topic Re: TARGET in Credit Cards

TARGET

Anonymous — Wed, 13 Feb 2008 21:52:10 GMT

WHAT DOES REQUIRE FURTHER PROCESSING MEANS FROM TARGET? MAYBE DENIED

Re: TARGET

coco08 — Wed, 13 Feb 2008 23:21:43 GMT

For me it meant that they called me and verified some personal information and I got the card in the mail shortly thereafter. It started as a Red card with a $200 CL and maybe 6 months later I received a letter in the mail stating that I'd been upgraded to the Target Visa with a $1000 CL. That card arrived a month later.

Re: TARGET

granny031350 — Thu, 14 Feb 2008 02:32:51 GMT

I got that message in December and soon after my denial letter came. Too many collections on my TU. After cleanup, was approved on Monday. Waiting for card in the mail (200 cl)

Re: TARGET

braznyc — Sun, 15 Jun 2008 13:26:45 GMT

I received the same message yesterday. I have a feeling they pulled EQ because the system asked me to re-verify my address (unless this is normal) and then it said further processing was needed. EQ has my old address as current STILL and my current address as previous. I get them to correct it then it switches back, last time they told me they think it's a glitch. I've called all my creditors and none are reporting the old address. I did have an account sold to JDB that was way past reporting and out of SOL go on my EQ file and I successfully had it deleted, it is them who reported my old address this much I was able to get out of EQ.

Anyways if I get no call then I'll know it's a denial. I just wanted a store card to even-out my mix of credit.

Re: TARGET

braznyc — Sun, 15 Jun 2008 16:58:22 GMT

Well I just received alert from TC they pulled TU which is my highest score but me thinks it's a denial. I still have one paid judgment on their report that won't be removed until next year. I have successfully removed all (from each CRA) but this one from TU. Thankfully this only puts me at 3 inquiries with them no more apps back to building.

Re: TARGET

islandchild82 — Sun, 15 Jun 2008 17:10:12 GMT

I had a pre-approval at the store, but waited until I got home to apply online. Got the same message, and the card arrived about two weeks later. Don't give up hope, you may still get approved! Good luck!

Re: TARGET

Anonymous — Sun, 15 Jun 2008 17:40:26 GMT

GL...... hope this means U got it!!!

Re: TARGET

braznyc — Sun, 15 Jun 2008 23:52:00 GMT

Thanks Islandchild and MrsAnderson I'll keep you posted as soon as I know the final answer.