topic Re: 2 Amex Charge card apps in Credit Cards

2 Amex Charge card apps

FutureBillionaire — Fri, 25 Jul 2014 17:26:48 GMT

Ok folks. I was approved for the Amex Biz gold. 50k points with 5k spend and waived annual fee for the first year. Can't beat that. I also applied for that Amex Ameriprise offer for the Platinum card with the fee waived for the first year. Fingers crossed. Any insight if you get the 10-12 days message? I applied for both of them within minutes.

Re: 2 Amex Charge card apps

Open123 — Fri, 25 Jul 2014 17:41:24 GMT

Unlike the past where multiple apps would be approved, I recall reading where Amex now automatically reviews a 2nd application.

On your Ameriprise App, did they request or ask if you're an Ameriprise client? I was considering app'ing for the same card.

Re: 2 Amex Charge card apps

FutureBillionaire — Fri, 25 Jul 2014 17:42:41 GMT

@Open123 wrote:
Unlike the past where multiple apps would be approved, I recall reading where Amex now automatically reviews a 2nd application.

On your Ameriprise App, did they request or ask if you're an Ameriprise client? I was considering app'ing for the same card.

They did not.

Re: 2 Amex Charge card apps

ezdoesit — Fri, 25 Jul 2014 19:07:29 GMT

With their current sign up it definitely beats the regular Amex Plat sign-up by a lot. Unless you get the 100k offer of course.

Re: 2 Amex Charge card apps

09Lexie — Fri, 25 Jul 2014 19:23:38 GMT

@Open

I app'd for the Ameriprise Plat yesterday. The rep didn't ask one question about a relationship with Ameriprise. In fact, he wanted to know about how Amex cc's have changed since I received my first one back in '85.

Re: 2 Amex Charge card apps

FutureBillionaire — Fri, 25 Jul 2014 19:57:51 GMT

@09Lexie wrote:
@Anonymous

I app'd for the Ameriprise Plat yesterday. The rep didn't ask one question about a relationship with Ameriprise. In fact, he wanted to know about how Amex cc's have changed since I received my first one back in '85.

You must have applied over the phone. I applied online.

Re: 2 Amex Charge card apps

09Lexie — Fri, 25 Jul 2014 20:03:00 GMT

@FutureBillionaire wrote:
@09Lexie wrote:
@Anonymous

I app'd for the Ameriprise Plat yesterday. The rep didn't ask one question about a relationship with Ameriprise. In fact, he wanted to know about how Amex cc's have changed since I received my first one back in '85.

You must have applied over the phone. I applied online.

Nope, online. I have a FA on my CRs, so I have to call in for verification.

Re: 2 Amex Charge card apps

Open123 — Fri, 25 Jul 2014 21:58:04 GMT

@09Lexie wrote:
@Anonymous

I app'd for the Ameriprise Plat yesterday. The rep didn't ask one question about a relationship with Ameriprise. In fact, he wanted to know about how Amex cc's have changed since I received my first one back in '85.

Thanks! Did you have a Platinum before? I'm wondering if Amex will allow for a 2nd bonus on the Ameriprise one.

Re: 2 Amex Charge card apps

heyarrnold — Fri, 25 Jul 2014 22:08:23 GMT

@09Lexie wrote:
@Anonymous

I app'd for the Ameriprise Plat yesterday. The rep didn't ask one question about a relationship with Ameriprise. In fact, he wanted to know about how Amex cc's have changed since I received my first one back in '85.

Hi Lexie, so no relationship is needed to be approved for the Play via Ameriprise? Or is it YMMV?

Re: 2 Amex Charge card apps

dilettante — Fri, 25 Jul 2014 22:13:24 GMT

@Open123 wrote:
@09Lexie wrote:
@Anonymous

I app'd for the Ameriprise Plat yesterday. The rep didn't ask one question about a relationship with Ameriprise. In fact, he wanted to know about how Amex cc's have changed since I received my first one back in '85.
Thanks! Did you have a Platinum before? I'm wondering if Amex will allow for a 2nd bonus on the Ameriprise one.

Very interested in finding out the answer to this. Except my situation is the reverse. I have the Ameriprise Plat (and I am an Ameriprise customer) but will probably cancel. If I later want one that's not co-branded will I be eligible for any sign up offers?

Re: 2 Amex Charge card apps

myjourney — Fri, 25 Jul 2014 23:47:26 GMT

@FutureBillionaire wrote:
Ok folks. I was approved for the Amex Biz gold. 50k points with 5k spend and waived annual fee for the first year. Can't beat that. I also applied for that Amex Ameriprise offer for the Platinum card with the fee waived for the first year. Fingers crossed. Any insight if you get the 10-12 days message? I applied for both of them within minutes.

For data points

I app'ed 2 cards same day the second went into processing and was approved the next day

IIRC the second app lately (1 year) usually is not a instant approval

Good luck

Re: 2 Amex Charge card apps

09Lexie — Sat, 26 Jul 2014 00:32:23 GMT

@Open123 wrote:
@09Lexie wrote:
@Anonymous

I app'd for the Ameriprise Plat yesterday. The rep didn't ask one question about a relationship with Ameriprise. In fact, he wanted to know about how Amex cc's have changed since I received my first one back in '85.
Thanks! Did you have a Platinum before? I'm wondering if Amex will allow for a 2nd bonus on the Ameriprise one.

No, I just have the PRG for charge cards.

Re: 2 Amex Charge card apps

09Lexie — Sat, 26 Jul 2014 00:33:33 GMT

@heyarrnold wrote:
@09Lexie wrote:
@Anonymous

I app'd for the Ameriprise Plat yesterday. The rep didn't ask one question about a relationship with Ameriprise. In fact, he wanted to know about how Amex cc's have changed since I received my first one back in '85.
Hi Lexie, so no relationship is needed to be approved for the Play via Ameriprise? Or is it YMMV?

I believe its a ymmv. They indicate in their T&Cs that they can terminate the account but from what I've read, it hasn't happened

Re: 2 Amex Charge card apps

Kenny — Sat, 26 Jul 2014 01:35:08 GMT

Anyone know how long the Ameriprise offer is going to be around for? Any reason to think it might go away soon? Just curious!

Re: 2 Amex Charge card apps

09Lexie — Sat, 26 Jul 2014 01:52:14 GMT

@KennyRS wrote:
Anyone know how long the Ameriprise offer is going to be around for? Any reason to think it might go away soon? Just curious!

Ends Aug 31st

Re: 2 Amex Charge card apps

FutureBillionaire — Mon, 28 Jul 2014 18:19:42 GMT

FYI, I called today and was approved for teh Platinum Amex through Ameriprise.

I normally loathe Amex charge cards, but I couldnt' pass up opportunities to get the cards with no annual fee.

Re: 2 Amex Charge card apps

09Lexie — Tue, 29 Jul 2014 02:11:34 GMT

Received my card today. Agreement indicated the $0 AF for first year. I called to add DH and the CSR read a disclosure concerning the AF of $175. I politely reminded her that I had a AF waiver. After a short hold, she verified no AF and stated, 'let me input this request as no AF'. Curious as to what would have happened if I had not corrected her.

Re: 2 Amex Charge card apps

Kenny — Tue, 29 Jul 2014 02:13:57 GMT

@09Lexie wrote:
Received my card today. Agreement indicated the $0 AF for first year. I called to add DH and the CSR read a disclosure concerning the AF of $175. I politely reminded her that I had a AF waiver. After a short hold, she verified no AF and stated, 'let me input this request as no AF'. Curious as to what would have happened if I had not corrected her.

Neato! So AUs are free for the first year too. Cool

Re: 2 Amex Charge card apps

FutureBillionaire — Wed, 30 Jul 2014 16:26:37 GMT

You really can't beat this deal.