topic Re: Chase CLI SP in Credit Cards

Chase CLI SP

vygotsky — Wed, 25 Jun 2014 13:49:38 GMT

Does chase ever let you initiate a CLI like Amex without a hp. If not how good are they with auto cli, quarterly, biannual, annual?

Re: Chase CLI SP

Kenny — Wed, 25 Jun 2014 13:52:36 GMT

Very very rarely and for those cases normally these people get an e-mail.

Customer initiated CLIs are 99.99999% HP with Chase.

Re: Chase CLI SP

yudeology101 — Wed, 25 Jun 2014 15:22:51 GMT

@KennyRS wrote:
Very very rarely and for those cases normally these people get an e-mail.

Customer initiated CLIs are 99.99999% HP with Chase.

+1.

Unless Chase sends you an email for the CLI offer and you accept, if you initiate the CLI, it'll be 99.99% HP.

Re: Chase CLI SP

Shock — Wed, 25 Jun 2014 17:36:36 GMT

Agreed. And the emails are not even guaranteed CLI's right?

Re: Chase CLI SP

Kenny — Wed, 25 Jun 2014 17:37:52 GMT

@Shock wrote:
Agreed. And the emails are not even guaranteed CLI's right?

I would assume they're not, but I've not really read of anyone who didn't get the CLI after clicking through the e-mail, though.

Re: Chase CLI SP

yudeology101 — Wed, 25 Jun 2014 18:03:52 GMT

@Shock wrote:
Agreed. And the emails are not even guaranteed CLI's right?

Majority of the Chase Email CLI offer threads on the forum i've seen have accepted the offer and it was based on SP initiated by Chase I assume. But why some are auto CLIs and some are email based CLI offer is beyond me.

Re: Chase CLI SP

mongstradamus — Wed, 25 Jun 2014 21:13:04 GMT

Hmm i don't remember if my chase was an auto or email sp cli when i got it back in january. I think it was after i got the signup bonus for the freedom. I was pleasantly surprised because i didn't expect it, knowing chases policy on sp cli usually.

Re: Chase CLI SP

chrisw1968uk — Wed, 25 Jun 2014 21:27:12 GMT

I have just had my 1st Birthday with Chase Freedom - they gave me $1000 CLI without me even asking

Re: Chase CLI SP

flan — Thu, 26 Jun 2014 00:11:52 GMT

@yudeology101 wrote:
@Shock wrote:
Agreed. And the emails are not even guaranteed CLI's right?
Majority of the Chase Email CLI offer threads on the forum i've seen have accepted the offer and it was based on SP initiated by Chase I assume. But why some are auto CLIs and some are email based CLI offer is beyond me.

Because Chase takes the requirement to consider your ability to repay when granting credit increases. If you have had the card for more than a year, they can not use information on the application. So, if they want to give you a CLI, they need to ask for income.

Re: Chase CLI SP

vygotsky — Thu, 26 Jun 2014 01:49:01 GMT

@chrisw1968uk wrote:
I have just had my 1st Birthday with Chase Freedom - they gave me $1000 CLI without me even asking

How did you manage your Chase card over the year for the auto cli? PIF/Carry? 0-10% util monthly vs 30%+?