45 GMT

Sharing my experience

I received my platinum card in the mail today. I jumped on chat and ask the representative to correct my MSD to 2006. He put in the request and it was successful. He also confirmed that they'll be sending me 2 new cards (Platinum, EveryDay) to reflect the update.

Re: Amex Backdating Success

alvon123 — Mon, 09 Jun 2014 19:59:51 GMT

congrats

Re: Amex Backdating Success

AirlinerDudeB6 — Mon, 09 Jun 2014 20:30:22 GMT

Were you backdating to closed accounts?

Re: Amex Backdating Success

-Cal- — Mon, 09 Jun 2014 20:32:13 GMT

@AirlinerDudeB6 wrote:
Were you backdating to closed accounts?

Yes I had a closed account that was charged off in 2008.

Re: Amex Backdating Success

AirlinerDudeB6 — Mon, 09 Jun 2014 20:38:14 GMT

Interesting! I had a small 1.5k (young and dumb) charge off in 2007 and was told backdating was not possible on either of my cards when I called in.

Re: Amex Backdating Success

-Cal- — Mon, 09 Jun 2014 20:45:37 GMT

@AirlinerDudeB6 wrote:
Interesting! I had a small 1.5k (young and dumb) charge off in 2007 and was told backdating was not possible on either of my cards when I called in.

Try the online chat feature when you log into your account. Avoid using the term "backdating", try articulating it as "correct my member since date". I didn't indicate that I had a previous account or discussed when/how/why it was closed. They asked for my basic contact info and the year I wanted it corrected to. It seems like they place a request with the date as the input and receive a yes/no response.

Re: Amex Backdating Success

SunriseEarth — Mon, 09 Jun 2014 21:30:28 GMT

@McMarshall wrote:
@AirlinerDudeB6 wrote:
Interesting! I had a small 1.5k (young and dumb) charge off in 2007 and was told backdating was not possible on either of my cards when I called in.
Try the online chat feature when you log into your account. Avoid using the term "backdating", try articulating it as "correct my member since date". I didn't indicate that I had a previous account or discussed when/how/why it was closed. They asked for my basic contact info and the year I wanted it corrected to. It seems like they place a request with the date as the input and receive a yes/no response.

+1.

Re: Amex Backdating Success

jim44 — Mon, 09 Jun 2014 21:39:44 GMT

Does anyone know if this will work with BoA? I had a card with them since 2004 which I closed in 2010. My current card show MS 2014. I know when I activated through online banking their website showed I was still registered and I was able to use my old user id and password .

Re: Amex Backdating Success

SunriseEarth — Mon, 09 Jun 2014 21:45:38 GMT

@jim44 wrote:
Does anyone know if this will work with BoA? I had a card with them since 2004 which I closed in 2010. My current card show MS 2014. I know when I activated through online banking their website showed I was still registered and I was able to use my old user id and password .

No. AFAIK, AMEX is the only lender that reports their TLs this way.

Re: Amex Backdating Success

coldnmn — Mon, 09 Jun 2014 21:57:13 GMT

Congrats! It almost makes me want to try get back in with AMEX. Thanks for sharing.

Re: Amex Backdating Success

Longroad — Mon, 09 Jun 2014 22:11:17 GMT

@SunriseEarth wrote:
@McMarshall wrote:
@AirlinerDudeB6 wrote:
Interesting! I had a small 1.5k (young and dumb) charge off in 2007 and was told backdating was not possible on either of my cards when I called in.
Try the online chat feature when you log into your account. Avoid using the term "backdating", try articulating it as "correct my member since date". I didn't indicate that I had a previous account or discussed when/how/why it was closed. They asked for my basic contact info and the year I wanted it corrected to. It seems like they place a request with the date as the input and receive a yes/no response.
+1.

+2. I was able to get my new AMEX cards backdated to 1980 by using the chat and definitely say "correct my member since date"

Re: Amex Backdating Success

AirlinerDudeB6 — Mon, 09 Jun 2014 22:39:08 GMT

@Longroad wrote:
@SunriseEarth wrote:
@McMarshall wrote:
@AirlinerDudeB6 wrote:
Interesting! I had a small 1.5k (young and dumb) charge off in 2007 and was told backdating was not possible on either of my cards when I called in.
Try the online chat feature when you log into your account. Avoid using the term "backdating", try articulating it as "correct my member since date". I didn't indicate that I had a previous account or discussed when/how/why it was closed. They asked for my basic contact info and the year I wanted it corrected to. It seems like they place a request with the date as the input and receive a yes/no response.
+1.
+2. I was able to get my new AMEX cards backdated to 1980 by using the chat and definitely say "correct my member since date"

Did that backdating also reflect on your credit reports?

Re: Amex Backdating Success

vygotsky — Tue, 10 Jun 2014 00:40:26 GMT

Congrats, Amex charge cards take care on CR util% and the backdating takes care of AAoA

Re: Amex Backdating Success

vygotsky — Tue, 10 Jun 2014 00:55:06 GMT

@McMarshall wrote:
Sharing my experience

I received my platinum card in the mail today. I jumped on chat and ask the representative to correct my MSD to 2006. He put in the request and it was successful. He also confirmed that they'll be sending me 2 new cards (Platinum, EveryDay) to reflect the update.

Simply amazing. Congratulation

Re: Amex Backdating Success

Longroad — Tue, 10 Jun 2014 04:11:19 GMT

@AirlinerDudeB6 wrote:
@Longroad wrote:
@SunriseEarth wrote:
@McMarshall wrote:
@AirlinerDudeB6 wrote:
Interesting! I had a small 1.5k (young and dumb) charge off in 2007 and was told backdating was not possible on either of my cards when I called in.
Try the online chat feature when you log into your account. Avoid using the term "backdating", try articulating it as "correct my member since date". I didn't indicate that I had a previous account or discussed when/how/why it was closed. They asked for my basic contact info and the year I wanted it corrected to. It seems like they place a request with the date as the input and receive a yes/no response.
+1.
+2. I was able to get my new AMEX cards backdated to 1980 by using the chat and definitely say "correct my member since date"
Did that backdating also reflect on your credit reports?

So far only one has reported and it shows as opened 5/13/80.

Re: Amex Backdating Success

Fico2Go — Tue, 10 Jun 2014 05:08:39 GMT

Here you go guys. word for word.

http://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Backdating-Question/m-p/3160494#M886200

OP, thanks for changing my life and my credit profile by opening the doors to something I've been searching for weeks.

ABSOLUTELY AMAZING!

Re: Amex Backdating Success

-Cal- — Tue, 10 Jun 2014 05:32:29 GMT

@Fico2Go wrote:
Here you go guys. word for word.

http://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Backdating-Question/m-p/3160494#M886200

OP, thanks for changing my life and my credit profile by opening the doors to something I've been searching for weeks.

ABSOLUTELY AMAZING!

np, congrats!

Re: Amex Backdating Success

AirlinerDudeB6 — Tue, 10 Jun 2014 09:14:57 GMT

@McMarshall wrote:
Sharing my experience

I received my platinum card in the mail today. I jumped on chat and ask the representative to correct my MSD to 2006. He put in the request and it was successful. He also confirmed that they'll be sending me 2 new cards (Platinum, EveryDay) to reflect the update.

Success, here as well!

Just finished a chat session in which he was able to update both my Green and JetBlue Amex to my original MSD of 2003.

Although, when I log in online it still shows 2013. Does anyone know if this gets updated at some point?

Two new cards confirmed to be arriving shortly.

Now, the BIG question is will my CR reflect this change?

Re: Amex Backdating Success

kr3st00 — Tue, 10 Jun 2014 13:19:18 GMT

@AirlinerDudeB6 wrote:
@McMarshall wrote:
Sharing my experience

I received my platinum card in the mail today. I jumped on chat and ask the representative to correct my MSD to 2006. He put in the request and it was successful. He also confirmed that they'll be sending me 2 new cards (Platinum, EveryDay) to reflect the update.

Success, here as well!

Just finished a chat session in which he was able to update both my Green and JetBlue Amex to my original MSD of 2003.

Although, when I log in online it still shows 2013. Does anyone know if this gets updated at some point?

Two new cards confirmed to be arriving shortly.

Now, the BIG question is will my CR reflect this change?

Mine shows 2013 as well as I successfully backdated my card this morning as well!

How does this reflect on the 3xCLI date? Should it stay the same? Should it change since I have another card on the way with the corrected MSD?

Re: Amex Backdating Success

Anonymous — Tue, 10 Jun 2014 13:24:43 GMT

@kr3st00 wrote:
@AirlinerDudeB6 wrote:
@McMarshall wrote:
Sharing my experience

I received my platinum card in the mail today. I jumped on chat and ask the representative to correct my MSD to 2006. He put in the request and it was successful. He also confirmed that they'll be sending me 2 new cards (Platinum, EveryDay) to reflect the update.

Success, here as well!

Just finished a chat session in which he was able to update both my Green and JetBlue Amex to my original MSD of 2003.

Although, when I log in online it still shows 2013. Does anyone know if this gets updated at some point?

Two new cards confirmed to be arriving shortly.

Now, the BIG question is will my CR reflect this change?

Mine shows 2013 as well as I successfully backdated my card this morning as well!

How does this reflect on the 3xCLI date? Should it stay the same? Should it change since I have another card on the way with the corrected MSD?

will be the same on the 61 days and the 181 days, you have to wait 61 days from that speficific card