topic Re: Barclay Card Pre Approval Help? in Credit Cards

Barclay Card Pre Approval Help?

Jerry45 — Thu, 26 Jun 2014 15:07:18 GMT

After Months of checking the Barclay Pre Approval site, I finally received a "Congratulations" Message on their World Mastercard.

I just opened a Walmart Discover Account a couple of weeks ago, but my oldest account is only a little over 8 Months old(secured).

No baddies, Fico's in low 700's, and one fresh hard inquiry.

Anybody ever had success with Barclay pre approval site? Thanks

Re: Barclay Card Pre Approval Help?

Anonymous — Thu, 26 Jun 2014 17:17:07 GMT

I had preapprovals - arrival and ring. I'm not ready for an arrival + card yet, but I needed a new laptop as mine crapped out on me last night and figured I would get the Apple Visa. I was approved I'm usually buying something new from Apple once a year, so now I could use it for those purchases. So, my guess is if you have preapprovals, your chances are good!

Re: Barclay Card Pre Approval Help?

injustifiiable — Thu, 26 Jun 2014 18:15:43 GMT

I got my Barclaycard through the pre-approval website.

You should be good to go if you only have one inquiry.

Re: Barclay Card Pre Approval Help?

anca21bi — Thu, 26 Jun 2014 19:01:18 GMT

I got the congrats to apply and then was denied, your scores are a lot stronger than mine were at the time. They said I was denied due to recent new credit.

Re: Barclay Card Pre Approval Help?

injustifiiable — Thu, 26 Jun 2014 19:05:23 GMT

@anca21bi wrote:
I got the congrats to apply and then was denied, your scores are a lot stronger than mine were at the time. They said I was denied due to recent new credit.

How recent?

I had applied in February 2014 and newest cards were a Discover IT obtained in November 2013 and a BankAmericard obtained in December 2013...

Re: Barclay Card Pre Approval Help?

Anonymous — Thu, 26 Jun 2014 19:37:38 GMT

Barclays doesn't like multiple recent HPs

@anca21bi wrote:
I got the congrats to apply and then was denied, your scores are a lot stronger than mine were at the time. They said I was denied due to recent new credit.

I also hear that they will SP you for 6 months sometimes and cancel your credit if you are trying to load up.

Re: Barclay Card Pre Approval Help?

Jerry45 — Thu, 26 Jun 2014 19:47:08 GMT

Thanks for the info. I just started a Walmart Discover two week ago. That is pretty recent credit

Re: Barclay Card Pre Approval Help?

Jerry45 — Thu, 26 Jun 2014 19:49:04 GMT

Thanks Keith. Yeah, I heard they watch you like a hawk in the first 6 months,

Re: Barclay Card Pre Approval Help?

Anonymous — Thu, 26 Jun 2014 20:15:21 GMT

When I get done gardening... Might be a year =(, I'm going to apply for the Ring if my score is back up there... If I get it, straight back to the garden for 6 months, lol...

@Jerry45 wrote:
Thanks Keith. Yeah, I heard they watch you like a hawk in the first 6 months,