topic Re: Did you KNOW that Capital One... in Credit Cards

Did you KNOW that Capital One...

Superman85 — Wed, 16 Jul 2014 16:43:31 GMT

Takes FOREVER to make a decision on a credit card application after you submit proof of identity.

I submitted my application online for the Quicksilver ONE CC on 7/1/14 at which point I got the message that I would be notified by mail on the decision. I went ahead and called the backdoor number and they said they needed me to fax my social and proof of address which I did on the same day I applied.

Since then I have yet to get an answer and its almost been 3 WEEKS. The back door number for Capital One in the stickies does not get me to a Credit Analyst which I think would be able to speed up the process. Anyone know a contact number I could use to get this process moving faster?

FYI: They are asking for proof of Identity due to a fraud alert I have with all the major CRA. This is due to a pending dispute I have going on.

Re: Did you KNOW that Capital One...

Anonymous — Wed, 16 Jul 2014 16:52:02 GMT

@Superman85 wrote:
Takes FOREVER to make a decision on a credit card application after you submit proof of identity.

I submitted my application online for the Quicksilver ONE CC on 7/1/14 at which point I got the message that I would be notified by mail on the decision. I went ahead and called the backdoor number and they said they needed me to fax my social and proof of address which I did on the same day I applied.

Since then I have yet to get an answer and its almost been 3 WEEKS. The back door number for Capital One in the stickies does not get me to a Credit Analyst which I think would be able to speed up the process. Anyone know a contact number I could use to get this process moving faster?

FYI: They are asking for proof of Identity due to a fraud alert I have with all the major CRA. This is due to a pending dispute I have going on.

To be honest I'm not sure about the pending dispute part so I'm not touching on that.

But I do know when I got my QS card it took them about 3 weeks to make a decision then all of the sudden I had a card in the mail. I suggest calling back in and getting a status, especially after a 3 week wait. They should have something to tell you.

Re: Did you KNOW that Capital One...

Superman85 — Wed, 16 Jul 2014 16:54:59 GMT

Sorry I forgot to add that I've been calling in and checking on the status every day since I applied. (Just a bit impatient) Lol

Re: Did you KNOW that Capital One...

core — Wed, 16 Jul 2014 18:32:35 GMT

The man of steel's last 3 thread titles:

Did you KNOW that Capital One...
Click @ your own risk.....
What if I told you that DISCOVER...

When not fighting crime and Crapital One, he is disguised as a mild-mannered editor for an online tabloid.

Re: Did you KNOW that Capital One...

Kenny — Wed, 16 Jul 2014 20:17:19 GMT

@core wrote:
The man of steel's last 3 thread titles:

Did you KNOW that Capital One...
@Click @ your own risk.....
What if I told you that DISCOVER...

When not fighting crime and Crapital One, he is disguised as a mild-mannered editor for an online tabloid.

Definitely a sensationalist. LOL I like it, though. Just very humorous, to me!

Re: Did you KNOW that Capital One...

MrCrabs — Wed, 16 Jul 2014 20:32:55 GMT

Try getting a card from US Bank! Been in the final stages of approval for about a week!

Re: Did you KNOW that Capital One...

Anonymous — Thu, 17 Jul 2014 01:27:29 GMT

That happened and I just ignored the request. After a month, I reapplied (i knew the consequence of another HP) and got instant approved for QS with $3000

Re: Did you KNOW that Capital One...

Irisa — Thu, 17 Jul 2014 02:53:00 GMT

@Anonymous wrote:
@Superman85 wrote:
Takes FOREVER to make a decision on a credit card application after you submit proof of identity.

I submitted my application online for the Quicksilver ONE CC on 7/1/14 at which point I got the message that I would be notified by mail on the decision. I went ahead and called the backdoor number and they said they needed me to fax my social and proof of address which I did on the same day I applied.

Since then I have yet to get an answer and its almost been 3 WEEKS. The back door number for Capital One in the stickies does not get me to a Credit Analyst which I think would be able to speed up the process. Anyone know a contact number I could use to get this process moving faster?

FYI: They are asking for proof of Identity due to a fraud alert I have with all the major CRA. This is due to a pending dispute I have going on.
To be honest I'm not sure about the pending dispute part so I'm not touching on that.

But I do know when I got my QS card it took them about 3 weeks to make a decision then all of the sudden I had a card in the mail. I suggest calling back in and getting a status, especially after a 3 week wait. They should have something to tell you.

Same thing happened to me.