topic Re: Hooters in Credit Cards

Hooters

Anonymous — Thu, 19 Jun 2008 03:51:56 GMT

Is hooters really Merrick bank ?? And what do 30 day decisions USUALLy mean>>> with BOA???? In your exp is it usually a denial???

Re: Hooters

treschic — Thu, 19 Jun 2008 05:48:55 GMT

on my credit reports,its listed as hooters/merrick bank. i'm not sure about a 30 day message,that may be a denial. i gota 7-10 day message, because it had to be looked at manually by an underwriter.

Re: Hooters

Anonymous — Thu, 19 Jun 2008 08:09:35 GMT

Camilion wrote: Is hooters really Merrick bank ?? And what do 30 day decisions USUALLy mean>>> with BOA???? In your exp is it usually a denial???

For the BoA question, call the number listed in the backdoor numbers to speak with a credit analyst. I just applied for a card and received the 30day message too, but I called that number about 20min after applying and was approved. So the message doesn't mean anything, but I would call and speak to someone. Beats the wait to see what would be decided in 30days.

Re: Hooters

Anonymous — Thu, 19 Jun 2008 13:32:33 GMT

Camilion wrote:
Is hooters really Merrick bank ?? And what do 30 day decisions USUALLy mean>>> with BOA???? In your exp is it usually a denial???

The 30-day message is SOP for BofA. Call a credit analyst (you can find a number in the Backdoor Numbers thread stickied at the top of the forum) and you will likely get an instant decision on the phone.

Re: Hooters

cliccmade — Thu, 19 Jun 2008 17:31:44 GMT

They request more info from me. Im hoping im approved!