topic Re: new credit one card,dump it? in Credit Cards

new credit one card,dump it?

Anonymous — Fri, 14 Sep 2007 03:22:19 GMT

In one of my last sprees I was accepted for a credit one card with a $250 limit. Should I close this?Card just came today.

My other cards are Hooters$2000,Delta$1000,Carnival$500,Orchard$400,Total$275,Rewards660$300

Thanks for any thoughts

Re: new credit one card,dump it?

Anonymous — Fri, 14 Sep 2007 03:27:23 GMT

all your cards are subprime anyways, so why would you want to cancel another card? Keep it. use it 9% and PIF each month and it will turn your FICO on steroids in 12 month.

Re: new credit one card,dump it?

Anonymous — Fri, 14 Sep 2007 03:35:24 GMT

Thanks

Re: new credit one card,dump it?

Anonymous — Fri, 14 Sep 2007 04:05:25 GMT

@Anonymous wrote:
In one of my last sprees I was accepted for a credit one card with a $250 limit. Should I close this?Card just came today.
My other cards are Hooters$2000,Delta$1000,Carnival$500,Orchard$400,Total$275,Rewards660$300
Thanks for any thoughts

IMHO-I no not see any value is this card.
What is you avg age?
This is a sub-sub prime card and if you got delta you are around 600 and this card is just gonna cost you $.

Re: new credit one card,dump it?

Anonymous — Fri, 14 Sep 2007 04:09:03 GMT

Orchard 20 months,Rewards660/Total card 8 months,Hooters,Delta,Carnival all new

Re: new credit one card,dump it?

Anonymous — Fri, 14 Sep 2007 05:36:47 GMT

cedarworks wrote:
In one of my last sprees I was accepted for a credit one card with a $250 limit. Should I close this?Card just came today.
My other cards are Hooters$2000,Delta$1000,Carnival$500,Orchard$400,Total$275,Rewards660$300
Thanks for any thoughts

I have the same card and I am paying it off and closing it as soon as I possibly can. I have only had it for a few months and it did help serve its purpose, but I have higher credit lines now and am trying to get away from subprime. And this card is definitely subprime. I called them today on an unrelated matter and they offered me a $100 CLI at a cost of $40. I politely declined and told her to have a nice day, but I was laughing as I hung up. It felt good to say NO!

Re: new credit one card,dump it?

Anonymous — Fri, 14 Sep 2007 07:07:30 GMT

I vote DUMP dredit one-
DREDIT ONE- I think I made a funny.....

Re: new credit one card,dump it?

Anonymous — Fri, 14 Sep 2007 12:19:46 GMT

Timothy wrote:
I vote DUMP dredit one-
DREDIT ONE- I think I made a funny.....

LOL!!! I dont know what Dredit one is but you DEFINITELY made a funny!! I don't think I'll be applying

Re: new credit one card,dump it?

Anonymous — Fri, 14 Sep 2007 12:21:04 GMT

cedarworks wrote:

In one of my last sprees I was accepted for a credit one card with a $250 limit. Should I close this?Card just came today.

My other cards are Hooters$2000,Delta$1000,Carnival$500,Orchard$400,Total$275,Rewards660$300

Thanks for any thoughts

I can tell you Total, and Reward660 should definitely see the shredder sooner than later.

Re: new credit one card,dump it?

Anonymous — Sat, 15 Sep 2007 00:17:44 GMT

Brammy wrote:

cedarworks wrote:
In one of my last sprees I was accepted for a credit one card with a $250 limit. Should I close this?Card just came today.
My other cards are Hooters$2000,Delta$1000,Carnival$500,Orchard$400,Total$275,Rewards660$300
Thanks for any thoughts

I can tell you Total, and Reward660 should definitely see the shredder sooner than later.

I totally agree with brammy on this one!

Re: new credit one card,dump it?

Anonymous — Sat, 15 Sep 2007 00:22:23 GMT

Brammy wrote:

cedarworks wrote:
In one of my last sprees I was accepted for a credit one card with a $250 limit. Should I close this?Card just came today.
My other cards are Hooters$2000,Delta$1000,Carnival$500,Orchard$400,Total$275,Rewards660$300
Thanks for any thoughts

I can tell you Total, and Reward660 should definitely see the shredder sooner than later.

Brammy has definitely got my vote on this matter. Get rid of them sooner than later.