topic Re: Sent Navy Secure Message to combine Credit Cards in Credit Cards

Sent Navy Secure Message to combine Credit Cards

Creditaddict — Sun, 03 Aug 2014 18:35:39 GMT

We just BT partners Flagship Card Balance as the BT offer ends in Aug. on both cards and I just sent them a secure message asking them to move the entire $20k credit line to his Cash rewads card and close the flagship as the AF doesn't fit in our card portfolio anymore.

Fingers cross, we shall see!

Re: Sent Navy Secure Message to combine Credit Cards

TatorTodd — Sun, 03 Aug 2014 23:07:59 GMT

I tried to have them take part of my current CL on my flagship to create a new card with limit, and they said they couldn't do it. I thought they could? Or atleast adjust CLs like you are asking

Re: Sent Navy Secure Message to combine Credit Cards

leegreen — Sun, 03 Aug 2014 23:22:05 GMT

Good luck

Re: Sent Navy Secure Message to combine Credit Cards

VirtualCuriosity — Sun, 03 Aug 2014 23:26:02 GMT

*crosses fingers too* Good luck

Re: Sent Navy Secure Message to combine Credit Cards

j_casteel — Sun, 03 Aug 2014 23:45:51 GMT

good luck...

it took me ~10 calls over about a year to finally find a rep that would forward my request to the credit dept. and get it approved for me.

Re: Sent Navy Secure Message to combine Credit Cards

Creditaddict — Mon, 04 Aug 2014 01:40:21 GMT

@TatorTodd wrote:
I tried to have them take part of my current CL on my flagship to create a new card with limit, and they said they couldn't do it. I thought they could? Or atleast adjust CLs like you are asking

you have to apply and be declined and then send secure message asking them to do... you talk to people on the phone and they say they don't do that anymore.

Re: Sent Navy Secure Message to combine Credit Cards

hot4u — Mon, 04 Aug 2014 05:53:30 GMT

Last week asked in message wanted to close flagship and open cash rewards with no pull.

Was done in 2 days

Good luck

Re: Sent Navy Secure Message to combine Credit Cards

Creditaddict — Mon, 04 Aug 2014 05:58:06 GMT

Product changes are very easy with navy

Re: Sent Navy Secure Message to combine Credit Cards. UPDATE

Creditaddict — Mon, 04 Aug 2014 17:11:58 GMT

BOOM:

Subject: Move Credit Line

Navy Federal Response 08/04/2014 : Thank you for your message. As requested we have moved the credit limit of $20,000.00 from your closed Visa Signature Flagship Rewards to your Visa Signature Rewards account ending 0465. The limit on your Visa Signature Rewards account is now $50,000.00 available immediately.

Visa Signature cashRewards
************0465
PrintEDIT ACCOUNTS

Current Balance $23,873.00
Pending Transactions $0.00
Minimum Payment Due
Due 08/09/2014 PAY
$0.00

Credit Limit Increase My Credit Limit $50,000.00
Available Credit $26,127.00

That's Pretty!! (well the Credit Line, not the balance )

Re: Sent Navy Secure Message to combine Credit Cards

j_casteel — Mon, 04 Aug 2014 18:18:25 GMT

Awesome

Re: Sent Navy Secure Message to combine Credit Cards

Skye12329 — Mon, 04 Aug 2014 18:20:26 GMT

Very Nice! Time to update your signature now

Re: Sent Navy Secure Message to combine Credit Cards

baller4life — Mon, 04 Aug 2014 18:45:45 GMT

Sweeeet!!!

Re: Sent Navy Secure Message to combine Credit Cards. UPDATE

the_jan_b — Mon, 04 Aug 2014 19:41:47 GMT

@Creditaddict wrote:
BOOM:

Subject: Move Credit Line
Navy Federal Response 08/04/2014 : Thank you for your message. As requested we have moved the credit limit of $20,000.00 from your closed Visa Signature Flagship Rewards to your Visa Signature Rewards account ending 0465. The limit on your Visa Signature Rewards account is now $50,000.00 available immediately.

Visa Signature cashRewards
************0465
PrintEDIT ACCOUNTS
Current Balance $23,873.00
Pending Transactions $0.00
Minimum Payment Due
Due 08/09/2014 PAY
$0.00
Credit Limit Increase My Credit Limit $50,000.00
Available Credit $26,127.00

That's Pretty!! (well the Credit Line, not the balance )

That's awesome!! I Navy Federal! Now you gotta change your siggy a little!!

Re: Sent Navy Secure Message to combine Credit Cards. UPDATE

Kenny — Mon, 04 Aug 2014 21:57:06 GMT

@Creditaddict wrote:
BOOM:

Subject: Move Credit Line
Navy Federal Response 08/04/2014 : Thank you for your message. As requested we have moved the credit limit of $20,000.00 from your closed Visa Signature Flagship Rewards to your Visa Signature Rewards account ending 0465. The limit on your Visa Signature Rewards account is now $50,000.00 available immediately.

Visa Signature cashRewards
************0465
PrintEDIT ACCOUNTS
Current Balance $23,873.00
Pending Transactions $0.00
Minimum Payment Due
Due 08/09/2014 PAY
$0.00
Credit Limit Increase My Credit Limit $50,000.00
Available Credit $26,127.00

That's Pretty!! (well the Credit Line, not the balance )

Holy wow to the balance and the limit. lol Congrats

Re: Sent Navy Secure Message to combine Credit Cards. UPDATE

leegreen — Mon, 04 Aug 2014 22:50:23 GMT

Congrats! No more CLIs on that one.

Re: Sent Navy Secure Message to combine Credit Cards. UPDATE

navajomyst2003 — Tue, 05 Aug 2014 01:34:12 GMT

@Creditaddict wrote:
BOOM:

Subject: Move Credit Line
Navy Federal Response 08/04/2014 : Thank you for your message. As requested we have moved the credit limit of $20,000.00 from your closed Visa Signature Flagship Rewards to your Visa Signature Rewards account ending 0465. The limit on your Visa Signature Rewards account is now $50,000.00 available immediately.

Visa Signature cashRewards
************0465
PrintEDIT ACCOUNTS
Current Balance $23,873.00
Pending Transactions $0.00
Minimum Payment Due
Due 08/09/2014 PAY
$0.00
Credit Limit Increase My Credit Limit $50,000.00
Available Credit $26,127.00

That's Pretty!! (well the Credit Line, not the balance )

I think you are now at their max on the cash rewards card. I think the highest they will go on Flagship is 85,000.

Re: Sent Navy Secure Message to combine Credit Cards. UPDATE

jason86423 — Sat, 11 Jul 2015 20:53:53 GMT

Hate to bring up an old thread.. but I've seen mixed responses on this and other forums about NFCU allowing card combination.- Sent a message last night about closing my MC and moving it to my Cash Rewards Visa- a couple SM's back and forth and its done. They were opened a month apart so no major loss of AAoA.

The system hasn't completely updated yet, but my MC is at zero and my Cash Rewards Visa has Available credit of $49K ( 990 balance currently).

IMO- NFCU is absolutely Amazing..

SM thread below

Subject: combine cards

Navy Federal Response 07/11/2015 : Thank you for your message. At your request, we have closed your Platinum MasterCard account and move the credit limit to Signature cashRewards Visa account. If we can be of further assistance, please let us know.

Your Message 07/11/2015 : Yes please, I would like to move the credit limit from my Platinum Mastercard account ending in XXXX to my Visa Signature ending in XXXX and close the Mastercard account. Thank you for your response.

Navy Federal Response 07/11/2015 : Thank you for your message. At your request, you may close your Platinum MasterCard account and move the credit limit to Signature cashRewards Visa account. If you wish to process this request, please send us a return message.

Your Message 07/10/2015 : Good evening. I'm not sure if this is possible, but was wondering if I could move the $25,000 credit limit from my Mastercard Platinum ending in XXXX to my Cash Rewards Visa Signature ending in XXXX and then close out the Mastercard? If possible, I would like to proceed. If this is not possible, please let me know.

Re: Sent Navy Secure Message to combine Credit Cards

Scupra — Sat, 11 Jul 2015 22:46:45 GMT

Congrats on getting that done!

Re: Sent Navy Secure Message to combine Credit Cards. UPDATE

msbia — Mon, 13 Jul 2015 11:57:09 GMT

@jason86423 wrote:
Hate to bring up an old thread.. but I've seen mixed responses on this and other forums about NFCU allowing card combination.- Sent a message last night about closing my MC and moving it to my Cash Rewards Visa- a couple SM's back and forth and its done. They were opened a month apart so no major loss of AAoA.

The system hasn't completely updated yet, but my MC is at zero and my Cash Rewards Visa has Available credit of $49K ( 990 balance currently).

IMO- NFCU is absolutely Amazing..

SM thread below

Subject: combine cards
Navy Federal Response 07/11/2015 : Thank you for your message. At your request, we have closed your Platinum MasterCard account and move the credit limit to Signature cashRewards Visa account. If we can be of further assistance, please let us know.

Your Message 07/11/2015 : Yes please, I would like to move the credit limit from my Platinum Mastercard account ending in XXXX to my Visa Signature ending in XXXX and close the Mastercard account. Thank you for your response.

Navy Federal Response 07/11/2015 : Thank you for your message. At your request, you may close your Platinum MasterCard account and move the credit limit to Signature cashRewards Visa account. If you wish to process this request, please send us a return message.

Your Message 07/10/2015 : Good evening. I'm not sure if this is possible, but was wondering if I could move the $25,000 credit limit from my Mastercard Platinum ending in XXXX to my Cash Rewards Visa Signature ending in XXXX and then close out the Mastercard? If possible, I would like to proceed. If this is not possible, please let me know.

Interesting! I sent two secure messages requesting this very thing and both responses were that it is not their practice to combine credit lines. Congrats to you, perhaps their policy changed since two days ago lol.

Re: Sent Navy Secure Message to combine Credit Cards. UPDATE

waynes1982 — Mon, 13 Jul 2015 16:10:21 GMT

@msbia wrote:
@jason86423 wrote:
Hate to bring up an old thread.. but I've seen mixed responses on this and other forums about NFCU allowing card combination.- Sent a message last night about closing my MC and moving it to my Cash Rewards Visa- a couple SM's back and forth and its done. They were opened a month apart so no major loss of AAoA.

The system hasn't completely updated yet, but my MC is at zero and my Cash Rewards Visa has Available credit of $49K ( 990 balance currently).

IMO- NFCU is absolutely Amazing..

SM thread below

Subject: combine cards
Navy Federal Response 07/11/2015 : Thank you for your message. At your request, we have closed your Platinum MasterCard account and move the credit limit to Signature cashRewards Visa account. If we can be of further assistance, please let us know.

Your Message 07/11/2015 : Yes please, I would like to move the credit limit from my Platinum Mastercard account ending in XXXX to my Visa Signature ending in XXXX and close the Mastercard account. Thank you for your response.

Navy Federal Response 07/11/2015 : Thank you for your message. At your request, you may close your Platinum MasterCard account and move the credit limit to Signature cashRewards Visa account. If you wish to process this request, please send us a return message.

Your Message 07/10/2015 : Good evening. I'm not sure if this is possible, but was wondering if I could move the $25,000 credit limit from my Mastercard Platinum ending in XXXX to my Cash Rewards Visa Signature ending in XXXX and then close out the Mastercard? If possible, I would like to proceed. If this is not possible, please let me know.
Interesting! I sent two secure messages requesting this very thing and both responses were that it is not their practice to combine credit lines. Congrats to you, perhaps their policy changed since two days ago lol.

I just tried the same thing as well and got "we don't do that" email message