topic Re: Should I Recon Apple Visa CLI? in Credit Cards

Should I Recon Apple Visa CLI?

ddemari — Tue, 12 Aug 2014 20:53:09 GMT

I bit the bullet and hit the cli button on the barclay website and got small bump from 700 to 1090.

I asked for a 2000 cli. FICO score with TU 650, 2 baddies from 2008/2010. Bankruptcy fell off my report last month. 6 inquires on TU says myFICO but there are 12 on there still. I have had the card for 5 1/2 months, always PIF, never late. Salary is 52k.

If I call to recon? Should I ask for the 2k still?

Re: Should I Recon Apple Visa CLI?

PlasticOrPlastic — Tue, 12 Aug 2014 20:59:49 GMT

@ddemari wrote:
I bit the bullet and hit the cli button on the barclay website and got small bump from 700 to 1090.

I asked for a 2000 cli. FICO score with TU 650, 2 baddies from 2008/2010. Bankruptcy fell off my report last month. 6 inquires on TU says myFICO but there are 12 on there still. I have had the card for 5 1/2 months, always PIF, never late. Salary is 52k.

If I call to recon? Should I ask for the 2k still?

Personally I'd recon they have one of the best recon departments I've dealt with. You could say 2k or bump it up a bit more, tell the analyst you're looking to make a big purchase to take advantage of their card in the near future. Good luck!

Re: Should I Recon Apple Visa CLI?

Anonymous — Tue, 12 Aug 2014 22:05:11 GMT

Definitely recon. Just remind them a 15" macbook pro costs $2000.

Re: Should I Recon Apple Visa CLI?

Kenny — Tue, 12 Aug 2014 22:17:17 GMT

@Anonymous wrote:
Definitely recon. Just remind them a 15" macbook pro costs $2000.

Exactly! Use that to your advantage.