topic Re: Citi thank you preferred or premier in Credit Cards

Citi thank you preferred or premier

TheFlores — Sun, 24 Aug 2014 02:38:58 GMT

I think i would like to apply but which one would be better long term

Re: Citi thank you preferred or premier

mongstradamus — Sun, 24 Aug 2014 02:42:06 GMT

@TheFlores wrote:
I think i would like to apply but which one would be better long term

If it were me apping i would ask my self am i planning on traveling if the answer is yes then would app for premeir since you can use those to transfer to 8 travel partners and get up to 1.6 cents per point with AA or w/e.

Re: Citi thank you preferred or premier

Anonymous — Sun, 24 Aug 2014 03:18:01 GMT

Isn't 1.6 just Prestige ?

Re: Citi thank you preferred or premier

mongstradamus — Sun, 24 Aug 2014 03:20:40 GMT

@Anonymous wrote:
Isn't 1.6 just Prestige ?

ooops you could be right .

Re: Citi thank you preferred or premier

Skye12329 — Sun, 24 Aug 2014 08:05:54 GMT

Personally it depends on what you spend, like if its a lot of dining, entertainment, and travel the premier might be better since it gives 3x on dining and entertainment vs 2x. Premier does have the AF but its also a VS. Prefferred though would be the way to go if you wanted to finance a purchase or do a BT since it has the 0% interest for 12 mos and has a 0% BT transfer intro. Otherwise the besides the signing up bonuses and the other things listed theres nothing really different.

Re: Citi thank you preferred or premier

Anonymous — Sun, 24 Aug 2014 11:12:13 GMT

@Skye12329 wrote:
Personally it depends on what you spend, like if its a lot of dining, entertainment, and travel the premier might be better since it gives 3x on dining and entertainment vs 2x. Premier does have the AF but its also a VS. Prefferred though would be the way to go if you wanted to finance a purchase or do a BT since it has the 0% interest for 12 mos and has a 0% BT transfer intro. Otherwise the besides the signing up bonuses and the other things listed theres nothing really different.

The Preferred is also a VS or WMC, no? And in any case, wouldn't be worth paying $126 AF just for that!

But the transfer really makes the difference now, lile the difference between the CS and CSP for example.

Re: Citi thank you preferred or premier

Closingracer99 — Sun, 24 Aug 2014 15:51:53 GMT

@Anonymous wrote:
@Skye12329 wrote:
Personally it depends on what you spend, like if its a lot of dining, entertainment, and travel the premier might be better since it gives 3x on dining and entertainment vs 2x. Premier does have the AF but its also a VS. Prefferred though would be the way to go if you wanted to finance a purchase or do a BT since it has the 0% interest for 12 mos and has a 0% BT transfer intro. Otherwise the besides the signing up bonuses and the other things listed theres nothing really different.
The Preferred is also a VS or WMC, no? And in any case, wouldn't be worth paying $126 AF just for that!

But the transfer really makes the difference now, lile the difference between the CS and CSP for example.

The Preferred isn't a VS or WMC Min ... I have a regular TYP Visa which i will be asking to be converted to a WMC next year

Re: Citi thank you preferred or premier

Anonymous — Sun, 24 Aug 2014 16:25:10 GMT

@Closingracer99 wrote:
@Anonymous wrote:
@Skye12329 wrote:
Personally it depends on what you spend, like if its a lot of dining, entertainment, and travel the premier might be better since it gives 3x on dining and entertainment vs 2x. Premier does have the AF but its also a VS. Prefferred though would be the way to go if you wanted to finance a purchase or do a BT since it has the 0% interest for 12 mos and has a 0% BT transfer intro. Otherwise the besides the signing up bonuses and the other things listed theres nothing really different.
The Preferred is also a VS or WMC, no? And in any case, wouldn't be worth paying $126 AF just for that!

But the transfer really makes the difference now, lile the difference between the CS and CSP for example.

The Preferred isn't a VS or WMC Min ... I have a regular TYP Visa which i will be asking to be converted to a WMC next year

Do you have a Thank You Visa or a Thank You Preferred Visa? I believed all Preferred were VS or WMC. But maybe that stopped when they eneded the plain Thank You.

Re: Citi thank you preferred or premier

Closingracer99 — Sun, 24 Aug 2014 16:36:10 GMT

@Anonymous wrote:
@Closingracer99 wrote:
@Anonymous wrote:
@Skye12329 wrote:
Personally it depends on what you spend, like if its a lot of dining, entertainment, and travel the premier might be better since it gives 3x on dining and entertainment vs 2x. Premier does have the AF but its also a VS. Prefferred though would be the way to go if you wanted to finance a purchase or do a BT since it has the 0% interest for 12 mos and has a 0% BT transfer intro. Otherwise the besides the signing up bonuses and the other things listed theres nothing really different.
The Preferred is also a VS or WMC, no? And in any case, wouldn't be worth paying $126 AF just for that!

But the transfer really makes the difference now, lile the difference between the CS and CSP for example.

The Preferred isn't a VS or WMC Min ... I have a regular TYP Visa which i will be asking to be converted to a WMC next year
Do you have a Thank You Visa or a Thank You Preferred Visa? I believed all Preferred were VS or WMC. But maybe that stopped when they eneded the plain Thank You.

I have a Thank you preferred Visa no VS or WMC

Re: Citi thank you preferred or premier

Anonymous — Sun, 24 Aug 2014 16:40:07 GMT

Yep, I see on the site it now shows a non-sig Visa. But it has conceirge service...

Re: Citi thank you preferred or premier

Closingracer99 — Sun, 24 Aug 2014 16:41:16 GMT

@Anonymous wrote:
Yep, I see on the site it now shows a non-sig Visa. But it has conceirge service...

My TYP starting limit was $4,000 and is a revolving limit as well so perhaps it is a citi thing?

Re: Citi thank you preferred or premier

TrueGeminiNC — Mon, 25 Aug 2014 01:04:34 GMT

I just upgraded from the TY Premier to the Prestige. Though the $450 annual fee may seem intimidating at first - i found a way to make it work.

The annual fee for the TY Premier card is $125. Depending on how much your travel, you should ask yourself if the additional $75 is worth going for the Prestige.

The Prestige offers $250 back for airline travel. Plus you receive a $100 credit every 5 years for global entry. Above and beyod that, you will gain access to airline clubs. There are a number of added travel perks.

Re: Citi thank you preferred or premier

Anonymous — Mon, 25 Aug 2014 11:38:41 GMT

@Closingracer99 wrote:
@Anonymous wrote:
@Closingracer99 wrote:
@Anonymous wrote:
@Skye12329 wrote:
Personally it depends on what you spend, like if its a lot of dining, entertainment, and travel the premier might be better since it gives 3x on dining and entertainment vs 2x. Premier does have the AF but its also a VS. Prefferred though would be the way to go if you wanted to finance a purchase or do a BT since it has the 0% interest for 12 mos and has a 0% BT transfer intro. Otherwise the besides the signing up bonuses and the other things listed theres nothing really different.
The Preferred is also a VS or WMC, no? And in any case, wouldn't be worth paying $126 AF just for that!

But the transfer really makes the difference now, lile the difference between the CS and CSP for example.

The Preferred isn't a VS or WMC Min ... I have a regular TYP Visa which i will be asking to be converted to a WMC next year
Do you have a Thank You Visa or a Thank You Preferred Visa? I believed all Preferred were VS or WMC. But maybe that stopped when they eneded the plain Thank You.
I have a Thank you preferred Visa no VS or WMC

I have a TYP WMC. Not sure how/why; I've had it for a few years now. I may have been grandfathered in for all I know and it may not be possible now. I also previously had a TYP AMEX, which I found odd.

Re: Citi thank you preferred or premier

Anonymous — Mon, 25 Aug 2014 11:45:16 GMT

The 5x TYP (RIP!) through the most recent link was a WMC.

I still have a Citi AA Amex, but didn't know the TYP came in that as well!

Re: Citi thank you preferred or premier

Anonymous — Mon, 25 Aug 2014 11:54:05 GMT

@Anonymous wrote:
The 5x TYP (RIP!) through the most recent link was a WMC.

I still have a Citi AA Amex, but didn't know the TYP came in that as well!

Yeah, my Citi TYP AMEX is my oldest account ... period. It started out as a Student GTA VISA over a decade ago. It's gone through several bank-initiated product changes. Then a few years back I got it as an AMEX. I just got it converted to something else wince my Citi TYP MC also gets TY points, which I honestly don't even use.