topic Re: Card lust list! in Credit Cards

Card lust list!

Anonymous — Thu, 21 Aug 2014 14:54:38 GMT

What's on your card lust list?

Im hinking AMEX PRG might be next years app. Depending on my BoA secured card graduating, I don't know which card of theirs I would want?

Re: Card lust list!

jsucool76 — Thu, 21 Aug 2014 14:57:05 GMT

I just got the PRG, and it makes me feel cool. I doubt I'll spend enough to offset the annual fee, so my plan is basically to use this for the free year, then transfer my points to the ED card. Maybe pick up a BCE along the way as well.

Re: Card lust list!

mongstradamus — Thu, 21 Aug 2014 15:03:24 GMT

@jsucool76 wrote:
I just got the PRG, and it makes me feel cool. I doubt I'll spend enough to offset the annual fee, so my plan is basically to use this for the free year, then transfer my points to the ED card. Maybe pick up a BCE along the way as well.

BCE for backdating purposes ? I am curious why you would want BCE since there are better cards out there to cover gas and groceries?

Re: Card lust list!

Anonymous — Fri, 22 Aug 2014 14:06:42 GMT

@Anonymous wrote:
What's on your card lust list?

Im hinking AMEX PRG might be next years app. Depending on my BoA secured card graduating, I don't know which card of theirs I would want?

Edit: Took out the Arrival WMC and replaced with JetBlue. Its the only airline I fly! Didnt know there was a card.

American Express JetBue, Discover It Chrome, American Express Blue Cash Everyday, Capital One BuyPower WEMC, Citibank ThankYou Preferred Visa, Chase Sapphire Visa

I love JetBlue so I can tolerate the AF for one card out of the bunch

Re: Card lust list!

hahayepyep — Thu, 21 Aug 2014 15:21:06 GMT

I've vowed to be app-free until 2015, BUT when I'm in a place to app again I might like to have a BCP. If I keep traveling as much as I do for work I'll probably try to upgrade my Delta card to Platinum for the MQM bonuses.

It's probably not worth the AF, but I'd say my "lust" card is an AMEX Platinum.

Re: Card lust list!

TheClub — Thu, 21 Aug 2014 15:26:21 GMT

I have my eyes on the AMEX Everyday, PenFed (Chip and Pin) and maybe the Barclays Arrival Plus. Other than that I have (or had) every card I wanted.

Re: Card lust list!

Closingracer99 — Thu, 21 Aug 2014 15:35:39 GMT

@mongstradamus wrote:
@jsucool76 wrote:
I just got the PRG, and it makes me feel cool. I doubt I'll spend enough to offset the annual fee, so my plan is basically to use this for the free year, then transfer my points to the ED card. Maybe pick up a BCE along the way as well.
BCE for backdating purposes ? I am curious why you would want BCE since there are better cards out there to cover gas and groceries?

Yeah but those cards have Caps for Gas while the BCE isn't... Amex CS is one of the best and the perks alone might be a better deal then getting 2% CB with the SM ...

Re: Card lust list!

jsucool76 — Thu, 21 Aug 2014 15:40:00 GMT

@Closingracer99 wrote:
@mongstradamus wrote:
@jsucool76 wrote:
I just got the PRG, and it makes me feel cool. I doubt I'll spend enough to offset the annual fee, so my plan is basically to use this for the free year, then transfer my points to the ED card. Maybe pick up a BCE along the way as well.
BCE for backdating purposes ? I am curious why you would want BCE since there are better cards out there to cover gas and groceries?
Yeah but those cards have Caps for Gas while the BCE isn't... Amex CS is one of the best and the perks alone might be a better deal then getting 2% CB with the SM ...

I get 3% cash back on exxonmobil stations with my upromise card, which is most of the stuff here anyways.

Re: Card lust list!

Anonymous — Thu, 21 Aug 2014 15:42:32 GMT

Total Rewards Visa and maybe a good travel rewards card, haven't decided which one yet.

Re: Card lust list!

Closingracer99 — Thu, 21 Aug 2014 15:44:31 GMT

@jsucool76 wrote:
@Closingracer99 wrote:
@mongstradamus wrote:
@jsucool76 wrote:
I just got the PRG, and it makes me feel cool. I doubt I'll spend enough to offset the annual fee, so my plan is basically to use this for the free year, then transfer my points to the ED card. Maybe pick up a BCE along the way as well.
BCE for backdating purposes ? I am curious why you would want BCE since there are better cards out there to cover gas and groceries?
Yeah but those cards have Caps for Gas while the BCE isn't... Amex CS is one of the best and the perks alone might be a better deal then getting 2% CB with the SM ...
I get 3% cash back on exxonmobil stations with my upromise card, which is most of the stuff here anyways.

Once again Amex > Visa or MC whatever it is depending on perks. Amex perks I view as a lot better then Visa or MC and losing 1% on CB is no big deal

Re: Card lust list!

mongstradamus — Thu, 21 Aug 2014 15:57:54 GMT

@Closingracer99 wrote:
@mongstradamus wrote:
@jsucool76 wrote:
I just got the PRG, and it makes me feel cool. I doubt I'll spend enough to offset the annual fee, so my plan is basically to use this for the free year, then transfer my points to the ED card. Maybe pick up a BCE along the way as well.
BCE for backdating purposes ? I am curious why you would want BCE since there are better cards out there to cover gas and groceries?
Yeah but those cards have Caps for Gas while the BCE isn't... Amex CS is one of the best and the perks alone might be a better deal then getting 2% CB with the SM ...

I guess I look at it from my position , where i don't go over 250 caps for gas and groceries.

Re: Card lust list!

Membersince2013 — Thu, 21 Aug 2014 15:59:09 GMT

Amex Platinum, SPG CC, Barclaycard Arrival + (will cancel before AF hits or downgrade), Venture card (will cancel before AF hits or downgrade), Citi Prestige (will also cancel before AF hits).

Re: Card lust list!

Kenny — Thu, 21 Aug 2014 16:33:47 GMT

@Closingracer99 wrote:
@mongstradamus wrote:
@jsucool76 wrote:
I just got the PRG, and it makes me feel cool. I doubt I'll spend enough to offset the annual fee, so my plan is basically to use this for the free year, then transfer my points to the ED card. Maybe pick up a BCE along the way as well.
BCE for backdating purposes ? I am curious why you would want BCE since there are better cards out there to cover gas and groceries?
Yeah but those cards have Caps for Gas while the BCE isn't... Amex CS is one of the best and the perks alone might be a better deal then getting 2% CB with the SM ...

What's a perk from Amex that is better than SM for Gas purchases? This type of fan boy/girl loyalty baffles me. It's dollars and cents. BCE < Sallie Mae

Re: Card lust list!

vpae — Thu, 21 Aug 2014 16:34:38 GMT

@Anonymous wrote:
What's on your card lust list?

Im hinking AMEX PRG might be next years app. Depending on my BoA secured card graduating, I don't know which card of theirs I would want?

My list currently includes

Chase Southwest RR Premier/Plus (Companion Pass)
Amex Costco True Earnings (Cheap Gas!)
Chase Slate (May need BT)
Fidelity Visa Siggy (When Amex isn't accepted)
Barclay Arrival+ (Sign up Bonus / Travel card)
Sallie Mae (Decent Cash Back)
a 2nd Cash+ (More 5% categories)

Maybe another hotel/airline card as well. Haven't decided yet!

Re: Card lust list!

mongstradamus — Thu, 21 Aug 2014 16:36:50 GMT

@KennyRS wrote:
@Closingracer99 wrote:
@mongstradamus wrote:
@jsucool76 wrote:
I just got the PRG, and it makes me feel cool. I doubt I'll spend enough to offset the annual fee, so my plan is basically to use this for the free year, then transfer my points to the ED card. Maybe pick up a BCE along the way as well.
BCE for backdating purposes ? I am curious why you would want BCE since there are better cards out there to cover gas and groceries?
Yeah but those cards have Caps for Gas while the BCE isn't... Amex CS is one of the best and the perks alone might be a better deal then getting 2% CB with the SM ...
What's a perk from Amex that is better than SM for Gas purchases? This type of fan boy/girl loyalty baffles me. It's dollars and cents. BCE < Sallie Mae

For the record he has PRG already for Amex CS "Perk" . I think point they were making was about gas being uncapped with BCE, as opposed to SM haveing 250 monthly cap. For me personally i don't get anywhere near the cap , even with gas being nearly 4.00 an gallon here :-)

Re: Card lust list!

Kenny — Thu, 21 Aug 2014 16:42:26 GMT

@mongstradamus wrote:
@KennyRS wrote:
@Closingracer99 wrote:
@mongstradamus wrote:
@jsucool76 wrote:
I just got the PRG, and it makes me feel cool. I doubt I'll spend enough to offset the annual fee, so my plan is basically to use this for the free year, then transfer my points to the ED card. Maybe pick up a BCE along the way as well.
BCE for backdating purposes ? I am curious why you would want BCE since there are better cards out there to cover gas and groceries?
Yeah but those cards have Caps for Gas while the BCE isn't... Amex CS is one of the best and the perks alone might be a better deal then getting 2% CB with the SM ...
What's a perk from Amex that is better than SM for Gas purchases? This type of fan boy/girl loyalty baffles me. It's dollars and cents. BCE < Sallie Mae
For the record he has PRG already for Amex CS "Perk" . I think point they were making was about gas being uncapped with BCE, as opposed to SM haveing 250 monthly cap. For me personally i don't get anywhere near the cap , even with gas being nearly 4.00 an gallon here :-)

It's silly.. apples to oranges. So PRG has absolutely nothing to do with BCE vs. SM. Yes, Amex is AMAZING and I very much value my relationship with them, but to say BCE is a fantastic card really isn't true.

Re: Card lust list!

s_haliz — Thu, 21 Aug 2014 17:11:16 GMT

At the moment following two:

1. AMEX SPG (only when they offer me 50,000 points as a signing bonus and $1,000 spending needed in three months);
2. Citi Thank You Premier Card (only when they offer me 50,000 bonus with $1,000 spending needed in three months and first year fees waived)

Re: Card lust list!

Anonymous — Thu, 21 Aug 2014 17:12:18 GMT

I'm ineligible for NFCU so there's no list.

0, zero, zilch inquiries on all 3 bureaus and squeaky clean. Last inquiry just fell off EX. ........ a valuable lesson about annoying Sallie Mae reps, LOL!

I have too many cards with balances. Next year, I should start residency and begin chipping away at the credit card debt.

Re: Card lust list!

mongstradamus — Thu, 21 Aug 2014 17:40:07 GMT

@KennyRS wrote:
@mongstradamus wrote:
@KennyRS wrote:
@Closingracer99 wrote:
@mongstradamus wrote:
@jsucool76 wrote:
I just got the PRG, and it makes me feel cool. I doubt I'll spend enough to offset the annual fee, so my plan is basically to use this for the free year, then transfer my points to the ED card. Maybe pick up a BCE along the way as well.
BCE for backdating purposes ? I am curious why you would want BCE since there are better cards out there to cover gas and groceries?
Yeah but those cards have Caps for Gas while the BCE isn't... Amex CS is one of the best and the perks alone might be a better deal then getting 2% CB with the SM ...
What's a perk from Amex that is better than SM for Gas purchases? This type of fan boy/girl loyalty baffles me. It's dollars and cents. BCE < Sallie Mae
For the record he has PRG already for Amex CS "Perk" . I think point they were making was about gas being uncapped with BCE, as opposed to SM haveing 250 monthly cap. For me personally i don't get anywhere near the cap , even with gas being nearly 4.00 an gallon here :-)
It's silly.. apples to oranges. So PRG has absolutely nothing to do with BCE vs. SM. Yes, Amex is AMAZING and I very much value my relationship with them, but to say BCE is a fantastic card really isn't true.

I am not saying BCE is better tthan SM, i am just saying why people may think why. No gas cap and amex cs.

Re: Card lust list!

lonelyisland — Thu, 21 Aug 2014 17:41:31 GMT

The card I am lusting for, that will remain unrequited is USBank Cash+ card.

I had a c/o from them in the late 90s, and they dont seem forgiving.