topic Re: Capitalone Credit Limit Increase Question in Credit Cards

Capitalone Credit Limit Increase Question

ddemari — Wed, 06 Aug 2014 21:08:57 GMT

Back in Feb. of this year I received an auto CLI via cap one's website. Then in April I recieved another CLI via the EO office.

Next week will mark the 6 month period I was increased via requesting a credit limit increase online. Does anyone know if the EO offices CLI restarted the 6 month clock? Or am I good to go? I know I can just wait till next week and give it a pull but curious if anyone else has experienced this?

Re: Capitalone Credit Limit Increase Question

Kenny — Wed, 06 Aug 2014 21:10:22 GMT

I wish I could speak with certainty on this, but my hypothesis is that it will say a denial that there was recently a credit limit increase on this line within the last 6 months or something to that effect.

I'm curious if there are EO CLI'd people out there that have experience with when they requested their CLI afterwards.

Re: Capitalone Credit Limit Increase Question

ddemari — Wed, 06 Aug 2014 21:14:46 GMT

I am curious too! haha, thanks for your reply!

Re: Capitalone Credit Limit Increase Question

SevenNEW — Wed, 06 Aug 2014 21:28:25 GMT

@ddemari wrote:
I am curious too! haha, thanks for your reply!

No idea either, also curious...

Re: Capitalone Credit Limit Increase Question

Kenny — Wed, 06 Aug 2014 22:10:06 GMT

Okie dokie -- went and reviewed my documents. I can say with certainty that it absolutely affected when I got my next CLI. It was 6 months after the EO gave me one that I was finally able to be approved because I kept asking and it gave me the infamous:

"There has recently been a change to the credit line on this account"

Hope that's somewhat helpful! The button might not work, but of course the EO would be available then if you felt like you needed one.

Re: Capitalone Credit Limit Increase Question

Skye12329 — Wed, 06 Aug 2014 22:09:52 GMT

For cap1 its 6 mos. From the credit increase. So if the eo gave you the increase its 6 mos. From that date of which i know any rep can tell you when the last increase was.

Re: Capitalone Credit Limit Increase Question

Skye12329 — Wed, 06 Aug 2014 22:10:52 GMT

It is going to be your most recent increase