topic Re: What's your best APR? in Credit Cards

What's your best APR?

Anonymous — Sat, 09 Aug 2014 00:27:31 GMT

What is your best APR on one of your cards?

Card Type:

Issuer:

Limit:

APR:

How long have you had it?

Did you have to call in to get it decreased from original?

Re: What's your best APR?

Closingracer99 — Sat, 09 Aug 2014 00:31:47 GMT

Chase Sapphire : $4,500 ( Moved $500 to my amazon Visa), Chase Sapphire preferred $5,000, Chase Marriott premier $5,000 all 15.99% APR . Got the Chase sapphire June 22nd , CSP August 3rd and Marriott on August 6th

All my other cards are crap...

Discover 19.99%

Amazon Visa 22.24%

Amex Everyday 20.99%

Amex BCE 21.99%

Citi Simplicity 22.99%

Citi thank you preferred 22.99%

BofA IDK but I guess 22.99%

Amazon Store card: 25.99%

Bestbuy Store 25.99%

Chase Freedom 22.99%

Capital one QS 24.99%

Re: What's your best APR?

Anonymous — Sat, 09 Aug 2014 01:20:42 GMT

Crazy enough, i've got one really low APR... now this is weird compared to some other cards that i've got, i've got some that are 29.99, but i've got one card with 10.99%, talk about great!

Re: What's your best APR?

Closingracer99 — Sat, 09 Aug 2014 01:23:21 GMT

The only reason why I have 15.99 on the Cards is because they only offer 15.99%. Only reason why I have a 19.99% with Discover is because It was a pre-qualified app through the mail l that I got lol

Re: What's your best APR?

trumpet-205 — Sat, 09 Aug 2014 01:24:00 GMT

AMEX BCP

$4,000 CL

11.24% APR (Started at 17.24%)

Re: What's your best APR?

kalani91 — Sat, 09 Aug 2014 01:25:22 GMT

DCU Platinum 4.1k Limit , 11.6% APR , 1 month old card. Got it with 35% Utilization and 705 EX Fico.

Re: What's your best APR?

Anonymous — Sat, 09 Aug 2014 01:25:53 GMT

I've got 4 months in credit, when i saw the approval screen pop up for the 10.99%, well, you can imagine my excitment

Re: What's your best APR?

Closingracer99 — Sat, 09 Aug 2014 01:27:13 GMT

@Anonymous wrote:
I've got 4 months in credit, when i saw the approval screen pop up for the 10.99%, well, you can imagine my excitment

Please tell me where!! lol

Barclay's Ring card is 8% by the way ... I want that card but I have way to many inq's lol

Re: What's your best APR?

Anonymous — Sat, 09 Aug 2014 01:27:21 GMT

7.24% for purchases and cash advance. Bank of America Travel Rewards Visa Signature Sig. $35,000 CL was originally a Private and Premier Visa Sig from 1999. Converted this year

Re: What's your best APR?

sandman2435 — Sat, 09 Aug 2014 01:29:02 GMT

BB&T And Nasa FCU 6.9%..But I don't carry balances

Re: What's your best APR?

juggalo9er — Sat, 09 Aug 2014 01:29:35 GMT

7.24-2500...about a month

9.24-12k i believe -6 months

Re: What's your best APR?

ramblinggirl — Sat, 09 Aug 2014 01:29:55 GMT

@Anonymous wrote:
What is your best APR on one of your cards?

Card Type:

Issuer:

Limit:

APR:

How long have you had it?

Did you have to call in to get it decreased from original?

The cards that I use a lot now are 0% interest rate for 18 months. They are PNC, Discover and Barclay. Credit limits are $8-14,000. My other cards which I have for points are 10-15%.(Chase, Citi, US airway)

Re: What's your best APR?

trant3 — Sat, 09 Aug 2014 01:30:27 GMT

Chase Slate

$5,500 limit

Believe it or not its 8.74 %

Issued back in 2009 before I destroyed my credit. I was offered the card and those terms while making a banking transaction with Chase over phone lol.

Re: What's your best APR?

kalani91 — Sat, 09 Aug 2014 01:37:45 GMT

that's a nice APR for an on call offer lol

Re: What's your best APR?

plastic_man — Sat, 09 Aug 2014 01:41:36 GMT

BoA 12.99% ...limit 15K ...never had to ask for a decrease in APR.

AMEX BCP got from 21.99 to 18.99 via chat

I remember one day in 2009 I got an offer in the mail for 37.99% APR...is that even legal?

Re: What's your best APR?

kalani91 — Sat, 09 Aug 2014 01:42:19 GMT

@plastic_man wrote:
BoA 12.99% ...limit 15K ...never had to ask for a decrease in APR.

AMEX BCP got from 21.99 to 18.99 via chat

I remember one day in 2009 I got an offer in the mail for 37.99% APR...is that even legal?

who was that 37.99 offer from?

Re: What's your best APR?

juggalo9er — Sat, 09 Aug 2014 01:44:22 GMT

@kalani91 wrote:
@plastic_man wrote:
BoA 12.99% ...limit 15K ...never had to ask for a decrease in APR.

AMEX BCP got from 21.99 to 18.99 via chat

I remember one day in 2009 I got an offer in the mail for 37.99% APR...is that even legal?

who was that 37.99 offer from?

my money's on first premier

Re: What's your best APR?

plastic_man — Sat, 09 Aug 2014 01:49:02 GMT

I can't remember but probably first premier

Re: What's your best APR?

JSS3 — Sat, 09 Aug 2014 01:54:39 GMT

@Anonymous wrote:
What is your best APR on one of your cards?

Card Type:

Issuer:

Limit:

APR:

How long have you had it?

Did you have to call in to get it decreased from original?

Chase Amazon Visa Signature

Chase

$6,000

14.24%

Sept '13

No.

Re: What's your best APR?

s_haliz — Sat, 09 Aug 2014 02:05:09 GMT

What is your best APR on one of your cards? 0%

Card Type: Platinum Visa

Issuer: BoA

Limit: $48,400

APR: 9.99%

How long have you had it? Since 2001

Did you have to call in to get it decreased from original? No