topic Re: Should I try for the Discover IT card in Credit Cards

Should I try for the Discover IT card

nikkiheaven — Thu, 24 Jul 2014 12:12:27 GMT

Transunion is recommending this card for me. Transunion reports my credit score as 683. I'm assuming Transunion is not a FAKO. I have 1 inquiry from May which resulted in an approval for Walmart. What do you guys think?

Re: Should I try for the Discover IT card

Jaylima91 — Thu, 24 Jul 2014 12:15:35 GMT

I was approved for it with a lower TU score and 3 months credit history. Some say Discover isnt easy to get but in my case it was fairly easy. Good luck!

Re: Should I try for the Discover IT card

MT936 — Thu, 24 Jul 2014 13:14:05 GMT

I think you have a good shot

Re: Should I try for the Discover IT card

CreditDunce — Thu, 24 Jul 2014 14:00:30 GMT

I wouldn't be surprised if the reason they are pushing the card is because Discover is paying them a kickback. It is probably not a pre-qualify offer. Still it is a good card.

I think Discover pulls (at least for me) EQ. If you have decent income and your EQ score is at least as good, you probably have a shot. But it is far from guaranteed.