topic Re: Any Good Mastercard offerings? in Credit Cards

Any Good Mastercard offerings?

Closingracer99 — Tue, 24 Jun 2014 15:10:07 GMT

I try to stay away from Capital one cards since i dont want any Subprime Cards But What banks are offering Mastercards these days ? Chase stopped and the ones Citi offers I have no use for or don't feel like paying an AF for it. I now own 2 Amex, 1 Discover , 1 Store card, and 5 Visa cards and one or 2 places only take Mastercard

Re: Any Good Mastercard offerings?

mongstradamus — Tue, 24 Jun 2014 15:11:01 GMT

@Closingracer99 wrote:
I try to stay away from Capital one cards since i dont want any Subprime Cards But What banks are offering Mastercards these days ? Chase stopped and the ones Citi offers I have no use for or don't feel like paying an AF for it. I now own 2 Amex, 1 Discover , 1 Store card, and 5 Visa cards and one or 2 places only take Mastercard

Any of the barclay cards i suppose. For me Sallie Mae would be a nice MC to pick up , if you are traveller maybe the new arrival plus ?

Re: Any Good Mastercard offerings?

Closingracer99 — Tue, 24 Jun 2014 15:12:37 GMT

@mongstradamus wrote:
@Closingracer99 wrote:
I try to stay away from Capital one cards since i dont want any Subprime Cards But What banks are offering Mastercards these days ? Chase stopped and the ones Citi offers I have no use for or don't feel like paying an AF for it. I now own 2 Amex, 1 Discover , 1 Store card, and 5 Visa cards and one or 2 places only take Mastercard
Any of the barclay cards i suppose. For me Sallie Mae would be a nice MC to pick up , if you are traveller maybe the new arrival plus ?

I don't travel at all really. Citi offers a MC expedia card... Though it has thank you points as the rewards so i might think about that

As far as Barclay cards go how good are they? Low APR% or rewards?

Re: Any Good Mastercard offerings?

mongstradamus — Tue, 24 Jun 2014 15:14:36 GMT

@Closingracer99 wrote:
@mongstradamus wrote:
@Closingracer99 wrote:
I try to stay away from Capital one cards since i dont want any Subprime Cards But What banks are offering Mastercards these days ? Chase stopped and the ones Citi offers I have no use for or don't feel like paying an AF for it. I now own 2 Amex, 1 Discover , 1 Store card, and 5 Visa cards and one or 2 places only take Mastercard
Any of the barclay cards i suppose. For me Sallie Mae would be a nice MC to pick up , if you are traveller maybe the new arrival plus ?
I don't travel at all really. Citi offers a MC expedia card... Though it has thank you points as the rewards so i might think about that

As far as Barclay cards go how good are they? Low APR% or rewards?

Well for me SM is pretty darn nice. 5% cb on gas groceries with 250 cap per month for each. 5% on books, which include amazon, 750 cap on that per month. I still have my freedom thats an MC , but i hear they are phasing that out.

Re: Any Good Mastercard offerings?

Closingracer99 — Tue, 24 Jun 2014 15:18:33 GMT

@mongstradamus wrote:
@Closingracer99 wrote:
@mongstradamus wrote:
@Closingracer99 wrote:
I try to stay away from Capital one cards since i dont want any Subprime Cards But What banks are offering Mastercards these days ? Chase stopped and the ones Citi offers I have no use for or don't feel like paying an AF for it. I now own 2 Amex, 1 Discover , 1 Store card, and 5 Visa cards and one or 2 places only take Mastercard
Any of the barclay cards i suppose. For me Sallie Mae would be a nice MC to pick up , if you are traveller maybe the new arrival plus ?
I don't travel at all really. Citi offers a MC expedia card... Though it has thank you points as the rewards so i might think about that

As far as Barclay cards go how good are they? Low APR% or rewards?
Well for me SM is pretty darn nice. 5% cb on gas groceries with 250 cap per month for each. 5% on books, which include amazon, 750 cap on that per month. I still have my freedom thats an MC , but i hear they are phasing that out.

My BCE is good enough for me for groceries imo I am looking more for a low APR% which is impossible with my Credit file but i can wish lol. I got no baddies and 100% on payments but it is very thin

I Hate that Chase only offers Visa's but oh well. Maybe i go into the subprime and getmyself a Capital one Quick silver card that i got a pre-qualified letter for

Re: Any Good Mastercard offerings?

manwoot — Tue, 24 Jun 2014 15:18:27 GMT

@Closingracer99 wrote:
I try to stay away from Capital one cards since i dont want any Subprime Cards But What banks are offering Mastercards these days ? Chase stopped and the ones Citi offers I have no use for or don't feel like paying an AF for it. I now own 2 Amex, 1 Discover , 1 Store card, and 5 Visa cards and one or 2 places only take Mastercard

Capital One has more than just their subprime cards, you know. In fact, their standard Quicksilver is harder to get than most cards in your signature. I wouldn't completely count out Capital One and mark them "subprime."

Just my $0.02.

Re: Any Good Mastercard offerings?

mongstradamus — Tue, 24 Jun 2014 15:19:18 GMT

Cu is probably your best bet if you want an low apr card i think.

Re: Any Good Mastercard offerings?

Closingracer99 — Tue, 24 Jun 2014 15:21:21 GMT

@manwoot wrote:
@Closingracer99 wrote:
I try to stay away from Capital one cards since i dont want any Subprime Cards But What banks are offering Mastercards these days ? Chase stopped and the ones Citi offers I have no use for or don't feel like paying an AF for it. I now own 2 Amex, 1 Discover , 1 Store card, and 5 Visa cards and one or 2 places only take Mastercard
Capital One has more than just their subprime cards, you know. In fact, their standard Quicksilver is harder to get than most cards in your signature. I wouldn't completely count out Capital One and mark them "subprime."

Just my $0.02.

I got a Pre-qualified letter from them for the quicksilver card... I just don't need another rewards card because i have plenty lol. The APR they offered is worse then if i just apped for it at highest is 22.99%. they offered me 24.99% APR%. A card which from what i hear will be stuck at the CL and that APR I would consider Subprime

Re: Any Good Mastercard offerings?

manwoot — Tue, 24 Jun 2014 15:22:55 GMT

Rewards cards almost never have a low APR. As previously suggested, you'll want to look at credit union credit cards as they typically carry sub-10% APR on them.

Re: Any Good Mastercard offerings?

Closingracer99 — Tue, 24 Jun 2014 15:24:25 GMT

@manwoot wrote:
Rewards cards almost never have a low APR. As previously suggested, you'll want to look at credit union credit cards as they typically carry sub-10% APR on them.

Oh I know .. Just would like one lower then my best APR of 15.99% which is the chase sapphire card. Even for a rewards card 24.99% is stupid

Re: Any Good Mastercard offerings?

coldnmn — Tue, 24 Jun 2014 15:25:07 GMT

If your a Sam's club member the new Sam's club Masterclub with 5% gas anywhere first $6k spending 3% restaurants and travel and 1% everything else looks good.

Re: Any Good Mastercard offerings?

mongstradamus — Tue, 24 Jun 2014 15:25:53 GMT

@Closingracer99 wrote:
@manwoot wrote:
Rewards cards almost never have a low APR. As previously suggested, you'll want to look at credit union credit cards as they typically carry sub-10% APR on them.
Oh I know .. Just would like one lower then my best APR of 15.99% which is the chase sapphire card. Even for a rewards card 24.99% is stupid

You shouldn't be paying interest anyways so i don't really look at apr , as much as CL and CLI frequency but thats me

Re: Any Good Mastercard offerings?

Closingracer99 — Tue, 24 Jun 2014 15:27:30 GMT

BankAmericard Better ballance rewards Sounds decent how about that? how easy it would be approved for that?

Re: Any Good Mastercard offerings?

Closingracer99 — Tue, 24 Jun 2014 15:28:38 GMT

@mongstradamus wrote:
@Closingracer99 wrote:
@manwoot wrote:
Rewards cards almost never have a low APR. As previously suggested, you'll want to look at credit union credit cards as they typically carry sub-10% APR on them.
Oh I know .. Just would like one lower then my best APR of 15.99% which is the chase sapphire card. Even for a rewards card 24.99% is stupid
You shouldn't be paying interest anyways so i don't really look at apr , as much as CL and CLI frequency but thats me

I don't plan on paying interest but I would like to have a good APR% if for some reason i need to carry a balance for a peorid of time

Re: Any Good Mastercard offerings?

mongstradamus — Tue, 24 Jun 2014 15:30:29 GMT

Cap one can be an strange one the QS i pced to is my lowest apr by far and also has a decent CL.

Re: Any Good Mastercard offerings?

Closingracer99 — Tue, 24 Jun 2014 15:36:21 GMT

@coldnmn wrote:
If your a Sam's club member the new Sam's club Masterclub with 5% gas anywhere first $6k spending 3% restaurants and travel and 1% everything else looks good.

Closest Sam's Club is in New Jersey

Re: Any Good Mastercard offerings?

Blodreina — Tue, 24 Jun 2014 15:40:02 GMT

@manwoot wrote:

Capital One has more than just their subprime cards, you know. In fact, their standard Quicksilver is harder to get than most cards in your signature. I wouldn't completely count out Capital One and mark them "subprime."
Just my $0.02.

Re: Any Good Mastercard offerings?

MidnightJester — Tue, 24 Jun 2014 15:58:11 GMT

Barlcays has the "RING" MasterCard. I like it alot for its uses. 8.0%apr only $1 dollar BT fees's. Cash advances at the 8.0%apr

Re: Any Good Mastercard offerings?

Closingracer99 — Tue, 24 Jun 2014 16:01:35 GMT

@MidnightJester wrote:
Barlcays has the "RING" MasterCard. I like it alot for its uses. 8.0%apr only $1 dollar BT fees's. Cash advances at the 8.0%apr

What is the catch ?

Re: Any Good Mastercard offerings?

ecocredit — Tue, 24 Jun 2014 16:06:49 GMT

Why do you specifically want a mastercard? Does it offer any advantages over visa or amex? I'm just curious.