topic Re: BofA in Credit Cards

BofA

UpNComing — Tue, 17 Jun 2008 22:22:37 GMT

I got the 30 day message from BofA for the World Points. this morning. Do I have to wait the ten days before finding out my fate? I called the back door number (866-506-5067), they have no record of my application yet.

Re: BofA

Scamp — Tue, 17 Jun 2008 22:50:07 GMT

UpNComing wrote:
I got the 30 day message from BofA for the World Points. this morning. Do I have to wait the ten days before finding out my fate? I called the back door number (866-506-5067), they have no record of my application yet.

No, you don't have to wait 30 days, but you do have to wait a couple hours!

Give it a few hours after apping to call the backdoor number again. Sometimes takes a bit to get into the system.

Good luck!

Re: BofA

UpNComing — Tue, 17 Jun 2008 22:59:09 GMT

The really crazy thing is there is no record of my app on the app status page online either. I wonder if something went haywire. I apped 8 hours ago. Wierd.

Re: BofA

Scamp — Tue, 17 Jun 2008 23:33:50 GMT

UpNComing wrote:
The really crazy thing is there is no record of my app on the app status page online either. I wonder if something went haywire. I apped 8 hours ago. Wierd.

Yeah, weird sometimes happens - happened to me when I apped for my 2nd card with them. Kept calling the backdoor number to check status, and nobody could find my app, even at the 8-hour-plus mark. I should have just gritted my teeth and waited til morning and called again then, but I got frustrated, re-apped over the phone only to get a denial.

Called to recon the next day or a couple days later (can't recall for sure now), and found out only then that the re-app had been denied because I'd actually been approved on the original app.

I was lucky - they kindly agreed to delete the extra inq for my duplicate app.

Hang in there and be patient. If they still can't find it tomorrow, THEN maybe worry...

Re: BofA

UpNComing — Tue, 17 Jun 2008 23:35:44 GMT

scapegrace13 wrote:

UpNComing wrote:
The really crazy thing is there is no record of my app on the app status page online either. I wonder if something went haywire. I apped 8 hours ago. Wierd.

Yeah, weird sometimes happens - happened to me when I apped for my 2nd card with them. Kept calling the backdoor number to check status, and nobody could find my app, even at the 8-hour-plus mark. I should have just gritted my teeth and waited til morning and called again then, but I got frustrated, re-apped over the phone only to get a denial.

Called to recon the next day or a couple days later (can't recall for sure now), and found out only then that the re-app had been denied because I'd actually been approved on the original app.

I was lucky - they kindly agreed to delete the extra inq for my duplicate app.

Hang in there and be patient. If they still can't find it tomorrow, THEN maybe worry...

Thanks!!

Re: BofA

Anonymous — Wed, 18 Jun 2008 00:16:52 GMT

i understand what you are going through. I applied for a BoA World Mastercard w/ Worldpoints and was denied and called the recon number and was approved..they saw my app immediately actually tho but when i checked the status online it never showed up...

Re: BofA

UpNComing — Wed, 18 Jun 2008 00:33:52 GMT

smooth wrote:
i understand what you are going through. I applied for a BoA World Mastercard w/ Worldpoints and was denied and called the recon number and was approved..they saw my app immediately actually tho but when i checked the status online it never showed up...

I called the recon number 5 hours after apping. The CSR said she had no record of my SSN. Was yours an instant denial?

Re: BofA

Anonymous — Wed, 18 Jun 2008 00:47:10 GMT

I had to be a little noisy to get my secured BofA card unsecured.

I would wait two business days, if there's still no record of your app I'd say it was ate by a net burp, and I'd try again.

Re: BofA

nicemann — Wed, 18 Jun 2008 01:03:28 GMT

If you have a service where you can pull your CRs daily see if they did an INQ on you.