topic Re: What AAofA is needed for Chase Freedom?? in Credit Cards

What AAofA is needed for Chase Freedom??

Anonymous — Fri, 27 Jun 2014 15:10:10 GMT

Hello Guys,

I want to apply for the chase freedom but i want to know whats the AAofA needed. My currently is 6months with my oldest card being a year old. I have this pre-qualified offer on the chase website for the freedom or slate but I want to make sure I have good chances of getting approve and not waste a HP.

My Ficos TU689 EX637 EQ620 and also have a paid chargeoff from 2012 on my EQ and EX files but not on TU.

Appreciate you feedback/comments.

Thanks

Re: What AAofA is needed for Chase Freedom??

Creditaddict — Fri, 27 Jun 2014 15:19:42 GMT

I find Chase' pre-qual to be almost bullet proof... go for it.

Re: What AAofA is needed for Chase Freedom??

Anonymous — Fri, 27 Jun 2014 15:22:56 GMT

@Creditaddict wrote:
I find Chase' pre-qual to be almost bullet proof... go for it.

Thanks .. Ill go try hopefully i get approve.

Re: What AAofA is needed for Chase Freedom??

Closingracer99 — Fri, 27 Jun 2014 16:33:31 GMT

@Anonymous wrote:
Hello Guys,

I want to apply for the chase freedom but i want to know whats the AAofA needed. My currently is 6months with my oldest card being a year old. I have this pre-qualified offer on the chase website for the freedom or slate but I want to make sure I have good chances of getting approve and not waste a HP.
My Ficos TU689 EX637 EQ620 and also have a paid chargeoff from 2012 on my EQ and EX files but not on TU.
Appreciate you feedback/comments.

Thanks

They might decline you with the EX 637 but if they do tell them to pull your TU and that + your AAoA should be enought to get you into the door

Re: What AAofA is needed for Chase Freedom??

CenturyChild — Fri, 27 Jun 2014 16:54:27 GMT

FWIW I got in with Chase with a AAoA at the time of 9 months.

But my oldest account was little over a year old. If I recall my fico scores were in the 660-670 range at that time as well. Cant remember exactly though.

From what I can gather, they want to see at least 1 major CC on your report thats a minimum of 1 year old. They do NOT care about AU cards. They will ignore them.

Obviously, the better your report looks the better your chances, but I think thats the bare minimum for them to even look at you.

Re: What AAofA is needed for Chase Freedom??

Anonymous — Sat, 28 Jun 2014 00:34:17 GMT

Thank you guys for the advices...

I just responded to the offer on their website for the freedom and after i submitted my app it said you response requires further review. That they'll notife me in writting in 10 days or up to 30 days. Should i call and recon right now or should i wait for their letter in writting first?

thanks

Re: What AAofA is needed for Chase Freedom??

Closingracer99 — Sat, 28 Jun 2014 00:39:00 GMT

@Anonymous wrote:
Thank you guys for the advices...
I just responded to the offer on their website for the freedom and after i submitted my app it said you response requires further review. That they'll notife me in writting in 10 days or up to 30 days. Should i call and recon right now or should i wait for their letter in writting first?

thanks

I would Recon at worse they say they declined or still in review

I would ask them to pull your TU report ... I did when i first applied for it ... Got declined still but they still pulled it

Re: What AAofA is needed for Chase Freedom??

Anonymous — Sat, 28 Jun 2014 00:39:06 GMT

Recon.

Re: What AAofA is needed for Chase Freedom??

Anonymous — Sat, 28 Jun 2014 00:47:08 GMT

GREAT NEWS!!!!

I called the recon number right now and the rep had me on hold for about 3 min and came back to tell i got approve for $1200.

To me thats pretty good considering its my first prime card. i have to cap1 with 300 and 500 CL so this is owesome news.. I cant fit the smile on my face

Thank you all for the advices and help through this. It helped me a lot!

Re: What AAofA is needed for Chase Freedom??

Closingracer99 — Sat, 28 Jun 2014 00:47:59 GMT

@Anonymous wrote:
GREAT NEWS!!!!

I called the recon number right now and the rep had me on hold for about 3 min and came back to tell i got approve for $1200.
To me thats pretty good considering its my first prime card. i have to cap1 with 300 and 500 CL so this is owesome news.. I cant fit the smile on my face
Thank you all for the advices and help through this. It helped me a lot!

Congrats

Re: What AAofA is needed for Chase Freedom??

Anonymous — Sat, 28 Jun 2014 00:51:58 GMT

Good for you!!!! Chase gives me no love with the preapproval - hopefully next year =)