topic Re: I lost the list of cards.. in Credit Cards

I lost the list of cards..

Anonymous — Tue, 19 Aug 2014 07:11:16 GMT

I had a link to a website of pre-qualify credit cards. It showed which ones actually check by doing a softpull, and the others than just check for outstanding offers.

anyone have a link?

Re: I lost the list of cards..

Anonymous — Tue, 19 Aug 2014 07:42:08 GMT

@Anonymous wrote:
I had a link to a website of pre-qualify credit cards. It showed which ones actually check by doing a softpull, and the others than just check for outstanding offers.

anyone have a link?

I don't have a link, but Barclay's and US Bank have preapproval links that are sp's also Capital One. It will say congratulations for Cap One I believe if it says they couldn't match you with a specific card but "suggest" or "reccommend" any cards that usually means it is not a preapproval. Cap1 and Barclays was accurate for me. US Bank was less reliable in my case. It seems if you already have one of their cards in good standing their system will give an instand preapproval based on that. It happen to me just last week and the underwriter told me it was based on my current account with them it cost me a hp and I was denied.

Re: I lost the list of cards..

Anonymous — Tue, 19 Aug 2014 09:25:29 GMT

CHASE, SP on EXP for me as JPMORGAN CHASE, was pre-qualifed for my Freedom years ago, approved. Used it a couple of times as recent as last month, SP. THe only thing I advise is that you enter exactly whats on your reports for address and any previous. The match has to be exact or generic page as the other poster said comes up. GL Bank of America has PreQual dont know if its accurate, Citi does too. Both ask for last 4 of SSN. Just go to the website

Re: I lost the list of cards..

juggalo9er — Tue, 19 Aug 2014 12:54:26 GMT

@Anonymous wrote:
CHASE, SP on EXP for me as JPMORGAN CHASE, was pre-qualifed for my Freedom years ago, approved. Used it a couple of times as recent as last month, SP. THe only thing I advise is that you enter exactly whats on your reports for address and any previous. The match has to be exact or generic page as the other poster said comes up. GL Bank of America has PreQual dont know if its accurate, Citi does too. Both ask for last 4 of SSN. Just go to the website

so out of curiousity does dp if you only have checking with them
?

Re: I lost the list of cards..

Creditaddict — Tue, 19 Aug 2014 14:31:30 GMT

@Anonymous wrote:
I had a link to a website of pre-qualify credit cards. It showed which ones actually check by doing a softpull, and the others than just check for outstanding offers.

anyone have a link?

If only back in time when teachers could wack students with a stick... Go back to the garden and don't come out for 12 months and until you have your util. on ONE card below 9% and the other 2 cards at ZERO! NO IFS ANDS OR BUTTS

Re: I lost the list of cards..

chalupaman — Tue, 19 Aug 2014 15:02:40 GMT

@Creditaddict wrote:
@Anonymous wrote:
I had a link to a website of pre-qualify credit cards. It showed which ones actually check by doing a softpull, and the others than just check for outstanding offers.

anyone have a link?
If only back in time when teachers could wack students with a stick... Go back to the garden and don't come out for 12 months and until you have your util. on ONE card below 9% and the other 2 cards at ZERO! NO IFS ANDS OR BUTTS

That's just what I was about to say and I couldn't have said it better myself. In fact, it's common sense that if one constantly has a really high balance on a credit card and they're constantly applying for new credit that they're just going to get rejected the majority of the time though I see that OP said that he's brought his utilization and inquiries down on one of his CRs.

Re: I lost the list of cards..

lg8302ch — Tue, 19 Aug 2014 16:36:40 GMT

@Creditaddict wrote:
@Anonymous wrote:
I had a link to a website of pre-qualify credit cards. It showed which ones actually check by doing a softpull, and the others than just check for outstanding offers.

anyone have a link?
If only back in time when teachers could wack students with a stick... Go back to the garden and don't come out for 12 months and until you have your util. on ONE card below 9% and the other 2 cards at ZERO! NO IFS ANDS OR BUTTS

+100000 - hopeless mission - OP will get older and maybe one day will understand the system, hopefully before it is too late!

Re: I lost the list of cards..

SunriseEarth — Tue, 19 Aug 2014 19:15:07 GMT

@Creditaddict wrote:
@Anonymous wrote:
I had a link to a website of pre-qualify credit cards. It showed which ones actually check by doing a softpull, and the others than just check for outstanding offers.

anyone have a link?
If only back in time when teachers could wack students with a stick... Go back to the garden and don't come out for 12 months and until you have your util. on ONE card below 9% and the other 2 cards at ZERO! NO IFS ANDS OR BUTTS

If CreditAddict tell you you're apping too much, you're apping too much! OP...don't walk...run to the Garden!

Re: I lost the list of cards..

woodyman100 — Tue, 19 Aug 2014 20:46:26 GMT

@Anonymous wrote:
@Anonymous wrote:
I had a link to a website of pre-qualify credit cards. It showed which ones actually check by doing a softpull, and the others than just check for outstanding offers.

anyone have a link?

I don't have a link, but Barclay's and US Bank have preapproval links that are sp's also Capital One. It will say congratulations for Cap One I believe if it says they couldn't match you with a specific card but "suggest" or "reccommend" any cards that usually means it is not a preapproval. Cap1 and Barclays was accurate for me. US Bank was less reliable in my case. It seems if you already have one of their cards in good standing their system will give an instand preapproval based on that. It happen to me just last week and the underwriter told me it was based on my current account with them it cost me a hp and I was denied.

+1 same thing happened to me, but with a recon

Re: I lost the list of cards..

Lndsy747 — Wed, 20 Aug 2014 16:48:34 GMT

Try this post some may be outdated.http://ficoforums.myfico.com/t5/Credit-Cards/Online-pre-approved-sites-for-credit-cards/td-p/2701359