topic Re: $0 promo code - ACC - multiple CU's in Credit Cards

$0 promo code - ACC - multiple CU's

austinguy907 — Sat, 19 Jul 2014 00:40:51 GMT

So, you can join ACC and get access to several CU's now for free using the Promo : "consumer" and they waive the fee and you get the member # and certificate within a few mins.

http://www.americanconsumercouncil.org/affiliates.html

ABCO Federal Credit Union
Rancocas, NJ
www.goabco.org
Acclaim Federal Credit Union
Greensboro, NC
www.acclaimfcu.org
American Federal Credit Union
Mission Hills, CA
www.americanfcu.org
Andrews Federal Credit Union
Suitland, MD
https://www.andrewsfcu.org/joinnow
ARC Federal Credit Union
Altoona, PA
www.arcfcu.org
Atlantic Federal Credit Union
Kenilworth, NJ
www.atlfedcu.com
California Coast Credit Union (formerly First Future Credit Union)
San Diego, CA
www.calcoastcu.org
Carter Federal Credit Union
Springhill, LA
www.carterfcu.org

Endura Financial Federal Credit Union
Minneapolis, MN
www.endurafinancial.com
Financial Resources Federal Credit Union
Bridgewater, NJ
www.myfinancialresources.org
First California Federal Credit Union
Fresno, CA
www.firstcalfcu.org
First Commonwealth Federal Credit Union
Lehigh Valley, PA
www.firstcomcu.org
Fresno County Federal Credit Union
Fresno, CA
www.Fresnocfcu.org
Fort Knox Federal Credit Union
Radcliff, KY
www.fortknoxfcu.org
Garden Savings Federal Credit Union
Parsippany, NJ
www.gardensavingsfcu.org

Indiana State University Federal Credit Union
Terre Haute, IN
www.isucreditunion.com
JSTC Employees Federal Credit Union
Johnstown, PA
www.jstc.net
La Loma Federal Credit Union
Loma Linda, CA
www.llfcu.org
Lafayette Federal Credit Union
Kensington, MD
www.lfcu.org
Ledge Light Federal Credit Union
Groton, CT
www.ledgelightfcu.org
Lockheed Federal Credit Union
Burbank, CA
www.lockheedfcu.org
Maine Savings Federal Credit Union
Hampden, ME
www.mainesavings.com
Mountain America Credit Union
Salt Lake City, UT
www.macu.org
NASA Federal Credit Union
www.nasafcu.org
NuVision Federal Credit Union
Huntington Beach, CA
www.nuvisionfinancial.org
Pinnacle Federal Credit Union
Edison, NJ
www.ThinkPinnacleFirst.com
Quorum Federal Credit Union
Purchase, NY
www.quorumfcu.org
Randolph-Brooks Federal Credit Union
Universal City, TX
www.rbfcu.org
Securityplus Federal Credit Union
Baltimore, MD
www.securityplusfcu.org
State Department Federal Credit Union
Alexandria, VA
www.sdfcu.org
United Federal Credit Union
St. Joseph, MI
www.unitedfcu.com
UniWyo Federal Credit Union
Laramie, WY
www.uniwyo.com
XCEL Federal Credit Union
Bloomfield, NJ
www.xcelfcu.org

Re: $0 promo code - ACC - multiple CU's

baller4life — Sat, 19 Jul 2014 00:41:02 GMT

Ummm I got an email yesterday from ACC that the NCUA is trying to revoke their eligibilty as an association to join CU's through. Could mean big trouble for those that used them as a way in.

Re: $0 promo code - ACC - multiple CU's

Creditaddict — Sat, 19 Jul 2014 03:43:27 GMT

@baller4life wrote:
Ummm I got an email yesterday from ACC that the NCUA is trying to revoke their eligibilty as an association to join CU's through. Could mean big trouble for those that used them as a way in.

Once you are in, If any changes happen Credit Unions Govern members in so I wouldn't worried about having your account closed all of a sudden after it's approved.

So lets break this list down:

1. Who do they pull?

2. Do they pull once for membership and use pull for credit or pull agian for all products

3. Who is not Inq sensitive and more laid back about lending like Navy?!

Re: $0 promo code - ACC - multiple CU's

Cookie2120987 — Sat, 19 Jul 2014 08:30:35 GMT

Can I get a better explanation of this? I looked at the join now page and as I've never joined anything like this I'm slightly confused, also what are the requirements for this oe? They seem gauge which is why I'm asking,,,,

Re: $0 promo code - ACC - multiple CU's

Creditaddict — Sat, 19 Jul 2014 14:13:30 GMT

go join ACC, I guess when it comes to paying you use that code and it will make it free perhaps.

Then choose a credit union from the list (Tobyhanna FCU should be on the list too)

Upon joining and answering how you qualify for credit union memership you choose organizations they are partners with and then ACC out of the list.

Upon uploading documents like drivers license and such after you submit the membership application, also upload your ACC certificate which they will email you as soon as you join.

Re: $0 promo code - ACC - multiple CU's

Kenny — Sat, 19 Jul 2014 14:32:21 GMT

@Creditaddict wrote:
go join ACC, I guess when it comes to paying you use that code and it will make it free perhaps.
Then choose a credit union from the list (Tobyhanna FCU should be on the list too)
Upon joining and answering how you qualify for credit union memership you choose organizations they are partners with and then ACC out of the list.
Upon uploading documents like drivers license and such after you submit the membership application, also upload your ACC certificate which they will email you as soon as you join.

Do you have to click a CU to join at the end or do you get the certificate either way? Not really looking to join CUs right now since most of them HP for acceptance for new product with them.

Re: $0 promo code - ACC - multiple CU's

Creditaddict — Sat, 19 Jul 2014 14:35:12 GMT

@KennyRS wrote:
@Creditaddict wrote:
go join ACC, I guess when it comes to paying you use that code and it will make it free perhaps.
Then choose a credit union from the list (Tobyhanna FCU should be on the list too)
Upon joining and answering how you qualify for credit union memership you choose organizations they are partners with and then ACC out of the list.
Upon uploading documents like drivers license and such after you submit the membership application, also upload your ACC certificate which they will email you as soon as you join.
Do you have to click a CU to join at the end or do you get the certificate either way? Not really looking to join CUs right now since most of them HP for acceptance for new product with them.

no, ACC is a membership non profit that you can join without applying to any credit unions

Re: $0 promo code - ACC - multiple CU's

Kenny — Sat, 19 Jul 2014 14:38:23 GMT

@Creditaddict wrote:
@KennyRS wrote:
@Creditaddict wrote:
go join ACC, I guess when it comes to paying you use that code and it will make it free perhaps.
Then choose a credit union from the list (Tobyhanna FCU should be on the list too)
Upon joining and answering how you qualify for credit union memership you choose organizations they are partners with and then ACC out of the list.
Upon uploading documents like drivers license and such after you submit the membership application, also upload your ACC certificate which they will email you as soon as you join.
Do you have to click a CU to join at the end or do you get the certificate either way? Not really looking to join CUs right now since most of them HP for acceptance for new product with them.
no, ACC is a membership non profit that you can join without applying to any credit unions

Just checking. Thanks!

Re: $0 promo code - ACC - multiple CU's

lonelyisland — Sat, 19 Jul 2014 14:47:30 GMT

Thanks Austinguy907!

Dont need a memebership right this second, but ya never know. Plus there might be some good discounts for IHG hotels

http://www.americanconsumercouncil.org/pdfs/benefits.pdf

Re: $0 promo code - ACC - multiple CU's

GlocksAndCredit — Sat, 19 Jul 2014 14:48:55 GMT

Wow this is pretty cool......

Re: $0 promo code - ACC - multiple CU's

TrulyyBlessed — Sat, 19 Jul 2014 16:48:23 GMT

Thanks @austinguy907 for the information.

Re: $0 promo code - ACC - multiple CU's

austinguy907 — Wed, 23 Jul 2014 18:17:48 GMT

YW everyone. Just sign up and when you get to the pay screen put in the code and hit apply and you'll get e-mailed your membership # right away. As for any changes in org as a membership. Once you're a member with a CU changes won't effect your membership or banking abilities. Unless of course YOU close your account with them.

Re: $0 promo code - ACC - multiple CU's

hizzaah — Wed, 23 Jul 2014 18:40:37 GMT

Thanks for code!

Now, which of these CU's are preferred?

Re: $0 promo code - ACC - multiple CU's

Creditaddict — Wed, 23 Jul 2014 18:55:40 GMT

Logix can be good but very known to manual review computer approvals and reduce the limit approved or deny!
Tobyhanna I'm working my way through currently, nice but super slow!

Re: $0 promo code - ACC - multiple CU's

RushXTC — Wed, 23 Jul 2014 18:57:50 GMT

I went through a bunch of them and none of the savings rates are worth it for what I use CU's for.

DCU is still above all in that category =P

Unless I missed one, Does anyone see any CU on here with a good APY on savings accounts?

Re: $0 promo code - ACC - multiple CU's

Creditaddict — Wed, 23 Jul 2014 19:16:29 GMT

Burbank City credit union offers a 1.95 off of the checking account but it requires like 10 transactions with your debit card but that's about it to get

Re: $0 promo code - ACC - multiple CU's

austinguy907 — Fri, 01 Aug 2014 19:08:57 GMT

@RushXTC wrote:
I went through a bunch of them and none of the savings rates are worth it for what I use CU's for.

DCU is still above all in that category =P

Unless I missed one, Does anyone see any CU on here with a good APY on savings accounts?

a good site for finding the most interest: http://www.depositaccounts.com/checking/reward-checking-accounts.html

Re: $0 promo code - ACC - multiple CU's

H14 — Fri, 01 Aug 2014 20:27:03 GMT

@lonelyisland wrote:
Thanks Austinguy907!

Dont need a memebership right this second, but ya never know. Plus there might be some good discounts for IHG hotels

http://www.americanconsumercouncil.org/pdfs/benefits.pdf

How would one go about using the Star Alliance and IHG discounts listed?

Re: $0 promo code - ACC - multiple CU's

austinguy907 — Wed, 06 Aug 2014 21:16:49 GMT

@H14 wrote:
@lonelyisland wrote:
Thanks Austinguy907!

Dont need a memebership right this second, but ya never know. Plus there might be some good discounts for IHG hotels

http://www.americanconsumercouncil.org/pdfs/benefits.pdf
How would one go about using the Star Alliance and IHG discounts listed?

Not exactly sure on that one. When you join though you get a member number that could possibly be applied somewhere on a checkout screen?