topic Re: Let's Play " What's in your wallet" in Credit Cards

Let's Play " What's in your wallet"

Anonymous — Mon, 11 Aug 2014 18:30:10 GMT

As the Capital One spokesman would say... What's in your wallet?

What do you use daily, keep in your wallet for use, and what gets socked...

Re: Let's Play " What's in your wallet"

Closingracer99 — Mon, 11 Aug 2014 18:34:05 GMT

All in my Sig but my Go to cards will be my CSP and Marriott premier cards and my Amex Everyday card whenever I shop at costco

Re: Let's Play " What's in your wallet"

creditFiend — Mon, 11 Aug 2014 18:36:34 GMT

In my siggy. 'Go to' cards are AmexEDP; NFCU Cash rewards; or CapOne

Re: Let's Play " What's in your wallet"

Anonymous — Mon, 11 Aug 2014 18:37:12 GMT

All of mine are in my sig as well, but, i wouldn't be able to carry all of those, so i keep a certain amount in my wallet, mostly everything but a store card, keep all credit and no debit cards, matter of fact i have no debit cards, Why? Because i pay in full via ACH, get paid with rewards to use a card... no intrest, fun times!

Re: Let's Play " What's in your wallet"

Anonymous — Mon, 11 Aug 2014 18:41:27 GMT

BCP, QS Visa Sig, Chase Freedom.

Re: Let's Play " What's in your wallet"

SunriseEarth — Mon, 11 Aug 2014 18:41:52 GMT

My main daily spender is my AMEX BCE. However, my dining card is currently the Sony Card (until my Costco arrives).

QS1 is semi-SD'ed, but I've pulled it out when I had to shift from some place other than BCE or Sony. Merrick is permanently SDed.

Walmart, Target, and JCP (mainly at Rite Aid) see a fairly requent amount of use. The other store cards are all used on occasion, some once a month, some every 3 months.

Re: Let's Play " What's in your wallet"

Closingracer99 — Mon, 11 Aug 2014 18:42:03 GMT

I carry my Debit card in case I ever need to take Cash out be it givng it to a friend to pay him or her because we split the bill or paying at a place that requires cash only

Re: Let's Play " What's in your wallet"

Anonymous — Mon, 11 Aug 2014 18:43:10 GMT

amex platinum for daily spend, Marriott premier for places that don't take amex (or at Marriott properties), amex fidelity sock drawered for now and likely cancellation in 3 months

Re: Let's Play " What's in your wallet"

Anonymous — Mon, 11 Aug 2014 18:42:44 GMT

Capital One Venture is my definite go-to, I probably put 20-30k every month on it.

Re: Let's Play " What's in your wallet"

DrZoidberg — Mon, 11 Aug 2014 18:47:56 GMT

I have 2 ACM wallets that hold 6 cards each. 1 is for every day and the other is for travel (I travel for work 80%).

In my everyday / home wallet:

1. Driver License

2. CSP

3. Amex BCP

4. Discover IT

5. Barclay Arrival +

6. Chase Marriott Rewards

In my travel Wallet:

1. DL

2. Amex Centurion

3. Hilton Amex or Chase Marriott (depends on which I stay at)

4. CSP

5. Chase SW

6. Barclay Arrival +

Re: Let's Play " What's in your wallet"

Irisa — Mon, 11 Aug 2014 18:50:09 GMT

@Anonymous wrote:
As the Capital One spokesman would say... What's in your wallet?

What do you use daily, keep in your wallet for use, and what gets socked...

Quicksilver, CSP, Freedom, and BCP. The rest are in the SD.

Re: Let's Play " What's in your wallet"

dave024 — Mon, 11 Aug 2014 18:52:17 GMT

@Anonymous wrote:
matter of fact i have no debit cards, Why? Because i pay in full via ACH, get paid with rewards to use a card... no intrest, fun times!

What do you do when you need cash? Does one of your credit accounts let you do cash advances without a fee? I don't see any way out of carrying a debit or ATM card for those times when you need cash.

I recently started banking with a credit union and I repeatedly refused their offer of a debit card and stuck with just an ATM card. Eventually they decided they knew better and sent me a debit card anyway.

Re: Let's Play " What's in your wallet"

Anonymous — Mon, 11 Aug 2014 18:58:19 GMT

@dave024 wrote:
@Anonymous wrote:
matter of fact i have no debit cards, Why? Because i pay in full via ACH, get paid with rewards to use a card... no intrest, fun times!
What do you do when you need cash? Does one of your credit accounts let you do cash advances without a fee? I don't see any way out of carrying a debit or ATM card for those times when you need cash.

I recently started banking with a credit union and I repeatedly refused their offer of a debit card and stuck with just an ATM card. Eventually they decided they knew better and sent me a debit card anyway.

Well, if i need cash, i'll hope that i can get over to the bank If not, its okay i won't use cash or push it over to the next day, i don't really ever have a reason to need cash!

Re: Let's Play " What's in your wallet"

bigDEElight — Mon, 11 Aug 2014 19:00:15 GMT

Cards are below. I don't use any of them more than I use cash or my debit card. With lower limits (still rebuilding), it's too easy to end up with high UTIL so I use them enough to be active and PIF without having to chase statement dates.

Re: Let's Play " What's in your wallet"

Beckhsrules — Mon, 11 Aug 2014 19:01:21 GMT

1.AMEX PRG

2. Discover

3. BoA 1-2-3 Cash Rewards VISA

In the above order of acceptance

Re: Let's Play " What's in your wallet"

Anonymous — Mon, 11 Aug 2014 19:02:11 GMT

Schwab debit, SPG, CSP, Freedom.

Re: Let's Play " What's in your wallet"

PrimeRate — Mon, 11 Aug 2014 19:06:53 GMT

All Purchases: Sallie Mae

Back Up: Amex Everday

ATM: Schwab

All other cards are locked up & set up w/ autopay for utilities or entertainment.

Re: Let's Play " What's in your wallet"

Anonymous — Mon, 11 Aug 2014 19:06:59 GMT

@Anonymous wrote:
As the Capital One spokesman would say... What's in your wallet?

What do you use daily, keep in your wallet for use, and what gets socked...

I got a two year old condom, a bunch of unchecked Lotto tickets, an expired library card, and a picture of some pretty chick that actually came with the wallet.

Re: Let's Play " What's in your wallet"

PrimeRate — Mon, 11 Aug 2014 19:10:33 GMT

@Anonymous wrote:
@Anonymous wrote:
As the Capital One spokesman would say... What's in your wallet?

What do you use daily, keep in your wallet for use, and what gets socked...

I got a two year old condom, a bunch of unchecked Lotto tickets, an expired library card, and a picture of some pretty chick that actually came with the wallet.

Re: Let's Play " What's in your wallet"

wacdenney — Mon, 11 Aug 2014 19:13:10 GMT

PayPal Extras MC - Dining ~2.5%

BofA Cash Rewards Visa - Gas 3%

AMEX BCE - Groceries 3%

Chase Freedom - Seasonal 5%

Fidelity AMEX - Everything else 2%

The exception is right now I am using my Chase Rewards Premier Visa for everything to meet the bonus spend requirements.