topic Re: Comenity cards marathon visa question in Credit Cards

Comenity cards marathon visa question

taxi818 — Wed, 20 Aug 2014 22:34:42 GMT

I have two comenity cards. Thru shopping card I might add. Jcrew. And king size. They just hit my cr yesterday. However. My score went up 2 points. Hmmm

back to question. I saw the marathon visa offering 50 per galllon off. If spend 1000 per month. As I drive taxi. I could do that easily in gas alone. Is there a limit to cards. What bureau do they pull? Can't find answer. And is there a way to get without hard pull. I already got 10 inqs on tu. 9 ex. 8 eq. Not sure of chances.

Re: Comenity cards marathon visa question

Creditaddict — Thu, 21 Aug 2014 00:10:28 GMT

@taxi818 wrote:
I have two comenity cards. Thru shopping card I might add. Jcrew. And king size. They just hit my cr yesterday. However. My score went up 2 points. Hmmm
back to question. I saw the marathon visa offering 50 per galllon off. If spend 1000 per month. As I drive taxi. I could do that easily in gas alone. Is there a limit to cards. What bureau do they pull? Can't find answer. And is there a way to get without hard pull. I already got 10 inqs on tu. 9 ex. 8 eq. Not sure of chances.

They usually pull EQ but small chance of EX hit.

If you are taxi driver Gas cards are not only worth the INQ's but worth possible denial!!

Re: Comenity cards marathon visa question

taxi818 — Thu, 21 Aug 2014 00:13:42 GMT

Hmm. The reason I needed to know is I have dispute with experian right now. I don't know why they are taking so long. Other two bureaus deleted items ASAP. Charge off 6years 10 months old. But had court order to delete and cease and desist. So if ex is in play I think I will wait. That's why I am waiting on amex.

Re: Comenity cards marathon visa question

B335is — Thu, 21 Aug 2014 02:22:12 GMT

I got this card recently. They pulled my EQ and I have a lot of Comenity cards. I think the $0.50/gallon rebate is just for the first 3 months then it drops to $0.25/gallon. Comenity has never hard pulled my EX, but they seem to soft pull it (along with the hard pull on EQ) when I apply for one of their cards.

Re: Comenity cards marathon visa question

taxi818 — Thu, 21 Aug 2014 02:26:00 GMT

Thanks. So they hp and sp in same application?

Re: Comenity cards marathon visa question

B335is — Thu, 21 Aug 2014 02:28:58 GMT

@taxi818 wrote:
Thanks. So they hp and sp in same application?

In my experience they seem to. I had EX on a security freeze for awhile and even when they hard pulled EQ, they would come back saying they couldn't pull my report. So I'd end up going through their Presidential Office for reconsideration - which fortunately worked out. It might be part of their verification process or just something I've encountered, not completely sure.