topic Credit/Debit Cards that have chip&pin? in Credit Cards

Credit/Debit Cards that have chip&pin?

Anonymous — Mon, 07 Jul 2014 09:04:30 GMT

Does anyone have a list of credit & debit cards that have chip and pin built into them?

So far for debit cards i called chase, wellsfargo, usbank via debit card department and they dont have chip and pin on debit cards so far.

as for credit cards i called chase and they said my freedom card doesn't have a chip and pin design yet. same for discover.

but my wellsfargo does have it so i didn't bother calling them since my personal card has it built in and looks fancy

Re: Credit/Debit Cards that have chip&pin?

PowerMan572 — Mon, 07 Jul 2014 11:05:56 GMT

There's a great thread over on FlyerTalk that has all the chip-and-pin cards.

The three that I know of off the top of my head:

1. PenFed <--- true chip-and-pin

2. Barclaycard Arrival <---- will default to chip-and-signature. Will use in chip-and-pin at terminal that don't allow chip-and-signature.

3. Barclaycard Hawaii Airlines credit card <---- will default to chip-and-signature. Will use in chip-and-pin at terminal that don't allow chip-and-signature.

Chase announced that their cards will be switching over to chip-and-pin later this year. I would expect the CSP to be the very first to get it.

Re: Credit/Debit Cards that have chip&pin?

nachoslibres — Mon, 07 Jul 2014 12:12:02 GMT

Here's the list the previous poster referenced: https://docs.google.com/spreadsheet/ccc?key=0Ani-u3tGk5hedGRvcE1ELVg5UmlGZk01SHZvTUMxdUE#gid=0

Re: Credit/Debit Cards that have chip&pin?

Anonymous — Mon, 07 Jul 2014 11:59:28 GMT

@PowerMan572 wrote:
There's a great thread over on FlyerTalk that has all the chip-and-pin cards.

The three that I know of off the top of my head:

1. PenFed <--- true chip-and-pin
2. Barclaycard Arrival <---- will default to chip-and-signature. Will use in chip-and-pin at terminal that don't allow chip-and-signature.
3. Barclaycard Hawaii Airlines credit card <---- will default to chip-and-signature. Will use in chip-and-pin at terminal that don't allow chip-and-signature.

Chase announced that their cards will be switching over to chip-and-pin later this year. I would expect the CSP to be the very first to get it.

Which PenFed is true chip&pin? The one I have (well had because they just replaced it) defaults to chip&sig and doesn't allow PIN change in an ATM. This is the Plat Rewards card.

Re: Credit/Debit Cards that have chip&pin?

rbon — Mon, 07 Jul 2014 12:05:49 GMT

I called Chase about a chip & pin for my Freedom as I'm heading to Ireland next month. They said they don't have.

Re: Credit/Debit Cards that have chip&pin?

nachoslibres — Mon, 07 Jul 2014 12:12:37 GMT

@rbon wrote:
I called Chase about a chip & pin for my Freedom as I'm heading to Ireland next month. They said they don't have.

You are correct, it is actually only chip & signature. My apologies - I don't know why I said chip & pin.

Re: Credit/Debit Cards that have chip&pin?

rbon — Mon, 07 Jul 2014 13:36:17 GMT

@nachoslibres wrote:
@rbon wrote:
I called Chase about a chip & pin for my Freedom as I'm heading to Ireland next month. They said they don't have.
You are correct, it is actually only chip & signature. My apologies - I don't know why I said chip & pin.

She told me they didn't have either. That I could put a pin on my regular card to use, but that was it.

Re: Credit/Debit Cards that have chip&pin?

Anonymous — Mon, 07 Jul 2014 13:50:39 GMT

Chase Freedom Visa (Chip & Signature) ... and the Chase CSRs think it doesn't exist?! Interesting. Will the day come when the various card issuers will allow the return of knowledge to the front lines? Do we always have to seek out the EO for what is really going on?

Re: Credit/Debit Cards that have chip&pin?

Anonymous — Mon, 07 Jul 2014 13:52:21 GMT

USAA has a World MC Chip & Pin Debit Card.