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    <title>topic Question about closing a secured card in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-about-closing-a-secured-card/m-p/267946#M90454</link>
    <description>&lt;DIV&gt;Hello all.&amp;nbsp; In February of this year I opened a National City secured VISA CC with a $250 CL.&amp;nbsp; Since that time, I've opened the following accounts:&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;2/08 Target Red Card $200&lt;/DIV&gt;&lt;DIV&gt;3/08 Capital One $600&lt;/DIV&gt;&lt;DIV&gt;5/08 BoFA 99/500 $500&lt;/DIV&gt;&lt;DIV&gt;6/08 HSBC Plat MC $1500&lt;/DIV&gt;&lt;DIV&gt;6/08 NFCU nRewards VISA $2000&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I called National City to see when I could upgrade to unsecured and they said I have to call after a year and then reapply.&amp;nbsp; I really don't like that idea.&amp;nbsp; I am thinking that this card is pretty much useless to me and I'd rather have my $250 back and put into my savings account.&amp;nbsp; My question is, since the age of my new accounts is so close, will it hurt me too much to close the National City card?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Any and all advice is welcome!&amp;nbsp; Thanks, Kristale. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
    <pubDate>Wed, 18 Jun 2008 13:45:33 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-06-18T13:45:33Z</dc:date>
    <item>
      <title>Question about closing a secured card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-about-closing-a-secured-card/m-p/267946#M90454</link>
      <description>&lt;DIV&gt;Hello all.&amp;nbsp; In February of this year I opened a National City secured VISA CC with a $250 CL.&amp;nbsp; Since that time, I've opened the following accounts:&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;2/08 Target Red Card $200&lt;/DIV&gt;&lt;DIV&gt;3/08 Capital One $600&lt;/DIV&gt;&lt;DIV&gt;5/08 BoFA 99/500 $500&lt;/DIV&gt;&lt;DIV&gt;6/08 HSBC Plat MC $1500&lt;/DIV&gt;&lt;DIV&gt;6/08 NFCU nRewards VISA $2000&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I called National City to see when I could upgrade to unsecured and they said I have to call after a year and then reapply.&amp;nbsp; I really don't like that idea.&amp;nbsp; I am thinking that this card is pretty much useless to me and I'd rather have my $250 back and put into my savings account.&amp;nbsp; My question is, since the age of my new accounts is so close, will it hurt me too much to close the National City card?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Any and all advice is welcome!&amp;nbsp; Thanks, Kristale. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Wed, 18 Jun 2008 13:45:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Question-about-closing-a-secured-card/m-p/267946#M90454</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-06-18T13:45:33Z</dc:date>
    </item>
    <item>
      <title>Re: Question about closing a secured card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-about-closing-a-secured-card/m-p/267953#M90457</link>
      <description>&lt;DIV&gt;your in with navy i would be kickin them them to curb now&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;!!!!!!&lt;/DIV&gt;</description>
      <pubDate>Wed, 18 Jun 2008 13:54:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Question-about-closing-a-secured-card/m-p/267953#M90457</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-06-18T13:54:03Z</dc:date>
    </item>
    <item>
      <title>Re: Question about closing a secured card</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Question-about-closing-a-secured-card/m-p/268106#M90516</link>
      <description>&lt;DIV&gt;Thanks, Maxima.&amp;nbsp; Any other advice out there?&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Wed, 18 Jun 2008 16:20:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Question-about-closing-a-secured-card/m-p/268106#M90516</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-06-18T16:20:55Z</dc:date>
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