topic Re: Discover CLI Question in Credit Cards

Discover CLI Question

Anonymous — Sat, 23 Aug 2014 18:18:13 GMT

So the other day I login to my Discover account to try my luck at a CLI. Try for $2500 and get the, we can't do it with out further review, may require a credit pull message. Not wanting a hard pull, i hit the cancel button. Try again for a lesser amount, $1500. Get the same message, cancel. option is still there so i say, ill try again tomorrow. Today log and figure why not give it a go and get the following Message, "We're sorry. You already have a credit line increase request in progress".

Whats this mean, did i some how hit OK, will they HP me, am I getting an increase anyway? Guess i will just wait and see what happens. Anyone have a similar experience.

Re: Discover CLI Question

taxi818 — Sat, 23 Aug 2014 18:59:39 GMT

Maybe you approved go by mistake. Hmmm strange.

Re: Discover CLI Question

mongstradamus — Sat, 23 Aug 2014 19:06:44 GMT

@Anonymous wrote:
So the other day I login to my Discover account to try my luck at a CLI. Try for $2500 and get the, we can't do it with out further review, may require a credit pull message. Not wanting a hard pull, i hit the cancel button. Try again for a lesser amount, $1500. Get the same message, cancel. option is still there so i say, ill try again tomorrow. Today log and figure why not give it a go and get the following Message, "We're sorry. You already have a credit line increase request in progress".

Whats this mean, did i some how hit OK, will they HP me, am I getting an increase anyway? Guess i will just wait and see what happens. Anyone have a similar experience.

that happens an lot its an bug in their system, mine has been showing that message since beginning of the year. I was able to get sp cli in june via calling in.

Re: Discover CLI Question

MrCredit — Sat, 23 Aug 2014 19:32:44 GMT

I tried a few weeks back for a SP CLI no luck. I have been with them since May 2013. Use for gas and other purchases, always PIF. They do not like me.

I did have to talk to an underwriter when they denied me and get a recon, I wonder if thats why I get no auto CLI.

Re: Discover CLI Question

mongstradamus — Sat, 23 Aug 2014 20:28:47 GMT

@MrCredit wrote:
I tried a few weeks back for a SP CLI no luck. I have been with them since May 2013. Use for gas and other purchases, always PIF. They do not like me.

I did have to talk to an underwriter when they denied me and get a recon, I wonder if thats why I get no auto CLI.

i only got my one and only sp cli from them in june and was with them since sept of last year, so it takes time you have to be patient. I know some people where it has taken much longer to get sp cli nearly 18 months.

Re: Discover CLI Question

SomeGuyOnTheWeb — Sat, 23 Aug 2014 21:02:04 GMT

I've no way to substantiate this, but I'm fairly sure that Discover is more likely to give you a CLI if you carry a balance and don't pay in full rather than if you do.