topic Re: Sears CLI a hard pull? in Credit Cards

Sears CLI a hard pull?

JoshNurse — Fri, 04 Jul 2014 04:23:26 GMT

I just logged in and saw I have a $250 credit limit. I have never seen such a low limit. This is one of my oldest cards and today I logged in and filled out the online credit limit increase form.

Will this be a hard pull?

Re: Sears CLI a hard pull?

JoshNurse — Fri, 04 Jul 2014 04:34:27 GMT

I logged in and it says 10,000 available credit. Will this be a hard pull?

I don't mind since they gave me the limit I wanted but would prefer a soft pull. Still kind of worried about this.

Re: Sears CLI a hard pull?

Creditaddict — Fri, 04 Jul 2014 04:34:32 GMT

@JoshNurse wrote:
I just logged in and saw I have a $250 credit limit. I have never seen such a low limit. This is one of my oldest cards and today I logged in and filled out the online credit limit increase form.

Will this be a hard pull?

pretty sure yes, TU more than likely.... that's Citi CLI pull.

ask for $25k, they will counter back by next day.

Re: Sears CLI a hard pull?

JoshNurse — Fri, 04 Jul 2014 04:39:57 GMT

Thanks I was worried about the hard pull. Should I just email them if it was a hard pull first? If so then I can ask if I can get 25k since they did a hard pull. Hopefully I don't get two hard ones.

Below is the message but they didn't say anything about what type of pull.

Dear Valued Customer,

We received your request to increase the credit limit on your account and we will be happy to assist you.

We have approved your request for a credit limit increase. Your new credit line of $10,000.00 is now available. This increased your current available credit to $10,000.00.

Our goal is to provide you and all our customers with the highest standard of service in the industry.

Re: Sears CLI a hard pull?

Creditaddict — Fri, 04 Jul 2014 04:43:38 GMT

Oh wow, you asked for $10k?
Was it instant?

Re: Sears CLI a hard pull?

JoshNurse — Fri, 04 Jul 2014 04:44:44 GMT

Instant. Is it too late to ask for the 25k?

Re: Sears CLI a hard pull?

JoshNurse — Fri, 04 Jul 2014 04:45:23 GMT

I feel weird now I don't know why I do these things late at night. I won't sleep thinking of a hard pull

Re: Sears CLI a hard pull?

Creditaddict — Fri, 04 Jul 2014 04:45:39 GMT

Re: Sears CLI a hard pull?

Creditaddict — Fri, 04 Jul 2014 04:46:25 GMT

Then leave it, if it was instant maybe it was not a hp

Re: Sears CLI a hard pull?

Creditaddict — Fri, 04 Jul 2014 04:46:42 GMT

Besides isn't $10k worth the hp?!!

Re: Sears CLI a hard pull?

JoshNurse — Fri, 04 Jul 2014 04:52:48 GMT

Ok I will leave it. I did email them if it was hard or soft. Hopefully they say soft.

10k is ok but after you said 25k it got me thinking...I should have asked for 25k instead.

I will let you know what they say.

Re: Sears CLI a hard pull?

JoshNurse — Fri, 04 Jul 2014 05:35:02 GMT

I got an email back and they just said to call.

I really don't feel like calling but I just bought all 3 credit reports and no new hard pulls on any.

Are hard pulls this instant? Maybe I should have waited longer...

Re: Sears CLI a hard pull?

Creditaddict — Fri, 04 Jul 2014 05:53:20 GMT

Yes instant

Re: Sears CLI a hard pull?

BearsAndTurtlesRtheBest — Fri, 04 Jul 2014 06:25:38 GMT

Nothin to worry about sears is a sp when requesting a cli now go sleep in peace my parents always request a cli and is always a sp

Re: Sears CLI a hard pull?

JoshNurse — Fri, 04 Jul 2014 10:49:46 GMT

Thanks! I bought the three credit reports and did not see any hard pulls so hopefully everything is ok.