topic WALMART CC in Credit Cards

WALMART CC

Anonymous — Fri, 13 Jun 2008 16:08:01 GMT

i was wondering if anybody knew if you called CSR would the CLI be more then hitting the love button

Re: WALMART CC

Anonymous — Fri, 13 Jun 2008 16:25:45 GMT

The WalMart CC is GEMB, and I believe their CLI policy is pretty standard for everyone (read: stingy).

Apparently you have to generate at least 4 statements by leaving a balance on your account. After that, you can request CLI, but it is typically in the $200 range.

However, I was given an auto-CLI on my Sams Club Discover card (also issued by GEMB) from $4200 to $5200 the first month I had it. I did have a substantial improvement in my TU score that month though. I was approved at 642 and went up to 680.

Re: WALMART CC

Anonymous — Fri, 13 Jun 2008 16:33:21 GMT

should the balance be under 10% for those 4 statements?

Re: WALMART CC

Schoolbuskid — Fri, 13 Jun 2008 18:57:27 GMT

This has nothing to do with this thread..but Walmart reports fast! I applied with last week...the account is already on TU and EX...ofcourse the slow pokes at Equifax are taking their time!

Re: WALMART CC

Anonymous — Fri, 13 Jun 2008 19:24:36 GMT

I'm not entirely sure. My GEMB experience is pretty limited, as I normally PIF before the statement cuts.

Now that I have a real Discover, I could give a hoot if they raise it anymore or not!