https://ficoforums.myfico.com/t5/Credit-Cards/Fico-Simulator/m-p/265678#M89671 <DIV>try a CU</DIV> Sun, 15 Jun 2008 19:43:43 GMT Anonymous 2008-06-15T19:43:43Z https://ficoforums.myfico.com/t5/Credit-Cards/Fico-Simulator/m-p/265674#M89669 When I run the FICO simulator, it tells me if I get a new Credit Card with a 2000.00 limit and txfr my balances, it will help my score. But with my scores, I can't get one ... any advice TU Stuck at 570 since February ... Why won't this one budge <img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /> EX 611 EQ 612 OB = 250 balance Rewardzone Mastercard = 175 balance Bowflex = 950 balance. I'm paying 200/month to bring down my Util ... any other advice would be great. We may be relocating, and I'm afraid with such low scores, we are going to have a hard time finding somewhere to live <img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /> Sun, 15 Jun 2008 19:36:36 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Fico-Simulator/m-p/265674#M89669 Anonymous 2008-06-15T19:36:36Z https://ficoforums.myfico.com/t5/Credit-Cards/Fico-Simulator/m-p/265678#M89671 <DIV>try a CU</DIV> Sun, 15 Jun 2008 19:43:43 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Fico-Simulator/m-p/265678#M89671 Anonymous 2008-06-15T19:43:43Z https://ficoforums.myfico.com/t5/Credit-Cards/Fico-Simulator/m-p/265701#M89682 In the meantime, what are the negatives you get on screen 2 of your FICO reports? They are generally your best guide as to what to work on, with the biggest problem listed first. Sun, 15 Jun 2008 20:53:19 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Fico-Simulator/m-p/265701#M89682 haulingthescoreup 2008-06-15T20:53:19Z