topic Re: Applying for AMEX PRG in Credit Cards

Applying for AMEX PRG

Anonymous — Thu, 14 Aug 2014 01:33:43 GMT

Hi everyone, I have a quick question to ask that I could not find the answer to on google. I recently applied (and was approved) for the Marriot Rewards Premier card from Chase, and was wondering if it's better to wait for the new card to report before applying for the AMEX PRG, or just go ahead and apply right now? For some background, I am currently an undergraduate in college with a reported annual income of approximately $26,000 and have $3,400 limits across my Chase Freedom and Capital One Journey with the Marriot adding an additional $7,000. I'm not sure whether or not it's better to wait as I have read a few posts on these forums about people being denied from AMEX for 'having sufficient credit.'

Also, on a side note, before entering college my school had asked if I wanted to opt-out of recieving 'spam' credit mail and I did, but recently I manually opted back in via the automated system and was wondering if anyone had any idea about how long it takes for one to start recieving offers, as I was hoping to apply for the PRG under the 50,000 MR offer.

Thanks in advance.

Re: Applying for AMEX PRG

Burned2manybridgesB4 — Thu, 14 Aug 2014 02:12:43 GMT

If you want offers, go to the amex site, and sign up. Opted in, or out, you'll get the emails from them.

If your loans aren't deffered, your balances are low, and you can afford to burn a HP, then go for it.

Re: Applying for AMEX PRG

mongstradamus — Thu, 14 Aug 2014 02:13:39 GMT

@Anonymous wrote:
Hi everyone, I have a quick question to ask that I could not find the answer to on google. I recently applied (and was approved) for the Marriot Rewards Premier card from Chase, and was wondering if it's better to wait for the new card to report before applying for the AMEX PRG, or just go ahead and apply right now? For some background, I am currently an undergraduate in college with a reported annual income of approximately $26,000 and have $3,400 limits across my Chase Freedom and Capital One Journey with the Marriot adding an additional $7,000. I'm not sure whether or not it's better to wait as I have read a few posts on these forums about people being denied from AMEX for 'having sufficient credit.'

Also, on a side note, before entering college my school had asked if I wanted to opt-out of recieving 'spam' credit mail and I did, but recently I manually opted back in via the automated system and was wondering if anyone had any idea about how long it takes for one to start recieving offers, as I was hoping to apply for the PRG under the 50,000 MR offer.

Thanks in advance.

I have been waiting for that 50k prg offer for most of the year. Still no love from amex. You can try card match site an few people have been able to get the 50k offer thru there.

Re: Applying for AMEX PRG

MT936 — Thu, 14 Aug 2014 05:25:42 GMT

You should be good to apply if you want, the charge cards are not hard to get approved fory

Re: Applying for AMEX PRG

chalupaman — Thu, 14 Aug 2014 10:15:48 GMT

I'd say go for it even if you don't have any specific prequalified offers on their site. I've never really gotten any offers online but have been approved for cards from them and other lenders nonetheless. My most recent charge card approval wasn't instant, but all I had to do was call them immediately and it didn't take too long for them to come back with an approval.