topic Re: What's your lowest APR on your BofA cards? in Credit Cards

What's your lowest APR on your BofA cards?

Anonymous — Tue, 01 Jul 2014 05:44:01 GMT

Hi, I have four BofA cards. I got underwritiers to get me to a 9.99% on my Susan G. Komen and Travel Visa Sig. Does anyone else have it this low?

Re: What's your lowest APR on your BofA cards?

lg8302ch — Tue, 01 Jul 2014 10:41:42 GMT

@Anonymous wrote:
Hi, I have four BofA cards. I got underwritiers to get me to a 9.99% on my Susan G. Komen and Travel Visa Sig. Does anyone else have it this low?

yes...both my Cash rewards VS and Travel rewards VS are 9,99% APR.. BofA shows me love... Chase Freedom VS ????? APR of 22,99%

Re: What's your lowest APR on your BofA cards?

Turbobuick — Fri, 04 Jul 2014 01:09:05 GMT

I have a AAA Visa card backed by BofA. 7.9% APR $22.8K CL I've owned this card for 15 years. Also have a Merrick Bank MC with 6.15% APR that I've had for 21 years.

Re: What's your lowest APR on your BofA cards?

Anonymous — Fri, 04 Jul 2014 01:10:12 GMT

Wow!! Nice!! See, that was a long time ago though. I've had my accts since may 2013. I wonder what others' lowest rates are?

Re: What's your lowest APR on your BofA cards?

UTK_GOBO — Fri, 04 Jul 2014 01:13:13 GMT

4.99% for purchases

12.99% for balance transfer and cash advance

Cash Reward Sig Visa

Re: What's your lowest APR on your BofA cards?

Anonymous — Fri, 04 Jul 2014 01:14:18 GMT

UTK, how long have you had the card? How did you get it that low????!

Re: What's your lowest APR on your BofA cards?

Turbobuick — Fri, 04 Jul 2014 01:17:28 GMT

@Anonymous wrote:
Wow!! Nice!! See, that was a long time ago though. I've had my accts since may 2013. I wonder what others' lowest rates are?

Of course the key is to never carry a balance and make the APR irrelevant. Still nice to have something affordable in case of unforeseen emergencies.

Re: What's your lowest APR on your BofA cards?

UTK_GOBO — Fri, 04 Jul 2014 01:18:04 GMT

Since 2001. It started off as Gold, and it has gone through many many product change.

Re: What's your lowest APR on your BofA cards?

Anonymous — Fri, 04 Jul 2014 01:18:45 GMT

Whoaaaa

Re: What's your lowest APR on your BofA cards?

Membersince2013 — Fri, 04 Jul 2014 01:19:55 GMT

@Anonymous wrote:
Hi, I have four BofA cards. I got underwritiers to get me to a 9.99% on my Susan G. Komen and Travel Visa Sig. Does anyone else have it this low?

How did you get them to reduce your APR? Which number did you call? I'm also interested in reducing mine. It's current 14.99%

Re: What's your lowest APR on your BofA cards?

UTK_GOBO — Fri, 04 Jul 2014 01:20:40 GMT

Back in the days you could actually ask for fixed and lower rate very easily. I could have got 4.99 fixed for life, but missed my chance.

Re: What's your lowest APR on your BofA cards?

Anonymous — Fri, 04 Jul 2014 01:21:18 GMT

The BofA number on the backdoor numbers page. For existing card members...

Re: What's your lowest APR on your BofA cards?

Turbobuick — Fri, 04 Jul 2014 01:42:36 GMT

It's my experience in general that the better the rewards, they can come with higher interest rates. With some cards already at 20%+, we need to be very careful in this economy. Inflation could take off and run when the fed stops feeding the bond market. You don't want to be carrying a balance when rates top out on some of these cards.

Re: What's your lowest APR on your BofA cards?

galahad15 — Sat, 11 Apr 2015 16:55:12 GMT

BoA Platinum Plus VISA: 9.24% V for purchases

Boa Cash Rewards World MC: 9.99% F for purchases and balance transfers

Re: What's your lowest APR on your BofA cards?

MJ-san — Sun, 12 Apr 2015 01:18:20 GMT

Visa Platinum, 31.7k limit, 5.15% for purchase, cash, and BT- variable prime + 1.9%. No rewards of any kind.

It's tied to my Wealth Management relationship and is about 20 years old (opened with original BoA). It used to have a CLI somewhere north of $55k but they trimmed limits down after the 2008 crash.

Re: What's your lowest APR on your BofA cards?

Anonymous — Sun, 12 Apr 2015 03:33:56 GMT

@UTK_GOBO wrote:
4.99% for purchases
12.99% for balance transfer and cash advance

Cash Reward Sig Visa

4.99?? with BOA? How did you manage that?

nevermind I saw it "Back in the days you could actually ask for fixed and lower rate very easily. I could have got 4.99 fixed for life, but missed my chance. "

very interesting.