topic Thinking of closing Capital One QS1 in Credit Cards

Thinking of closing Capital One QS1

SeattleSuperBowlChampions — Tue, 10 Jun 2014 20:25:17 GMT

I feel I'm at the point where I have enough revolvers from prime lenders now where I can pick and choose having good cards. I have Capital One's Quicksilver One with a healthy annual fee of somewhere around $60. My CL on this is only at $900 which is my lowest limit. I think I'm going to call customer care, and if they won't upgrade me to a non annual fee version, I will close this account. Any thoughts? Thanks.

Re: Thinking of closing Capital One QS1

SunriseEarth — Tue, 10 Jun 2014 20:27:50 GMT

@SeattleSuperBowlChampions wrote:
I feel I'm at the point where I have enough revolvers from prime lenders now where I can pick and choose having good cards. I have Capital One's Quicksilver One with a healthy annual fee of somewhere around $60. My CL on this is only at $900 which is my lowest limit. I think I'm going to call customer care, and if they won't upgrade me to a non annual fee version, I will close this account. Any thoughts? Thanks.

Have you tried reaching out to the EO yet?

Re: Thinking of closing Capital One QS1

PlasticOrPlastic — Tue, 10 Jun 2014 20:46:37 GMT

I got my AF removed for good, still dont use the card but hey saves me $59 a year. If they wont do that I'd close it, 1.5% isnt worth the AF IMO.

Re: Thinking of closing Capital One QS1

B335is — Tue, 10 Jun 2014 21:17:09 GMT

How old is the card? I agree with contacting the EO if it's been open awhile.

Re: Thinking of closing Capital One QS1

coldnmn — Tue, 10 Jun 2014 22:02:09 GMT

You can also try through Facebook.

Re: Thinking of closing Capital One QS1

SeattleSuperBowlChampions — Tue, 10 Jun 2014 23:02:03 GMT

That's the thing... I got this upgrade to a QS1 not too long ago, maybe in December. Not sure if they'll upgrade again so soon, but I'll try!

Re: Thinking of closing Capital One QS1

B335is — Wed, 11 Jun 2014 00:03:51 GMT

@SeattleSuperBowlChampions wrote:
That's the thing... I got this upgrade to a QS1 not too long ago, maybe in December. Not sure if they'll upgrade again so soon, but I'll try!

Keep us posted, good luck!

Re: Thinking of closing Capital One QS1

CelticLady — Wed, 11 Jun 2014 00:07:36 GMT

I also urge you to contact EO, either by email or FB message. Someone will call you from EO and discuss your options with you. A few months ago I spoke with them and and was told that they couldn't PC my card from QS1 to QS or permanently remove the AF. However, others here have stated that they were able to get their AF permanently waived. They did credit me for the AF on two of my cards. I will be contacting them again when the AF hits requesting it to be removed/PC again. So, hopefully you can at least get a credit for the AF and request a CLI.

Good luck.