topic Re: Southwest Premium and plus cards in Credit Cards

Southwest Premium and plus cards

ramblinggirl — Fri, 01 Aug 2014 17:04:23 GMT

I was approved for 3 cards -citi executive, CSP and US airway in late May. Recently, I received an referral email from Southwest for their premier card with 50,000 points after a spend. That referral expires 8/17. I was also given another referral for the SW plus card with 50,000 bonus points after a spend. That referral expires 9/30. I would like to apply for both cards(SWt premier and plus) to get the points and the companion passes, however my referral expires 7 days short of 3 months. I am thinking that my improval chances increases after 3 months since opening of the last Chase card. So the question I am asking-should I apply for 1 in Aug or wait and apply for both in Sept. My fico score is high 700's with low utilizations. TIA.

Re: Southwest Premium and plus cards

jamesdwi — Fri, 01 Aug 2014 17:28:59 GMT

if your score is high 700's apply for both when ever you like, the first one you get will most likely have the highest starting CL, but with a score that high the second card's CL wont be effected much.

Re: Southwest Premium and plus cards

Anonymous — Fri, 01 Aug 2014 17:55:28 GMT

I would love to get that offer!

Re: Southwest Premium and plus cards

09Lexie — Fri, 01 Aug 2014 19:55:11 GMT

@ramblinggirl wrote:
I was approved for 3 cards -citi executive, CSP and US airway in late May. Recently, I received an referral email from Southwest for their premier card with 50,000 points after a spend. That referral expires 8/17. I was also given another referral for the SW plus card with 50,000 bonus points after a spend. That referral expires 9/30. I would like to apply for both cards(SWt premier and plus) to get the points and the companion passes, however my referral expires 7 days short of 3 months. I am thinking that my improval chances increases after 3 months since opening of the last Chase card. So the question I am asking-should I apply for 1 in Aug or wait and apply for both in Sept. My fico score is high 700's with low utilizations. TIA.

I'm not sure youll get both bonuses with Chase's policy on one per card. You might get lucky but their T&C's state they no longer are giving multipe bonuses with the same product.

Re: Southwest Premium and plus cards

ramblinggirl — Fri, 01 Aug 2014 20:39:14 GMT

Thanks for reply. I will have to check if the SW premier and the plus cards are considered the same cards.

@09Lexie wrote:
@ramblinggirl wrote:
I was approved for 3 cards -citi executive, CSP and US airway in late May. Recently, I received an referral email from Southwest for their premier card with 50,000 points after a spend. That referral expires 8/17. I was also given another referral for the SW plus card with 50,000 bonus points after a spend. That referral expires 9/30. I would like to apply for both cards(SWt premier and plus) to get the points and the companion passes, however my referral expires 7 days short of 3 months. I am thinking that my improval chances increases after 3 months since opening of the last Chase card. So the question I am asking-should I apply for 1 in Aug or wait and apply for both in Sept. My fico score is high 700's with low utilizations. TIA.
I'm not sure youll get both bonuses with Chase's policy on one per card. You might get lucky but their T&C's state they no longer are giving multipe bonuses with the same product.

Re: Southwest Premium and plus cards

KAISMOM — Sat, 02 Aug 2014 01:21:09 GMT

I have the regular card looking to accrue another 50000 one for the companion pass. Would the premier and the plus count?

I have the regular plus $69 yearly SW card and I'm currently looking for the business offer for 50k. There's a link floating around for the premiere one till September 14th.

Re: Southwest Premium and plus cards

audia4 — Sat, 02 Aug 2014 18:03:54 GMT

We fly with SW about 4-6 times a year and every time that I go on to book a flight, this offer comes up. Am I missing something since everyone is talking about receiving the offer and it expiring? It's always there for me when I log in.

Re: Southwest Premium and plus cards

Anonymous — Sat, 02 Aug 2014 19:52:19 GMT

You can get the bonus with both. Every mileage blogger got a companion pass that way. Goggle and you will see. I got the premiere I'm June and going for the plus in a few weeks.

Re: Southwest Premium and plus cards

ramblinggirl — Sat, 02 Aug 2014 22:15:09 GMT

The credit card offers that i have are for the 50,000 points-not sure if the offer online is the same or 25,000. Maybe if its targeted the bonus points are more. I will go to the website to check.

Re: Southwest Premium and plus cards

ramblinggirl — Sat, 02 Aug 2014 22:20:30 GMT

@Anonymous wrote:
You can get the bonus with both. Every mileage blogger got a companion pass that way. Goggle and you will see. I got the premiere I'm June and going for the plus in a few weeks.

I do want the bonus points but I am more concerned about applying for both at the same time and more so -should i wait until after the 3 month period to increase my chance of approval. I know Chase can be a little funny about approval at times.

Re: Southwest Premium and plus cards

B335is — Sat, 02 Aug 2014 22:23:12 GMT

@Anonymous wrote:
You can get the bonus with both. Every mileage blogger got a companion pass that way. Goggle and you will see. I got the premiere I'm June and going for the plus in a few weeks.

I haven't done it personally but there are many data points people get both bonuses.

Re: Southwest Premium and plus cards

B335is — Sat, 02 Aug 2014 22:24:30 GMT

OP how many Chase cards do you have? They can be a bit sensitive for doing 2 apps at the same time. YMMV

Re: Southwest Premium and plus cards

KAISMOM — Sat, 02 Aug 2014 22:54:44 GMT

Looks like the premier and the plus are considered two different products, so apping for both in order to get the companion pass would work. Personally I'd spread the two apps out otherwise you'll have to come up with 4k in a relatively short period of time. I apped for the plus 6 weeks ago, and plan on apping for the premiere once I pay off my balance and reach 2k on the plus in September.

Re: Southwest Premium and plus cards

ramblinggirl — Sun, 03 Aug 2014 16:36:17 GMT

@B335is wrote:
OP how many Chase cards do you have? They can be a bit sensitive for doing 2 apps at the same time. YMMV

I have the freedom which is 10 yrs old and the CSP that I got in May 2014. I am fine with all my credit cards but I do travel a lot for mini vacations, family functions etc so thats why I wanted the 50,000 ponts on each and the companion passes

Re: Southwest Premium and plus cards

ramblinggirl — Sun, 03 Aug 2014 16:42:41 GMT

@KAISMOM wrote:
Looks like the premier and the plus are considered two different products, so apping for both in order to get the companion pass would work. Personally I'd spread the two apps out otherwise you'll have to come up with 4k in a relatively short period of time. I apped for the plus 6 weeks ago, and plan on apping for the premiere once I pay off my balance and reach 2k on the plus in September.

The spending requirement would not be a problem -tuition, 2 out of state weddings etc, upcoming dental work-that should take care of it. I am just debating should I apply for them separetly or 1 in Aug and the other one in Sept.

Re: Southwest Premium and plus cards

KAISMOM — Sun, 03 Aug 2014 22:50:31 GMT

Your fico score and DTI ratio look great...judging by the three cards acquired in May, you're in good shape. How many chase cards do you have? The magic number seems to be around 4. In any case, there's a 50/50 chance you'll get both if you app at the same time, or, you'll need to call the BD if you get a message. Personally I'd play it safe app for the first one now, then wait 45 days after paying off the 2k and app for the second. Let us know what you do and what happens!

Re: Southwest Premium and plus cards

B335is — Sun, 03 Aug 2014 22:53:35 GMT

@ramblinggirl wrote:
@B335is wrote:
OP how many Chase cards do you have? They can be a bit sensitive for doing 2 apps at the same time. YMMV
I have the freedom which is 10 yrs old and the CSP that I got in May 2014. I am fine with all my credit cards but I do travel a lot for mini vacations, family functions etc so thats why I wanted the 50,000 ponts on each and the companion passes

Personally I would wait 30 days in between Chase apps, but I'd say you're good to go if you app at the same time or space them apart.