topic Re: Wells Fargo in Credit Cards

Wells Fargo

CreditDrama85 — Sat, 14 Jun 2008 14:31:14 GMT

i heard a few ppl being upgraded to platinum from secured card. think it is best to wait and let them contact you or call and find out? i have a perfect history but my overall credit profile is still shaky....has anyone ever been denied an upgrade from WF after 12 months? if so why?

Re: Wells Fargo

Scamp — Sat, 14 Jun 2008 14:57:12 GMT

CreditDrama85 wrote:
i heard a few ppl being upgraded to platinum from secured card. think it is best to wait and let them contact you or call and find out? i have a perfect history but my overall credit profile is still shaky....has anyone ever been denied an upgrade from WF after 12 months? if so why?

I was told my secured card should graduate after a year of proper handling of the card, so I just called a little before my anniversary date and said I was following up and checking on how it was looking for my status changing to unsecured. The CSR checked into it and was able to confirm that yes, I was graduating to unsecured and would get my new card and deposit back soon.

I don't think calling them shortly prior to your anticipated 'graduation date' to follow up on your status will adversely affect you or your chances of graduating to unsecured status - I think the things that matter are what you mentioned - your handling of their card and your overall profile.

Good luck!

Re: Wells Fargo

CreditDrama85 — Sat, 14 Jun 2008 18:20:11 GMT

did you get a new account number too? did your rewards points transfer?

Re: Wells Fargo

Scamp — Sat, 14 Jun 2008 19:54:58 GMT

CreditDrama85 wrote:
did you get a new account number too? did your rewards points transfer?

Sorry, CD85, I honestly can't recall if the account number changed - I want to say that it didn't, but I'm not sure; it was over a year ago now, and I didn't really pay attention to that detail at the time.
And I never participated in their rewards program, so I'm no help to you there either - sorry again! Hopefully someone else who's gone through this process did and can answer that for you.
But the easiest thing might be to just call and talk to one of their CSR's, if it's getting close to the date you're hoping to go unsecured - they probably can answer your questions, too.