topic Re: AMEX 'member since' question: in Credit Cards

AMEX 'member since' question:

ScarletFever — Tue, 29 Jul 2014 02:19:05 GMT

I had AMEX cards at two different times on my life. The first time, some 25 or more years ago, I closed the account, and all my cards , on my own in good standing. Bad idea. I then applied again several years later when I needed credit. Another bad idea. I want to app for BCE card. If I am approved, if my member since date reverts to its original date, would I gain the age? Or, would I have to be approved for the Green/Gold cards i had before to get the age back?

Re: AMEX 'member since' question:

Kenny — Tue, 29 Jul 2014 02:29:55 GMT

You would most likely automatically have that date show up for you online and it would report for that date as well. Your first physical card would show this year though. Any new Amex would enable you to have the MSD that you had in the past.

Re: AMEX 'member since' question:

ScarletFever — Tue, 29 Jul 2014 02:29:32 GMT

On my IPhone as well! So, I gain the age no matter what card I am approved for?

Re: AMEX 'member since' question:

Kenny — Tue, 29 Jul 2014 02:30:36 GMT

@ScarletFever wrote:
On my IPhone as well! So, I gain the age no matter what card I am approved for?

Yes -- if it isn't automatically shown on your account when you log in all you have to do is use the chat to ask them to correct the MSD to reflect when you last had an Amex.

Re: AMEX 'member since' question:

ScarletFever — Tue, 29 Jul 2014 02:32:57 GMT

Wow...thanks for the advice!

Re: AMEX 'member since' question:

SunriseEarth — Tue, 29 Jul 2014 04:52:46 GMT

@ScarletFever wrote:
I had AMEX cards at two different times on my life. The first time, some 25 or more years ago, I closed the account, and all my cards , on my own in good standing. Bad idea. I then applied again several years later when I needed credit. Another bad idea. I want to app for BCE card. If I am approved, if my member since date reverts to its original date, would I gain the age? Or, would I have to be approved for the Green/Gold cards i had before to get the age back?

Yes, the MSD is valid for any type of AMEX card that is actually issued by Centurion Bank. My BCE that I opened in March was backdated to 1998, the year that I opened an Optima account (back then, they were geared toward students).

Re: AMEX 'member since' question:

ScarletFever — Tue, 29 Jul 2014 14:53:01 GMT

Thanks for the info! Btw, you got the AAOA boost?

Re: AMEX 'member since' question:

Kenny — Tue, 29 Jul 2014 15:00:48 GMT

@ScarletFever wrote:
Thanks for the info! Btw, you got the AAOA boost?

Yes, one does get the AAoA boost.

Re: AMEX 'member since' question:

ScarletFever — Tue, 29 Jul 2014 15:14:10 GMT

Sweet....thanks!

Re: AMEX 'member since' question:

coldnmn — Tue, 29 Jul 2014 15:25:20 GMT

Just be sure if the MSD is not correct to ask them to correct it. Don't ask them to back date it. That will cause problems.

Re: AMEX 'member since' question:

ScarletFever — Tue, 29 Jul 2014 15:35:50 GMT

Okay! Should I app over the phone and ask then?

Re: AMEX 'member since' question:

09Lexie — Tue, 29 Jul 2014 18:41:30 GMT

You can app over the phone. If approved, you can mention that you were a cardmember years ago. However, chances are that their system will pick it up.

Re: AMEX 'member since' question:

ScarletFever — Tue, 29 Jul 2014 18:53:06 GMT

Thanks again!