topic Re: Experian..... in Credit Cards

Experian.....

Cheryla18 — Sat, 16 Aug 2014 18:00:35 GMT

My experian score is the highest and was wondering if there are CC that only pull from Experian.....it seems Exuifax is pulled alot for me. Any ideas.

Re: Experian.....

Closingracer99 — Sat, 16 Aug 2014 18:02:38 GMT

Amex but with those scores I would wait till you hit 700 or high 600's

Re: Experian.....

lonelyisland — Sat, 16 Aug 2014 18:05:47 GMT

@Cheryla18 wrote:
My experian score is the highest and was wondering if there are CC that only pull from Experian.....it seems Exuifax is pulled alot for me. Any ideas.

What are your current scores? Looks like the ones in siggy are from Feb.

Re: Experian.....

AvadaKedavra — Sat, 16 Aug 2014 18:15:06 GMT

Citi pulled EX/EQ for me and Amex and Chase pulled EX. But yeah, your scores need to be higher to app for those cards.

Re: Experian.....

mongstradamus — Sat, 16 Aug 2014 18:17:09 GMT

For me almost all my cards were EX pulls, Chase and Amex especially. The only one that pulled something else was EQ with discover i think.

Re: Experian.....

Closingracer99 — Sat, 16 Aug 2014 18:25:28 GMT

Here is my History:

Amex: EX

Amazon Store card: TU

Bank Of America: EX

Chase: EX But Did pull TU on request on a Recon

Discover: Pulled TU on my it but double pulled me on the chrome App I need a month again I believe EX and EQ ( Not 100% if they did a double pull )

Cap 1: Pulls all 3

Citi: EQ

Barclay's: TU

I live in NYC so maybe if you live in the north east similar results?

Re: Experian.....

mongstradamus — Sat, 16 Aug 2014 18:27:28 GMT

@Closingracer99 wrote:
Here is my History:
Amex: EX
Amazon Store card: TU
Bank Of America: EX
Chase: EX But Did pull TU on request on a Recon
Discover: Pulled TU on my it but double pulled me on the chrome App I need a month again I believe EX and EQ ( Not 100% if they did a double pull )
Cap 1: Pulls all 3
Citi: EQ
Barclay's: TU

I live in NYC so maybe if you live in the north east similar results?

For the most part similar except discover pulled eq for me and that was all :-) I think walmart was TU for me also to add to your northeast list.

Re: Experian.....

Closingracer99 — Sat, 16 Aug 2014 18:33:08 GMT

@mongstradamus wrote:
@Closingracer99 wrote:
Here is my History:
Amex: EX
Amazon Store card: TU
Bank Of America: EX
Chase: EX But Did pull TU on request on a Recon
Discover: Pulled TU on my it but double pulled me on the chrome App I need a month again I believe EX and EQ ( Not 100% if they did a double pull )
Cap 1: Pulls all 3
Citi: EQ
Barclay's: TU

I live in NYC so maybe if you live in the north east similar results?
For the most part similar except discover pulled eq for me and that was all :-) I think walmart was TU for me also to add to your northeast list.

Yeah I don't get discover ... They also Removed all their HP's as Discover FIN to now Discover. Actually when I think about it I think Discover tripled pulled me and pulled from EX, TU and EQ but not 100%.

Re: Experian.....

peaceonearth — Sat, 16 Aug 2014 18:37:32 GMT

@Cheryla18 wrote:
My experian score is the highest and was wondering if there are CC that only pull from Experian.....it seems Exuifax is pulled alot for me. Any ideas.

Your Experian score is still not high enough for AMEX.

Well, try applying for the Green; you never know these days..

Re: Experian.....

mongstradamus — Sat, 16 Aug 2014 18:47:45 GMT

@peaceonearth wrote:
@Cheryla18 wrote:
My experian score is the highest and was wondering if there are CC that only pull from Experian.....it seems Exuifax is pulled alot for me. Any ideas.
Your Experian score is still not high enough for AMEX.
Well, try applying for the Green; you never know these days..

all the charge cards have same requirements i believe, so probably going for PRG would be better, since its an better card, and first year AF is waived, so you can sort of test it out.