topic Re: Barclaycard mastercard rewards vs. Amex Everyday in Credit Cards

Barclaycard mastercard rewards vs. Amex Everyday

Anonymous — Thu, 21 Aug 2014 21:28:08 GMT

I am pre-approved for a Barclaycard rewards and I also have an Amex rewards but I have not even activated it. I use my Amex green on a regular basis so I have not needed the Amex everyday as of yet. I just want input on the two reward cards mentioned, which one do you all believe is best? I want to use my points for travel ect...

Re: Barclaycard mastercard rewards vs. Amex Everyday

chalupaman — Thu, 21 Aug 2014 21:35:21 GMT

I know the preferred version of the Everyday card comes with 2x points on gasoline while the Barclaycard rewards card also comes with 2x points on gasoline except without the annual fee. If you're really interested in travelling a lot, perhaps the Barclay card would be the best fit for you. The Sallie Mae Mastercard from Barclays has 5% cashback on the first $250 dollars you spend on gas and groceries every month so maybe that card would also be a good option.

Re: Barclaycard mastercard rewards vs. Amex Everyday

AvadaKedavra — Thu, 21 Aug 2014 21:50:23 GMT

@Anonymous wrote:
I am pre-approved for a Barclaycard rewards and I also have an Amex rewards but I have not even activated it. I use my Amex green on a regular basis so I have not needed the Amex everyday as of yet. I just want input on the two reward cards mentioned, which one do you all believe is best? I want to use my points for travel ect...

Why don't you use your ED card on a regular basis instead of the Green? You earn extra points..."use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits. Terms and limitations apply."

Re: Barclaycard mastercard rewards vs. Amex Everyday

Anonymous — Thu, 21 Aug 2014 22:21:42 GMT

@AvadaKedavra wrote:
@Anonymous wrote:
I am pre-approved for a Barclaycard rewards and I also have an Amex rewards but I have not even activated it. I use my Amex green on a regular basis so I have not needed the Amex everyday as of yet. I just want input on the two reward cards mentioned, which one do you all believe is best? I want to use my points for travel ect...
Why don't you use your ED card on a regular basis instead of the Green? You earn extra points..."use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits. Terms and limitations apply."

Certainly this, there is no advantage reward wise to the green over the everyday.

For the original question, it depends on how you want to redeem. With the everyday points, you can transfer them to airline/hotel programs and get, potentially, much more than 1c per point value. With 20 swipes a month, you earn at least 1.2MR per $, and many people value an MR around 2c, so this is better than the Rewards. However, if you don't transfer, MRs are bad for cash back, and the Rewards card gives 2% in more categories.

Re: Barclaycard mastercard rewards vs. Amex Everyday

creditFiend — Thu, 21 Aug 2014 23:07:00 GMT

@AvadaKedavra wrote:
@Anonymous wrote:
I am pre-approved for a Barclaycard rewards and I also have an Amex rewards but I have not even activated it. I use my Amex green on a regular basis so I have not needed the Amex everyday as of yet. I just want input on the two reward cards mentioned, which one do you all believe is best? I want to use my points for travel ect...
Why don't you use your ED card on a regular basis instead of the Green? You earn extra points..."use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits. Terms and limitations apply."

Re: Barclaycard mastercard rewards vs. Amex Everyday

destine2grow — Fri, 22 Aug 2014 00:15:06 GMT

I agree Everyday would be better for travel.

Re: Barclaycard mastercard rewards vs. Amex Everyday

Anonymous — Fri, 22 Aug 2014 00:28:29 GMT

". With the everyday points, you can transfer them to airline/hotel programs and get, potentially, much more than 1c per point value. With 20 swipes a month, you earn at least 1.2MR per $, and many people value an MR around 2c, so this is better than the Rewards. However, if you don't transfer, MRs are bad for cash back, and the Rewards card gives 2% in more categories."

Transfer? What do you mean??? Do you mean using the points to buy airline tickets through AMEX?

Re: Barclaycard mastercard rewards vs. Amex Everyday

Anonymous — Fri, 22 Aug 2014 00:29:51 GMT

Transfer? What do you mean??? Do you mean using the points to buy airline tickets through AMEX?

@Anonymous wrote:
@AvadaKedavra wrote:
@Anonymous wrote:
I am pre-approved for a Barclaycard rewards and I also have an Amex rewards but I have not even activated it. I use my Amex green on a regular basis so I have not needed the Amex everyday as of yet. I just want input on the two reward cards mentioned, which one do you all believe is best? I want to use my points for travel ect...
Why don't you use your ED card on a regular basis instead of the Green? You earn extra points..."use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits. Terms and limitations apply."
Certainly this, there is no advantage reward wise to the green over the everyday.

For the original question, it depends on how you want to redeem. With the everyday points, you can transfer them to airline/hotel programs and get, potentially, much more than 1c per point value. With 20 swipes a month, you earn at least 1.2MR per $, and many people value an MR around 2c, so this is better than the Rewards. However, if you don't transfer, MRs are bad for cash back, and the Rewards card gives 2% in more categories.

Re: Barclaycard mastercard rewards vs. Amex Everyday

Anonymous — Fri, 22 Aug 2014 01:19:38 GMT

@Anonymous wrote:

Transfer? What do you mean??? Do you mean using the points to buy airline tickets through AMEX?
@Anonymous wrote:
@AvadaKedavra wrote:
@Anonymous wrote:
I am pre-approved for a Barclaycard rewards and I also have an Amex rewards but I have not even activated it. I use my Amex green on a regular basis so I have not needed the Amex everyday as of yet. I just want input on the two reward cards mentioned, which one do you all believe is best? I want to use my points for travel ect...
Why don't you use your ED card on a regular basis instead of the Green? You earn extra points..."use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits. Terms and limitations apply."
Certainly this, there is no advantage reward wise to the green over the everyday.

For the original question, it depends on how you want to redeem. With the everyday points, you can transfer them to airline/hotel programs and get, potentially, much more than 1c per point value. With 20 swipes a month, you earn at least 1.2MR per $, and many people value an MR around 2c, so this is better than the Rewards. However, if you don't transfer, MRs are bad for cash back, and the Rewards card gives 2% in more categories.

No, you need to read up on the Membership Reward program. MR points can be transferred into frequent flier programs of their partners, and redeemed there for the rewards of that program. This is how the most value is obtained, especially, for example, for premium cabin international travel. The cash price can be very large, the points needed are much less.

This is really a key feature of the Everyday card. And the green for that matter.

Re: Barclaycard mastercard rewards vs. Amex Everyday

Anonymous — Fri, 22 Aug 2014 03:10:52 GMT

@Anonymous wrote:
@Anonymous wrote:

Transfer? What do you mean??? Do you mean using the points to buy airline tickets through AMEX?
@Anonymous wrote:
@AvadaKedavra wrote:
@Anonymous wrote:
I am pre-approved for a Barclaycard rewards and I also have an Amex rewards but I have not even activated it. I use my Amex green on a regular basis so I have not needed the Amex everyday as of yet. I just want input on the two reward cards mentioned, which one do you all believe is best? I want to use my points for travel ect...
Why don't you use your ED card on a regular basis instead of the Green? You earn extra points..."use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits. Terms and limitations apply."
Certainly this, there is no advantage reward wise to the green over the everyday.

For the original question, it depends on how you want to redeem. With the everyday points, you can transfer them to airline/hotel programs and get, potentially, much more than 1c per point value. With 20 swipes a month, you earn at least 1.2MR per $, and many people value an MR around 2c, so this is better than the Rewards. However, if you don't transfer, MRs are bad for cash back, and the Rewards card gives 2% in more categories.

No, you need to read up on the Membership Reward program. MR points can be transferred into frequent flier programs of their partners, and redeemed there for the rewards of that program. This is how the most value is obtained, especially, for example, for premium cabin international travel. The cash price can be very large, the points needed are much less.

This is really a key feature of the Everyday card. And the green for that matter.

I see, I am looking at the membership rewards online and there is area where you can book flights with points and another area to transfer points to loyalty programs for airlines and or hotels. I believe this is what you are referring to... so this is the best way to use my points for flights?

Re: Barclaycard mastercard rewards vs. Amex Everyday

jsucool76 — Fri, 22 Aug 2014 03:15:10 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:

Transfer? What do you mean??? Do you mean using the points to buy airline tickets through AMEX?
@Anonymous wrote:
@AvadaKedavra wrote:
@Anonymous wrote:
I am pre-approved for a Barclaycard rewards and I also have an Amex rewards but I have not even activated it. I use my Amex green on a regular basis so I have not needed the Amex everyday as of yet. I just want input on the two reward cards mentioned, which one do you all believe is best? I want to use my points for travel ect...
Why don't you use your ED card on a regular basis instead of the Green? You earn extra points..."use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits. Terms and limitations apply."
Certainly this, there is no advantage reward wise to the green over the everyday.

For the original question, it depends on how you want to redeem. With the everyday points, you can transfer them to airline/hotel programs and get, potentially, much more than 1c per point value. With 20 swipes a month, you earn at least 1.2MR per $, and many people value an MR around 2c, so this is better than the Rewards. However, if you don't transfer, MRs are bad for cash back, and the Rewards card gives 2% in more categories.

No, you need to read up on the Membership Reward program. MR points can be transferred into frequent flier programs of their partners, and redeemed there for the rewards of that program. This is how the most value is obtained, especially, for example, for premium cabin international travel. The cash price can be very large, the points needed are much less.

This is really a key feature of the Everyday card. And the green for that matter.
I see, I am looking at the membership rewards online and there is area where you can book flights with points and another area to transfer points to loyalty programs for airlines and or hotels. I believe this is what you are referring to... so this is the best way to use my points for flights?

Yes. You transfer into loyalty programs, and you then use the loyalty miles to book your travel as opposed to your points. Better value this way.

Re: Barclaycard mastercard rewards vs. Amex Everyday

Anonymous — Fri, 22 Aug 2014 04:55:02 GMT

Unfortunately they dont have the airline I need through the reward transfer program....

Re: Barclaycard mastercard rewards vs. Amex Everyday

Anonymous — Fri, 22 Aug 2014 12:34:39 GMT

@Anonymous wrote:
Unfortunately they dont have the airline I need through the reward transfer program....

Have you looked at alliance partners, if your needed airline is in one? (So transfer to airline X and use those miles on airline Y).

And then a rhetorical question: why did you apply for these cards without fully understanding the value of the rewards and how you can use them?

Re: Barclaycard mastercard rewards vs. Amex Everyday

jsucool76 — Fri, 22 Aug 2014 13:45:44 GMT

@Anonymous wrote:
Unfortunately they dont have the airline I need through the reward transfer program....

What airline is it?